Pamlico County property record for 443 Jo Jane Rd, Oriental, NC 28571
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 2,208 sqft · built 2006 |
| Lot Size | 2.39 acres (104,108 sqft) |
| Owner | Individual Name on File |
| Last Sale | $1,500 (Nov 1994) |
| Tax Bill | $1,308 (2025) |
| Deeds & Mortgages | Mar 2026 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | H091-8-F |
| Primary APN | H091-8-F |
|---|---|
| Alternative APNs |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,208 sqft Finished Area |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 104,108 sqft (2.39 acres) |
| Porch | Slab |
| Porch Area | 72 sqft |
| Deck Area | 76 sqft |
| Heating System | Heat Pump |
|---|---|
| Heating Fuel | Electric |
| Water Source | Commercial |
| Account Number | 8499 |
|---|---|
| Street Address | 443 JO JANE RD |
| City | ORIENTAL |
| State | NC |
| Zip | 28571-9509 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | SR 1350 LOT F SEE SURVEY 277/577 0004728 6466885683000 |
| Legal Subdivision | 3-3 |
| Legal Lot Number | F |
| Jurisdiction | PAMLICO NC |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 950203 |
Source: Pamlico County records, as of May 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 443 JO JANE RD, ORIENTAL, NC 28571-9509 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 1, 1994 · Amount on File |
| Deed Sale | Nov 1, 1994 · Amount on File |
| Deed Book / Page | 301 / 337 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | PAMLICO NC |
| Property Address | 443 JO JANE RD, ORIENTAL, NC 28571-9509 |
| Transaction Type | Mortgage |
| Record Updated | Apr 14, 2026 |
| Name | Verified Name |
|---|---|
| Address | 641 SPAIN FARM RD, STONEWALL, NC 28583 |
| Document Number | 000754/841 |
|---|---|
| Date | Mar 31, 2026 |
| Book Page | 754/841 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 4.87% |
| Type Change Date | Apr 1, 2031 |
| Change Frequency | 5 Years |
| Min Rate At Change | 2.87% |
| Max Rate At Change | 6.87% |
| Index | 5-Year CMT |
| Max Rate | 10.8% |
Source: Pamlico County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Pamlico County |
| Unified School District | Pamlico County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,308.00 (+2.99%) | $188,286 (-) Land $35,143 Building $153,143 | $188,286 (-) Land $35,143 Building $153,143 |
| 2023 | $1,270.00 | $188,286 Land $35,143 Building $153,143 | $188,286 Land $35,143 Building $153,143 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective March 10, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 60 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 60 in force |
| Nearby Flood Claims | 29 (1999–2018) |
| Claims Outside the SFHA | 1 of 29 |
| Most Recent Claim | Sep 2018 · Hurricane Florence |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 64% of the US · above 87% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PAMLICO COUNTY WATER serves 19,665 people · EPA ID NC0469025 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Nov 2024 |
| Lead | 10 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line inventory Oct 2024 |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 22 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Fiber | 1,000 / 1,000 |
| Brightspeed Fiber | 940 / 940 |
5G (outdoors only) and 4G LTE
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