Lancaster County property record for 443 Monroe Hwy, Lancaster, SC 29720
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 2,237 sqft · built 1978 |
| Lot Size | 3.24 acres (141,134 sqft) |
| Owner | Individual Name on File |
| Last Sale | $420,000 (Apr 2023) |
| Tax Bill | $2,485 (2025) |
| Deeds & Mortgages | Apr 2023 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0061I-0B-007.00 |
| Primary APN | 0061I-0B-007.00 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 1 Story |
| Building Area | 2,237 sqft Living Area |
| Gross Area | 2,859 sqft |
| Flooring | Carpet |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Wood Siding |
| Construction Type | Wood |
| Foundation Type | Footing |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 141,134 sqft (3.24 acres) |
| Garage Area | 528 sqft |
| Porch | Porch |
| Porch Area | 486 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 5977 |
|---|---|
| Street Address | 443 MONROE HWY |
| City | LANCASTER |
| State | SC |
| Zip | 29720-6556 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | LDR |
| Legal Description | 3.235 ACRES |
| Legal Subdivision | RICHARD E RICHARDS |
| Legal Lot Number | 2 |
| Jurisdiction | LANCASTER SC |
| Township / Civil Division | LANCASTER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 10900 |
443 Monroe Hwy is owned and occupied by an individual who bought it in April 2023.
Source: Lancaster County records, as of May 27, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 MONROE HWY, LANCASTER, SC 29720-6556 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Apr 3, 2023 | Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE |
| Dec 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA |
| Apr 5, 2019 | Grant Deed, Transfer · Line of Credit BANK OF AMERICA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 3, 2023 · Amount on File |
| Deed Sale | Apr 3, 2023 · Amount on File |
| Prior Sale | Apr 5, 2019 · Amount on File |
| Deed Document Number | 20234122 |
| Deed Book / Page | 1652 / 327 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Apr 3, 2023 |
| Property Address | 443 MONROE HWY, LANCASTER, SC 29720-6556 |
| Document Number | 0000004122 |
| Book / Page | 1652 / 327 |
| Map Reference | PL 13903 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023004122 |
| Transaction Type | Transfer |
| Record Updated | Apr 13, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,092.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 443 MONROE HWY, LANCASTER, SC 29720-6556 |
| Document Number | 0000004123 |
|---|---|
| Date | Apr 3, 2023 |
| Instrument | 2023004123 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER SC |
| Property Address | 443 MONROE HWY, LANCASTER, SC 29720-6556 |
| Transaction Type | Mortgage |
| Record Updated | Jun 29, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0000022281 |
|---|---|
| Date | Dec 10, 2020 |
| Book Page | 4225/72 |
| Instrument | 2020022281 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | LANCASTER SC |
| Recording Date | Apr 5, 2019 |
| Property Address | 443 MONROE HWY, LANCASTER, SC 29720-6556 |
| Document Number | 0000004708 |
| Book / Page | 001223 / 000210 |
| Instrument Date | Apr 4, 2019 |
| Instrument | 4708 |
| Transaction Type | Transfer |
| Record Updated | Apr 12, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $989.75 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 443 MONROE HWY LANCASTER SC 297206556, LANCASTER, SC 29720-6556 |
| Document Number | 4709 |
|---|---|
| Date | Apr 5, 2019 |
| Book Page | 003716/000071 |
| Instrument | 4709 |
| Name | BANK OF AMERICA |
|---|---|
| Type | Bank |
| Address | CHARLOTTE, NC 28255 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 4, 2049 |
| Rate Type | Adjustable Rate |
|---|
The 2025 property tax bill for 443 Monroe Hwy was $2,485, down 1% from the year before.
Source: Lancaster County assessment roll, as of March 27, 2026
| Type | Name |
|---|---|
| State | South Carolina |
| County | Lancaster County |
| Unified School District | Lancaster County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,485.00 (-1%) | $17,016 Land $4,052 Building $12,964 | $425,400 Land $101,300 Building $324,100 |
| 2024 | $2,510.00 (+50.93%) | ||
| 2023 | $1,663.00 | $10,876 Land $1,744 Building $9,132 | $271,900 Land $43,600 Building $228,300 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 443 Monroe Hwy in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective January 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 Monroe Hwy is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 96% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF LANCASTER serves 14,074 people · EPA ID SC2910001 |
|---|---|
| Water Source | Purchased surface water from LANCASTER COUNTY W&SD |
| Last State Inspection | Sep 2024 |
| Lead | 3 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Comporium Cable · Fiber in parts of the area | 1,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
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