443 Sierra Cir, Durango, CO 81301 Property Records

La Plata County property record for 443 Sierra Cir, Durango, CO 81301

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 3,480 sqft · built 2006
Lot Size	2.39 acres (104,239 sqft)
Owner	2 Individual Names on Record
Tax Bill	$3,403 (2025)
Deeds & Mortgages	Apr 2026 Line of Credit Jan 2017 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`5595-251-01-062`

Property Details

APN / Parcel Number

Primary APN	`5595-251-01-062`
Alternative APN	`R428575`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	3,480 sqft Living Area
Basement Area	952 sqft
Finished Basement	952 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2006
Effective Year Built	Effective 2006
Architectural Style	Conventional
Lot Area	104,239 sqft

Exterior Amenities

Porch	Enclosed/Finished Porch
Porch Area	64 sqft
Deck Area	Deck Area
Patio Area	600 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Heating Fuel	Electric

Location & Zoning

Account Number	R428575
Street Address	443 SIERRA CIR
City	DURANGO
State	CO
Zip	81301-8305
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: ASPEN TRAILS #2 BLOCK: 0 LOT: 12 443 SIERRA CIR DURANGO 81301
Legal Subdivision	ASPEN TRAILS #2
Legal Block	2
Legal Lot Number	12
Jurisdiction	LA PLATA CO
Township / Civil Division	DURANGO
Census Block Group	2
Census Block	2031
Census Tract	970706

Owner

Source: La Plata County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 13, 2026	Deed of Trust, Mortgage · Line of Credit CREDIT UNION OF COLORADO
Jan 18, 2017	Deed of Trust, Mortgage · Conventional Mortgage SUNTRUST MORTGAGE INC
Jun 20, 2017	Deed of Trust, Mortgage · Line of Credit BANK OF THE SAN JUANS
Aug 22, 2018	Deed of Trust, Mortgage · Commercial Mortgage FIRST NATIONAL BANK OF DURANGO
Jul 20, 2020	Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Mar 22, 2006
Transfer Doc	0000930217
Record Updated	Sep 20, 2026

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Recording Date	Apr 13, 2026
Property Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Document Number	0001253065
Instrument Date	Apr 6, 2026
Instrument	20261253065
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001253065,
Date	Apr 13, 2026
Instrument	20261253065

Lender

Name	CREDIT UNION OF COLORADO

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Rate	6%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001123492
Date	Jan 18, 2017
Instrument	1123492

Lender

Name	SUNTRUST MORTGAGE INC
Type	Mortgage Company
Address	RICHMOND, VA 23224

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2047

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001129812
Date	Jun 20, 2017
Instrument	1129812

Lender

Name	BANK OF THE SAN JUANS
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0001147081
Date	Aug 22, 2018
Instrument	1147081

Lender

Name	FIRST NATIONAL BANK OF DURANGO
Type	Bank
Address	DURANGO, CO 81301

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LA PLATA CO
Property Address	443 SIERRA CIR, DURANGO, CO 81301-8305
Document Number	0001174553
Instrument Date	Jul 20, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 SIERRA CIR DURANGO CO 813018305, DURANGO, CO 81301-8305

Mortgage

Document Number	0001174553
Date	Jul 24, 2020
Instrument	1174553

Lender

Name	MISCELLANEOUS CU
Type	Credit Union
Address	DENVER, CO 80203

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jul 23, 2035

Tax Assessment & Valuation

Source: La Plata County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	La Plata County
Unified School District	Durango School District 9-R (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,070 (-) Land $3,240 Building $50,830	$865,040 (-) Land $51,800 Building $813,240
2025	$3,403.00 (+51.72%)	$54,070 (+21.86%) Land $3,240 Building $50,830	$865,040 (+30.63%) Land $51,800 Building $813,240
2023	$2,243.00 (+10.44%)	$44,370 (+24.7%) Land $2,580 Building $41,790	$662,210 (+29.36%) Land $38,460 Building $623,750
2022	$2,031.00	$35,580 Land $2,480 Building $33,100	$511,920 Land $35,700 Building $476,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	9 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 92% of the US · above 96% of Colorado
Wildfire Likelihood	0.7% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 39 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
CenturyLink DSL	60 / 5

May also be available: Visionary Broadband.

Cell Coverage

No cell data coverage reported

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