443 Old NC 18, Morganton, NC 28655 Property Records

Burke County property record for 443 Old NC 18, Morganton, NC 28655

Property Summary

Property Type	Single Family Home
Details	2 bd · 1 ba · 952 sqft · built 1955
Lot Size	0.24 acres (10,454 sqft)
Owner	Individual Name on File
Tax Bill	$448 (2026)
Deeds & Mortgages	Jul 2026 Line of Credit Aug 2018 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`2702970731`

Property Details

APN / Parcel Number

Primary APN	`2702970731`
Alternative APN	`44473`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Stories	1 Story
Building Area	952 sqft Living Area
1st Floor Area	952 sqft
Flooring	Wood

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1970
Architectural Style	Ranch
Exterior Material	Brick Veneer
Foundation Type	Masonry
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	10,454 sqft (0.24 acres)
Porch	Slab
Porch Area	48 sqft

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	443 OLD NC 18
City	MORGANTON
State	NC
Zip	28655-9476
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	MEDIUM INT
Legal Description	443 OLD NC 18 MORGANTON, NC 28655
Legal Subdivision	SURVEY FOR DAVID J WILSON
Jurisdiction	BURKE NC
Township / Civil Division	MORGANTON
Census Block Group	2
Census Block	2018
Census Tract	21400

Owner

443 Old NC 18 is owned by an individual who acquired it in February 2006.

Source: Burke County records, as of October 12, 2026

Owner of Record	Individual Name on File
Mailing Address	441 OLD NC 18, MORGANTON, NC 28655-9476
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 10, 2026	Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CREDIT UNION
Aug 16, 2018	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPLOYEES CU
Sep 2, 2020	Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	Feb 22, 2006
Transfer Doc	0015410445
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Recording Date	Jul 10, 2026
Property Address	443 OLD NC 18, MORGANTON, NC 28655-9476
Document Number	0026006387
Book / Page	2883 / 854
Instrument Date	Jul 7, 2026
Instrument	202626006387
Transaction Type	Mortgage
Record Updated	Jul 29, 2026
Title Company	LENDER RECORDING SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 OLD NC 18, MORGANTON, NC 28655-9476

Mortgage

Document Number	0026006387,
Date	Jul 10, 2026
Book Page	2883/854
Instrument	202626006387

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate	6.52%
Max Rate	-1%

August 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	443 OLD NC 18, MORGANTON, NC 28655-9476
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	ACCURATE TITLE GROUP

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0023610777
Date	Aug 16, 2018
Book Page	2361/0777
Instrument	2017019002

Lender

Name	STATE EMPLOYEES CU
Type	Credit Union
Address	RALEIGH, NC 27611

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	85 Months
Due	Sep 1, 2025

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BURKE NC
Property Address	443 OLD NC 18, MORGANTON, NC 28655-9476
Document Number	0024860850
Instrument Date	Sep 2, 2020
Transaction Type	Mortgage
Record Updated	Sep 21, 2020
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 OLD NC 18 MORGANTON NC 286559476, MORGANTON, NC 28655-9476

Mortgage

Document Number	0024860850
Date	Sep 9, 2020
Book Page	002486/000850
Instrument	44426

Lender

Name	STATE EMPS FCU
Type	Credit Union
Address	RALEIGH, NC 27611-5279

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	120 Months
Due	Sep 8, 2030

Tax Assessment & Valuation

The 2026 property tax bill for 443 Old NC 18 was $448, up 1.1% from the year before.

Source: Burke County assessment roll, as of October 12, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Burke County
Municipality	Morganton City
Unified School District	Burke County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$448.00 (+1.13%)	$62,520 (-) Land $11,700 Building $50,820	$62,520 (-) Land $11,700 Building $50,820
2025	$443.00	$62,520 Land $11,700 Building $50,820	$62,520 Land $11,700 Building $50,820
2023	$438.00	$62,520 Land $11,700 Building $50,820	$62,520 Land $11,700 Building $50,820

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Old NC 18 in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 28, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	6 (2004–2024)
Claims Outside the SFHA	3 of 6
Most Recent Claim	Sep 2024 · Tropical Storm Helene
Claims by Event	Tropical Storm Frances, Sep 2004 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Old NC 18 is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MORGANTON serves 27,221 people · EPA ID NC0112015
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 52 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL in parts of the area	100 / 20

May also be available: Compas X-Stream, Verizon.

Nearby Properties on Old NC 18

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures