Cache County property record for 443 S State St, Richmond, UT 84333
| Property Type | Single Family Home |
|---|---|
| Details | 2,029 sqft · built 1909 |
| Lot Size | 1.05 acres (45,738 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $581,875 (Jul 2023) |
| Tax Bill | $1,963 (2025) |
| Deeds & Mortgages | Jul 2023 Mortgage Sep 2022 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-081-0005 |
| Primary APN | 09-081-0005 |
|---|
| Building Area | 2,029 sqft Living Area |
|---|
| Year Built | Built 1909 |
|---|---|
| Effective Year Built | Effective 1909 |
| Lot Area | 45,738 sqft (1.05 acres) |
| Street Address | 443 S STATE ST |
|---|---|
| City | RICHMOND |
| State | UT |
| Zip | 84333-1564 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | BEG 46 RDS N OF PT 14 RDS W OF SE COR OF NW/4 SEC 35 T 14N R 1E, N 10 RDS W 12 RDS S 4 RDS W 8 RDS S 6 RD E 20 RDS TO BEG 1.0 |
| Legal Range | 01E |
| Legal Township | 14N |
| Legal Section | 35 |
| Jurisdiction | CACHE UT |
| Township / Civil Division | LEWISTON |
| Census Block Group | 1 |
| Census Block | 1035 |
| Census Tract | 101 |
Source: Cache County records, as of December 2, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 28, 2023 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 16, 2022 | Deed of Trust, Mortgage · Line of Credit MOUNTAIN AMERICA FCU |
| Aug 14, 2020 | Deed of Trust, Mortgage · Conventional Mortgage NBH BANK NA |
| Apr 26, 2019 | Warranty Deed, Transfer · Conventional Mortgage NBH BANK NA |
| Jan 14, 2019 | Intrafamily Transfer, Transfer · Conventional Mortgage STEARNS LENDING LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 28, 2023 · Amount on Record |
| Deed Sale | Jul 28, 2023 · Amount on Record |
| Prior Sale | Apr 26, 2019 · Amount on Record |
| Deed Document Number | 20231343979 |
| Deed Book / Page | 2398 / 962 |
| Prior Transfer Date | Jan 9, 2019 |
| Prior Transfer Doc | 2055/0865 |
| Record Updated | Jun 8, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Jul 28, 2023 |
| Property Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Document Number | 002398/962 |
| Book / Page | 2398 / 962 |
| Instrument Date | Jul 27, 2023 |
| Instrument | 1343979 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2023 |
| Title Company | PINNACLE LAND TITLE, PINNACLE TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Document Number | 0001343989 |
|---|---|
| Date | Jul 28, 2023 |
| Instrument | 1343989 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Transaction Type | Mortgage |
| Record Updated | Sep 28, 2022 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|
| Document Number | 02359/1668 |
|---|---|
| Date | Sep 16, 2022 |
| Book Page | 2359/1668 |
| Instrument | 1328372 |
| Name | MOUNTAIN AMERICA FCU |
|---|---|
| Type | Credit Union |
| Address | SANDY, UT 84070 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CACHE UT |
| Property Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | NORTHERN TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 2171/755 |
|---|---|
| Date | Aug 14, 2020 |
| Book Page | 2171/755 |
| Instrument | 1255961 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Address | COLORADO SPRINGS, CO 80918 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 241 Months |
| Due | Sep 1, 2040 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Apr 26, 2019 |
| Property Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Document Number | 2068/1663 |
| Book / Page | 2068 / 1663 |
| Instrument Date | Apr 25, 2019 |
| Instrument | 1217388 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | HICKMAN LAND TITLE LOGAN |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 433 SOUTH SLATE STREET, RICHMOND, UT 84333-1564 |
| Document Number | 1217391 |
|---|---|
| Date | Apr 26, 2019 |
| Instrument | 1217391 |
| Name | NBH BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2049 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CACHE UT |
| Recording Date | Jan 14, 2019 |
| Property Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Document Number | 2055/0865 |
| Book / Page | 2055 / 0865 |
| Instrument Date | Jan 9, 2019 |
| Instrument | 1211559 |
| Transaction Type | Transfer |
| Record Updated | Nov 8, 2021 |
| Title Company | HICKMAN LAND TITLE COMPANY, HICKMAN LAND TITLE CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 443 S STATE ST, RICHMOND, UT 84333-1564 |
| Document Number | 1211560 |
|---|---|
| Date | Jan 14, 2019 |
| Instrument | 1211560 |
| Name | STEARNS LENDING LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Feb 1, 2049 |
Source: Cache County assessment roll, as of November 6, 2025
| Type | Name |
|---|---|
| State | Utah |
| County | Cache County |
| Municipality | Richmond City |
| Unified School District | Cache School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,963.00 (-15.86%) | $268,165 (-4.22%) | $486,346 (-4.37%) Land $231,900 Building $254,446 |
| 2023 | $2,333.00 (-3.6%) | $279,980 (+0.23%) | $508,567 (+0.24%) Land $100,600 Building $407,967 |
| 2022 | $2,420.00 | $279,325 | $507,370 Land $100,600 Building $406,770 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective January 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
| Nearby Flood Claims | 1 (2005) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Apr 2005 · Flooding And Landslides |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 63% of the US · lower than 74% of Utah |
|---|---|
| Wildfire Likelihood | 0.05% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | RICHMOND CITY WATER SYSTEM serves 2,967 people · EPA ID UTAH03018 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Copper | 1.55 mg/L (2021) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 27 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 101 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Tristate Wi-Fi by Wi-Fiber Fixed Wireless | 499 / 285 |
| Verizon Fixed Wireless | 300 / 20 |
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