Clarion County property record for 443 Gemmell Dr, Clarion, PA 16214
| Property Type | Single Family Home |
|---|---|
| Details | 960 sqft · built 1997 |
| Lot Size | 0.53 acres (23,087 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $260,000 (Aug 2026) |
| Tax Bill | $23,875 (2026) |
| Deeds & Mortgages | Aug 2026 Sale & Mortgage Nov 2017 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 05-098000 |
| Primary APN | 05-098000 |
|---|---|
| Alternative APN |
|
| Stories | 2 Stories |
|---|---|
| Building Area | 960 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Lot Area | 23,087 sqft (0.53 acres) |
| Street Address | 443 GEMMELL DR |
|---|---|
| City | CLARION |
| State | PA |
| Zip | 16214-2101 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 14 UNIVERSITY MANOR SUB DIVISION |
| Legal Subdivision | UNIVERSITY MANOR SUB DIV |
| Legal Lot Number | 14 |
| Jurisdiction | CLARION PA |
| Township / Civil Division | CLARION |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 160600 |
443 Gemmell Dr is owned and occupied by two individuals who bought it in August 2026.
Source: Clarion County records, as of August 18, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 443 GEMMELL DR, CLARION, PA 16214-2101 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 7, 2026 | Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 2, 2017 | Deed of Trust, Mortgage · Line of Credit NORTHWEST BANK |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 7, 2026 · Amount on File |
| Deed Sale | Aug 7, 2026 · Amount on File |
| Prior Sale | Dec 8, 2005 · Amount on File |
| Deed Document Number | 20262617 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | CLARION PA |
| Recording Date | Aug 7, 2026 |
| Property Address | 443 GEMMELL DR, CLARION, PA 16214-2101 |
| Document Number | 0000002617 |
| Instrument Date | Aug 3, 2026 |
| Instrument | 20262617 |
| Transaction Type | Transfer |
| Record Updated | Aug 18, 2026 |
| Title Company | KEYSTONE CLOSING SERVICES LLC, KEYSTONE CLOSING SERVICES |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $262,600.00 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 443 GEMMELL DR, CLARION, PA 16214-2101 |
| Document Number | 0000002618, |
|---|---|
| Date | Aug 7, 2026 |
| Instrument | 20262618 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.49% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLARION PA |
| Property Address | 443 GEMMELL DR, CLARION, PA 16214-2101 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2019 |
| Title Company | ACCURATE EQUITY GROUP |
| Name | Verified Name |
|---|
| Document Number | 2017003937 |
|---|---|
| Date | Nov 2, 2017 |
| Instrument | 2017-003937 |
| Name | NORTHWEST BANK |
|---|---|
| Type | Non-Lending Institution |
| Address | WARREN, PA 16365 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 299 Months |
| Due | Oct 12, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 443 Gemmell Dr was $23,875, up 374.6% from the year before.
Source: Clarion County assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Pennsylvania |
| County | Clarion County |
| Municipality | Clarion Borough |
| Unified School District | Clarion Area School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $23,875.00 (+374.56%) | $329,300 Land $34,300 Building $295,000 | |
| 2025 | $5,031.00 (+3.2%) | $329,300 Land $34,300 Building $295,000 | |
| 2024 | $4,875.00 | $44,637 Land $8,000 Building $36,637 | |
| 1975 | $44,637 Land $8,000 Building $36,637 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
FEMA maps place 443 Gemmell Dr in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 9, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 443 Gemmell Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 43% of Pennsylvania |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PA AMERICAN WATER CO CLARION private · serves 10,372 people · EPA ID PA6160001 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2026 |
| Lead | 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 82 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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