Clay County property record for 443 Henson Rd, Warne, NC 28909
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 2,628 sqft · built 1975 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $165,000 (Dec 2012) |
| Tax Bill | $1,153 (2026) |
| Deeds & Mortgages | Aug 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 542802798871 |
| Primary APN | 542802798871 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Building Area | 2,628 sqft Heated Area |
| Year Built | Built 1975 |
|---|---|
| Effective Year Built | Effective 1975 |
| Lot Area | 217,800 sqft (5 acres) |
| Account Number | 15579301 |
|---|---|
| Street Address | 443 HENSON RD |
| City | WARNE |
| State | NC |
| Zip | 28909-8771 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | P/O LOT 89 KIRK AUCTION |
| Legal Lot Number | 89 |
| Jurisdiction | CLAY NC |
| Township / Civil Division | BRASSTOWN |
| Census Block Group | 1 |
| Census Block | 1076 |
| Census Tract | 950202 |
443 Henson Rd is owned by two individuals who bought it in December 2012.
Source: Clay County records, as of October 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 4561 SW 24TH AVE, FORT LAUDERDALE, FL 33312-5713 |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 17, 2012 · Amount on File |
| Deed Sale | Dec 17, 2012 · Amount on File |
| Prior Sale | Apr 12, 2012 · Amount on File |
| Deed Document Number | 20122929 |
| Deed Book / Page | 372 / 229 |
| Prior Transfer Date | Apr 4, 2012 |
| Prior Transfer Doc | 366/053 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY NC |
| Property Address | 443 HENSON RD, WARNE, NC 28909-8771 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2020 |
| Name | Verified Name |
|---|
| Document Number | K15/25 |
|---|---|
| Date | Aug 11, 2020 |
| Book Page | K15/25 |
| Instrument | 2020001791 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 241 Months |
| Due | Sep 1, 2040 |
The 2026 property tax bill for 443 Henson Rd was $1,153, up 18.7% from the year before.
Source: Clay County assessment roll, as of October 15, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Clay County |
| Unified School District | Clay County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,153.00 (+18.74%) | $339,800 (+83.18%) Land $72,500 Building $267,300 | $339,800 (+83.18%) Land $72,500 Building $267,300 |
| 2025 | $971.00 | $185,500 Land $51,000 Building $134,500 | $185,500 Land $51,000 Building $134,500 |
| 2023 | $871.00 | $185,500 Land $51,000 Building $134,500 | $185,500 Land $51,000 Building $134,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 443 Henson Rd in Zone X, an area of minimal flood risk, though there have been 4 flood claims nearby since 2013.
Source: FEMA National Flood Hazard Layer, effective May 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 4 (2013–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 443 Henson Rd is moderate, ranking above 60% of the US, with a 0.2% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 60% of the US · above 83% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Blue Ridge Mountain EMC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
5G (outdoors only) and 4G LTE
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