Flathead County property record for 443 Osborn Ave, #212, Bigfork, MT 59911
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 3 ba · 2,560 sqft · built 2006 |
| Lot Size | 0.008 acres (389 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $9,935 (2026) |
| Deeds & Mortgages | Feb 2026 Sale Dec 2019 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R0750499 |
| Primary APN | R0750499 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 14 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 2 Stories |
| Building Area | 2,560 sqft Living Area |
| 1st Floor Area | 1,510 sqft |
| 2nd Floor Area | 1,050 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Condo/Apartment |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Shed Roof |
| Roof Material | Asphalt |
| Lot Area | 389 sqft (0.008 acres) |
| View / Lot | Waterfront / Beach |
| Porch | Slab |
| Porch Area | 100 sqft |
| Deck Area | 250 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Water Source | Commercial |
| Account Number | 0000011574 |
|---|---|
| Street Address | 443 OSBORN AVE, 212 |
| City | BIGFORK |
| State | MT |
| Zip | 59911-3671 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | OSBORN LANDING CONDO IN BIGFORK, S36, T27 N, R20 W, UNIT 212, ASSESSOR# 0000011574 LOT: 212 |
| Legal Range | 20W |
| Legal Township | 27N |
| Legal Section | 36 |
| Legal Subdivision | OSBORN LANDING CONDO IN BIGFORK |
| Legal Lot Number | 212 |
| Jurisdiction | FLATHEAD MT |
| Township / Civil Division | CRESTON-BIGFORK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 1303 |
443 Osborn Ave, #212 is owned and occupied by an individual who acquired it in February 2026.
Source: Flathead County records, as of March 3, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 OSBORN AVE, 212, BIGFORK, MT 59911-3669 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Feb 18, 2026 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Dec 13, 2019 | Warranty Deed, Transfer · Conventional Mortgage FIRST HORIZON BANK |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2026 |
| Deed Sale | Feb 18, 2026 |
| Prior Sale | Dec 13, 2019 · Amount on File |
| Deed Document Number | 20263264 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Feb 18, 2026 |
| Property Address | 443 OSBORN AVE # 212, 212, BIGFORK, MT 59911-3671 |
| Document Number | 202600003264 |
| Map Reference | DOC 2007-172-15000 |
| Instrument Date | Feb 13, 2026 |
| Instrument | 202600003264 |
| Transaction Type | Transfer |
| Record Updated | Mar 13, 2026 |
| Title Company | FIDELITY NATIONAL TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 OSBORN AVE # 212, 212, BIGFORK, MT 59911-3671 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | FLATHEAD MT |
| Recording Date | Dec 13, 2019 |
| Property Address | 443 OSBORN AVE # 212, 212, BIGFORK, MT 59911-3671 |
| Document Number | 201900032540 |
| Map Reference | DOC 2007-029-1100-0 |
| Instrument Date | Dec 10, 2019 |
| Instrument | 201900032540 |
| Transaction Type | Transfer |
| Record Updated | Jun 7, 2023 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Family Trust |
| Address | 4022 TIMBER TRACE DR, OOLTEWAH, TN 37363-1000 |
| Document Number | 201900032541 |
|---|---|
| Date | Dec 13, 2019 |
| Instrument | 201900032541 |
| Name | FIRST HORIZON BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.75% |
| Adjustable | Adjustable Rate Rider |
| Type Change Date | Jan 1, 2030 |
| Change Frequency | Annually |
| Min Rate At Change | 2.5% |
| Max Rate At Change | 8.75% |
| Index | 1-Year LIBOR |
| Max Rate | 8.75% |
The 2026 property tax bill for 443 Osborn Ave, #212 was $9,935, up 82.5% from the year before.
Source: Flathead County assessment roll, as of September 3, 2025
| Type | Name |
|---|---|
| State | Montana |
| County | Flathead County |
| Elementary School District | Bigfork Elementary School District (PK - 08) |
| Secondary School District | Bigfork High School District (09 - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $9,935.00 (+82.49%) | $1,311,200 (-) | |
| 2025 | $5,444.00 | $1,311,200 | $1,311,200 Land $144,593 Building $1,166,607 |
| 2023 | $6,216.00 | $830,400 | $830,400 Land $144,593 Building $685,807 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 443 Osborn Ave, #212 in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective November 16, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 Osborn Ave, #212 is moderate, ranking above 56% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 56% of the US · lower than 68% of Montana |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | BIGFORK COUNTY WATER AND SEWER serves 6,100 people · EPA ID MT0000262 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2025 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 205 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: Western Montana CommunityTel.
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