443 Second Ave, Valley Head, AL 35989 Property Records

DeKalb County property record for 443 Second Ave, Valley Head, AL 35989 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,824 sqft · built 1960
Lot Size	0.5 acres (21,780 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,721 (2025)
Deeds & Mortgages	Jan 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10-09-32-0-003-034.000`

Property Details

APN / Parcel Number

Primary APN	`10-09-32-0-003-034.000`
Alternative APNs	`161419` `68491` `9267`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,824 sqft Living Area
1st Floor Area	1,024 sqft
Flooring	Ceramic Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Exterior Material	Wood
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	21,780 sqft (0.5 acres)
Lot Dimensions	130 ft deep x 180 ft wide
Porch	Slab
Porch Area	480 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	161419
Street Address	443 SECOND AVE
City	VALLEY HEAD
State	AL
Zip	35989-4147
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	S32 T5S R10E J W ELLIS SUB BLK OLOTS 19 & 20 & SOUTH 40' OF LOT 18 & PORTION OFVACATED STREET ALL DESC AS: BEG SE COR SAIDLOT
Legal Range	10E
Legal Township	05S
Legal Section	32
Legal Subdivision	J W ELLIS SUB
Legal Block	O
Legal Lot Number	18-20
Jurisdiction	DEKALB AL
Township / Civil Division	VALLEY HEAD-MENTONE
Census Block Group	1
Census Block	1092
Census Tract	961400

Owner

Source: DeKalb County records · APN 10-09-32-0-003-034.000

Assessment roll updated May 8, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	156 HAMILTON AVE, WINDER, GA 30680-2114
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Record Updated	Jun 08, 2026

January 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DEKALB AL
Recording Date	Jan 13, 2022
Property Address	443 SECOND AVE, VALLEY HEAD, AL 35989-4147
Document Number	0003002/51
Book / Page	3002 / 51
Map Reference	MB 1 PG 181 SL 34&35
Instrument Date	Jan 04, 2022
Transaction Type	Transfer
Record Updated	Aug 10, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount from Assessment
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 426, VALLEY HEAD, AL 35989-0426

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	156 HAMILTON AVE, WINDER, GA 30680-2114

Mortgage

Document Number	0005002313
Date	Jan 13, 2022
Instrument	5002/313

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2052

Interest

Rate Type	Adjustable Rate
Rate	2.5%
Type Change Date	Feb 01, 2029
Change Frequency	6 Months
Min Rate At Change	3%
Max Rate At Change	7.5%
Index	Other
Margin	3
Max Rate	7.5%

Tax Assessment & Valuation

Source: DeKalb County records · Assessment roll updated May 8, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Alabama
County	DeKalb County
Municipality	Valley Head Town
Unified School District	DeKalb County School District (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,721.00 (+22.23%)	$42,500 (+22.2%) Land $1,380 Building $41,120	$266,360 (+53.2%) Land $8,560 Building $257,800
2023	$1,408.00 (+491.6%) Homeowner's exemption	$34,780 (+380.39%)	$173,860 (+140.67%) Land $8,560 Building $165,300
2022	$238.00 Homeowner's exemption	$7,240 Land $520 Building $6,720	$72,240 Land $5,140 Building $67,100

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, DeKalb County (01049C), updated September 29, 2011 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 010499614001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 4 individual NFIP policies nearby
Nearby Flood Policies	4 in force 1 of 4 on primary residences
Nearby Flood Claims	1 (2014)
Most Recent Claim	Apr 2014, rainfall accumulation, Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Wildfire

Wildfire Risk	Moderate above 57% of the US · above 72% of Alabama
Wildfire Likelihood	About 1 in 671 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.