443 Pankey Ln, Benton, TN 37307 Property Records

Polk County property record for 443 Pankey Ln, Benton, TN 37307

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,920 sqft · built 2004
Lot Size	2 acres (87,120 sqft)
Owner	Individual Name on Record
Last Sale	$211,000 (Oct 2019)
Tax Bill	$852 (2025)
Deeds & Mortgages	Jun 2017 Mortgage Nov 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`045-048.03`

Property Details

APN / Parcel Number

Primary APN	`045-048.03`
Alternative APNs	`0104504504803` `070045 04803`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	2 Stories
Building Area	1,920 sqft Living Area
1st Floor Area	960 sqft
Upper Floors Area	960 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Custom Design
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	87,120 sqft (2 acres)
Terrain	Rolling
Garage Type	Carport
Garage Area	336 sqft
Carport	Carport
Carport Area	336 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	576 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC
Sewer	Connected

Location & Zoning

Street Address	443 PANKEY LN
City	BENTON
State	TN
Zip	37307-4232
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PB: 10 PG: 34 LOT: 1
Legal Subdivision	BK 10 PG 34
Legal Lot Number	1
Jurisdiction	POLK TN
Township / Civil Division	2
Census Block Group	1
Census Block	1088
Census Tract	950204

Owner

Source: Polk County records, as of December 3, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	443 PANKEY LN, BENTON, TN 37307-4232
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 19, 2017	Deed of Trust, Mortgage · FHA Mortgage FIRST CITIZENS NATIONAL BANK
Nov 12, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Oct 29, 2019	Warranty Deed, Transfer · VA Mortgage VETERANS UNITED HM LNS
Nov 15, 2018	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 13, 2018	Warranty Deed, Transfer · FHA Mortgage FIRST CITIZENS NATIONAL BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 29, 2019 · Amount on Record
Deed Sale	Oct 29, 2019 · Amount on Record
Prior Sale	Mar 13, 2018 · Amount on Record
Deed Document Number	20192367
Deed Book / Page	319 / 69
Transfer Doc	00WD267/67
Record Updated	Jun 8, 2026

June 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	443 PANKEY LN, BENTON, TN 37307-4232
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD489/095
Date	Jun 19, 2017
Book Page	TD489/095
Instrument	17001303

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2047

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	POLK TN
Property Address	443 PANKEY LN, BENTON, TN 37307-4232
Transaction Type	Mortgage
Record Updated	Sep 1, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0TD533/283
Date	Nov 12, 2020
Book Page	TD533/283
Instrument	20002727

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2050

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Oct 29, 2019
Property Address	443 PANKEY LN, BENTON, TN 37307-4232
Document Number	0000002367
Book / Page	000319 / 000069
Instrument Date	Oct 25, 2019
Instrument	2367
Transaction Type	Transfer
Record Updated	Nov 7, 2019
Title Company	EQUI TITLE INC

Transaction

Amount	Amount Recorded
Tax	$77.70
Amount Accuracy	Confirmed
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 PANKEY LN BENTON TN 373074232, BENTON, TN 37307-4232

Mortgage

Document Number	2368
Date	Oct 29, 2019
Book Page	000517/000144
Instrument	2368

Lender

Name	VETERANS UNITED HM LNS
Type	Funding / Finance Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 28, 2049

November 2018: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	POLK TN
Recording Date	Nov 15, 2018
Property Address	443 PANKEY LN, BENTON, TN 37307-4232
Document Number	0000002429
Book / Page	000312 / 000363
Instrument Date	Nov 14, 2018
Instrument	2429
Transaction Type	Transfer
Record Updated	Nov 21, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 PANKEY LN BENTON TN 373074232, BENTON, TN 37307-4232

March 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK TN
Recording Date	Mar 13, 2018
Property Address	443 PANKEY LN, BENTON, TN 37307-4232
Document Number	0WD308/198
Book / Page	WD308 / 198
Map Reference	MB 10 PG 34
Instrument Date	Mar 9, 2018
Instrument	18000534
Transaction Type	Transfer
Record Updated	Sep 1, 2022
Title Company	EQUITITLE INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$677.10
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 PANKEY LN, BENTON, TN 37307-4232

Mortgage

Document Number	0018000535
Date	Mar 13, 2018
Instrument	18000535

Lender

Name	FIRST CITIZENS NATIONAL BANK
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2048

Tax Assessment & Valuation

Source: Polk County assessment roll, as of December 3, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Polk County
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$852.00	$50,400 (-) Land $5,700 Building $44,700	$201,600 (-) Land $22,800 Building $178,800
2024	$852.00	$50,400 (-) Land $5,700 Building $44,700
2023	$852.00 (+16.71%)	$50,400 (+73.34%) Land $5,700 Building $44,700	$201,600 (+73.34%) Land $22,800 Building $178,800
2022	$730.00	$29,075 Land $3,400 Building $25,675	$116,300 Land $13,600 Building $102,700

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 18, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 13 policies
Nearby Flood Policies	13 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 60% of the US · above 81% of Tennessee
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BENTON WATER SYSTEM serves 2,580 people · EPA ID TN0000048
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30

Cell Coverage

5G (outdoors only) and 4G LTE

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