443 Exchange St, Houston, TX 77020 Property Records

Harris County property record for 443 Exchange St, Houston, TX 77020

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 2,095 sqft · built 1950
Lot Size0.135 acres (5,880 sqft)
OwnerIndividual Name on File
Last Sale$101,200 (Aug 2017)
Tax Bill$2,247 (2025)
Deeds & MortgagesJan 2022 Mortgage
Dec 2017 Construction Loan
+ 1 more
Flood ZoneZone X (minimal risk)
APN083-063-000-0084

Property Details

APN / Parcel Number

Primary APN083-063-000-0084

Interior

Bedrooms2 Beds
Full Baths1 Bath
Plumbing Fixtures5 Plumbing Fixtures
Total Rooms4 Rooms
Stories1 Story
Building Area2,095 sqft Living Area
1st Floor Area2,095 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 2020
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Construction TypeBrick
Foundation TypeSlab (Mat/Raft)
Lot Area5,880 sqft (0.135 acres)
View / LotFlood Plain
Garage TypeDetached
Garage Area480 sqft
Parking Spaces3 Parking Spaces
PorchOpen Frame Porch
Porch Area468 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number0830630000084
Street Address443 EXCHANGE ST
CityHOUSTON
StateTX
Zip77020-5615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLT 84 BLK 3 DENVER HARBOR SEC 2
Legal SubdivisionDENVER HARBOR SEC 2
Legal Block3
Legal Lot Number84
JurisdictionHARRIS TX
Township / Civil DivisionHOUSTON
Census Block Group2
Census Block2024
Census Tract212400

Owner

443 Exchange St is owned and occupied by an individual who bought it in August 2017.

Source: Harris County records, as of September 29, 2026

Owner of RecordIndividual Name on File
Mailing Address443 EXCHANGE ST, HOUSTON, TX 77020-5615
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 14, 2022Deed of Trust, Mortgage · FHA Mortgage
NATIONSTAR MORTGAGE LLC
Dec 28, 2017Trustee's Deed, Construction Loan · Construction Mortgage
US SMALL BUSN ADMN
Aug 10, 2017Warranty Deed, Transfer · FHA Mortgage
BANK OF AMERICA

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 10, 2017 · Amount on File
Deed SaleAug 10, 2017 · Amount on File
Deed Document Number2017360639
Prior Transfer DateAug 8, 2017
Prior Transfer Doc0000360639
Record UpdatedOct 29, 2026

January 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRIS TX
Property Address443 EXCHANGE ST, HOUSTON, TX 77020-5615
Transaction TypeMortgage
Record UpdatedJan 27, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 EXCHANGE ST, HOUSTON, TX 77020-5615

Mortgage

Document Number0000026808
DateJan 14, 2022
Instrument2022-26808
Lender
NameNATIONSTAR MORTGAGE LLC
TypeMortgage Company
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2052

December 2017: Trustee's Deed, Construction Loan

Document TypeTrustee's Deed
JurisdictionHARRIS TX
Recording DateDec 28, 2017
Property Address443 EXCHANGE ST, HOUSTON, TX 77020-5615
Instrument DateNov 5, 2017
Instrument570232
Transaction TypeConstruction Loan
Record UpdatedJan 9, 2018

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 EXCHANGE ST HOUSTON TX 770205615, HOUSTON, TX 77020-5615

Mortgage

Document Number0000570232
DateDec 28, 2017
Instrument570232
Lender
NameUS SMALL BUSN ADMN
AddressEL PASO, TX 79935
Agreement
TypeConstruction Mortgage
AmountAmount on Record
Term360 Months
DueDec 27, 2047

August 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRIS TX
Recording DateAug 10, 2017
Property Address443 EXCHANGE ST, HOUSTON, TX 77020-5615
Document Number0000360639
Instrument DateAug 8, 2017
Instrument360639
Transaction TypeTransfer
Record UpdatedAug 24, 2018
Title CompanyFIDELITY NATIONAL TITLE

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address443 EXCHANGE ST HOUSTON TX 770205615, HOUSTON, TX 77020-5615

Mortgage

Document Number360640
DateAug 10, 2017
Instrument360640
Lender
NameBANK OF AMERICA
TypeBank
AddressCHARLOTTE, NC 28255
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueAug 9, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 443 Exchange St was $2,247 with a homeowner's exemption, up 0.2% from the year before.

Source: Harris County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateTexas
CountyHarris County
MunicipalityHouston City
Unified School DistrictHouston Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$297,387 (-6.58%) Land $79,380 Building $218,007$297,387 (-6.58%) Land $79,380 Building $218,007
2025$2,247.00 (+0.18%) Homeowner's exemption$318,331 Land $79,380 Building $238,951$318,331 Land $79,380 Building $238,951
2024$2,243.00
2023$254,964 Land $79,380 Building $175,584$254,964 Land $79,380 Building $175,584
2022$1,856.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Exchange St in Zone X, an area of minimal flood risk, though there have been 157 flood claims nearby since 1981.

Source: FEMA National Flood Hazard Layer, effective May 17, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 108 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies108 in force
Nearby Flood Claims157 (1981–2024)
Claims Outside the SFHA131 of 157
Most Recent ClaimJul 2024 · Hurricane Beryl
Claims by Event
  • Hurricane Harvey, Sep 2017 · 63 claims
  • Hurricane Ike, Sep 2008 · 13 claims
  • Tropical Storm Allison-06-06-2001, Jun 2001 · 24 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 443 Exchange St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF HOUSTON
serves 2,970,543 people · EPA ID TX1010013
Water SourceSurface water
Last State InspectionOct 2025
Lead5 ppb (2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · May 2025
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 687 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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