443 E Division St, Dowagiac, MI 49047 Property Records

Cass County property record for 443 E Division St, Dowagiac, MI 49047 · Last verified August 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms3 Beds
Bathrooms1 Baths
Year BuiltBuilt 1900
Square Footage1,420 sqft Building Perimeter
Lot Size16,553 sqft (0.38 acres)
OccupancyOwner Occupied
Last Sale$100,000 (2021)
Tax Bill$1,272.00 (2025)

Property Details

APN / Parcel Number

Primary APN14-160-300-010-00

Interior

Bedrooms3 Beds
Full Baths1 Baths
Building Area1,420 sqft Building Perimeter
1st Floor880 sqft 1st Floor
Basement Area840 sqft Basement
Unfinished Basement840 sqft Unfinished

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Lot Area16,553 sqft (0.38 acres)
Garage Area264 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating

Location & Zoning

Street Address443 E DIVISION ST
CityDOWAGIAC
StateMI
Zip49047-1458
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal Description. DW 245 COM 191 FT 9 3/4 IN. E OF SW COR SW 1/4 SE 1/4 SEC 31. T5S,R15W, RUNNING TH N 255 3/4 FT TH W 63 FT 11 1/4 INCHES TH
Legal Lot Number8
JurisdictionCASS MI
Minor Civil DivisionDOWAGIAC
Census Blockgroup5
Census Block5024
Census Tract2000

Owner

Source: Cass County records · APN 14-160-300-010-00

Assessment roll updated August 28, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address443 E DIVISION ST, DOWAGIAC, MI 49047-1458
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity
VestingEt Al (and Others) - Vendor Data Only

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 19, 2021 · Amount on Record
Deed SaleAug 19, 2021 · Amount on Record
Prior SaleDec 28, 2010 · Amount on Record
Deed Book / Page1202 / 40
Prior Transfer DateMar 02, 2010
Prior Transfer Doc01007/1729
Record RefreshedSep 20, 2026

August 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCASS MI
Recording DateAug 19, 2021
Property Address443 E DIVISION ST, DOWAGIAC, MI 49047-1458
Document Number0001202/40
Book / Page1202 / 40
Instrument DateAug 09, 2021
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyCHICAGO TITLE/MI, CHICAGO TITLE OF MI INC

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$860.00
Amount AccuracyFull Amount Stated
Additional
  • Arms Length Transaction
  • Multiple parcels conveyed, unknown impact to APN

Transferred From (Grantor/Seller)

NameVerified Name
Address443 E DIVISION ST, 443, DOWAGIAC, MI 49047-1458

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenant/Joint Tenant w/ Right Of Survivorship
Address443 E DIVIXION ST, DOWAGIAC, MI 49047-1458
InvestorPossibly a Property Investor

Mortgage

Document Number0000120242
DateAug 19, 2021
Instrument1202/42
Lender
NameAMERIFIRST FINANCIAL CORP
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueSep 01, 2051

Tax Assessment & Valuation

Source: Cass County records · Assessment roll updated August 28, 2025 · Last verified August 2026

Property Jurisdictions

TypeName
StateMichigan
CountyCass County
MunicipalityDowagiac City
Unified School DistrictDowagiac Union Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2026$66,400 (+19.86%)$132,800 (+19.86%)
2025$1,272.00 (-29.88%) Homeowner's exemption$55,400 (+27.36%) Land $55,400$110,800 (+27.36%) Land $110,800
2024$1,814.00 (+11.43%)
2023$43,500$87,000
2022$1,628.00

Flood & Wildfire

443 E Division St is in FEMA Zone X (minimal flood hazard (unshaded X)), outside the Special Flood Hazard Area, with no wildfire exposure.

Flood

Source: FEMA National Flood Hazard Layer · Cass County (26027C), updated September 5, 2007

FEMA Flood ZoneZone X
minimal flood hazard (unshaded X)
Special Flood Hazard AreaNo
Nearest Special Flood Hazard AreaZone A, within 500 ft

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024)

Wildfire Risk to HomesNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach of burnable land

Lookups use the parcel center point against federal datasets; a lot that straddles a boundary may differ at its edges, and lenders make the official flood determination. Wildfire values come from a national model at roughly 900 ft resolution with fuels as of 2020 and describe conditions, not a forecast.

Nearby Properties on E Division St

Nearby Streets

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