443 Grace Loop Rd, Mount Vernon, KY 40456 Property Records

Rockcastle County property record for 443 Grace Loop Rd, Mount Vernon, KY 40456 · Last verified February 2026

Property Summary

Property Type	Single Family Home
Lot Size	3 acres (130,680 sqft)
Owner	Individual Name on File
Last Sale	$292,500 (Oct 2025)
Tax Bill	$1,416 (2025)
Deeds & Mortgages	Apr 2018 Construction Loan Dec 2018 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`043-00-060.22`

Property Details

APN / Parcel Number

Primary APN	`043-00-060.22`
Alternative APNs	`2308301` `847401`

Exterior

Lot Area	130,680 sqft (3 acres)

Location & Zoning

Account Number	847401
Street Address	443 GRACE LOOP RD
City	MOUNT VERNON
State	KY
Zip	40456-7348
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	3 ACRES & HOUSE
Jurisdiction	ROCKCASTLE KY
Township / Civil Division	CONWAY
Census Block Group	3
Census Block	3038
Census Tract	950100

Owner

Source: Rockcastle County records · APN 043-00-060.22

Assessment roll updated August 1, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2018	Deed of Trust, Mortgage · Construction Mortgage PEOPLES BANK & TRUST CO OF MADISON CNTY
Dec 14, 2018	Deed of Trust, Mortgage · VA Mortgage USAA FSB
Feb 05, 2021	Deed of Trust, Mortgage · VA Mortgage MORTGAGE RESEARCH CENTER LLC
Oct 17, 2025	Deed, Transfer · FHA Mortgage US BANK NA
Jul 20, 2017	Deed, Transfer

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Oct 17, 2025 · Amount on Record
Deed Sale	Oct 17, 2025 · Amount on Record
Prior Sale	Jul 20, 2017 · Amount on Record
Deed Document Number	422597
Deed Book / Page	300 / 103
Record Updated	Jun 08, 2026

April 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M284/661
Date	Apr 24, 2018
Book Page	M284/661
Instrument	149964

Lender

Name	PEOPLES BANK & TRUST CO OF MADISON CNTY
Type	Bank
Address	BEREA, KY 40403

Agreement

Type	Construction Mortgage
Amount	Amount Recorded
Term	12 Months
Due	Apr 23, 2019

December 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Transaction Type	Mortgage
Record Updated	Jan 20, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M290/261
Date	Dec 14, 2018
Book Page	M290/261
Instrument	153504

Lender

Name	USAA FSB
Type	Bank
Address	SAN ANTONIO, TX 78288

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2049

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ROCKCASTLE KY
Property Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Transaction Type	Mortgage
Record Updated	Jan 20, 2026
Title Company	BESTON NATIONAL TITLE AGENCY LLC, BOSTON NATIONAL TTL AGCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00M312/196
Date	Feb 05, 2021
Book Page	M312/196
Instrument	366375

Lender

Name	MORTGAGE RESEARCH CENTER LLC
Type	Mortgage Company
Address	COLUMBIA, MO 65203

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 01, 2051

October 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Oct 17, 2025
Property Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Document Number	000300/103
Book / Page	300 / 103
Map Reference	MB 201 PG 342
Instrument Date	Oct 15, 2025
Instrument	422597
Transaction Type	Transfer
Record Updated	Jan 20, 2026
Title Company	BLUEGRASS LAND TITLE, BLUEGRASS LAND TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$292.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	43 RIMMEL CEMETERY RD, MOUNT VERNON, KY 40456-6116

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348

Mortgage

Document Number	0000422598
Date	Oct 17, 2025
Instrument	422598

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2055

July 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	ROCKCASTLE KY
Recording Date	Jul 20, 2017
Property Address	443 GRACE LOOP RD, MOUNT VERNON, KY 40456-7348
Document Number	DEED261/197
Book / Page	DEED 261 / 197
Instrument Date	Jul 20, 2017
Instrument	143652
Transaction Type	Transfer
Record Updated	Jan 20, 2026

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4183 KNOB CREEK RD, BROOKS, KY 40109-5041

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	303 SMALLWOOD RD, MOUNT VERNON, KY 40456-7037

Tax Assessment & Valuation

Source: Rockcastle County records · Assessment roll updated August 1, 2025 · Last verified February 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Rockcastle County
Unified School District	Rockcastle County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (-0.56%)	$174,000 (-)	$174,000 (-)
2024	$1,424.00 (-1.11%)	$174,000 (-)	$174,000 (-)
2023	$1,440.00	$174,000	$174,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Rockcastle County (21203C), updated August 3, 2009 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 212039501003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Moderate above 40% of the US · above 71% of Kentucky
Wildfire Likelihood	About 1 in 1,667 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 18 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000
Starlink	Satellite (low-earth orbit)	280 / 30

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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