443 Darlas Dr, Cold Spring (Newport), KY 41076 Property Records

Campbell County property record for 443 Darlas Dr, Cold Spring, KY 41076

Property Summary

Property Type	Single Family Home
Details	1,544 sqft · built 2004
Lot Size	1.17 acres (51,183 sqft)
Owner	Individual Name on File
Last Sale	$371,000 (Oct 2019)
Tax Bill	$4,872 (2025)
Deeds & Mortgages	Feb 2021 Mortgage Oct 2019 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`999-99-18-421.03`

Property Details

APN / Parcel Number

Primary APN	`999-99-18-421.03`

Interior

Stories	1 Story
Building Area	1,544 sqft Living Area

Exterior

Year Built	Built 2004
Exterior Material	Brick
Foundation Type	Concrete
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	51,183 sqft (1.17 acres)
Terrain	Combination
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Old Parcel Number	9999918421.03
Street Address	443 DARLAS DR
City	COLD SPRING
State	KY
Zip	41076-8731
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 3 SEC 1 DARLAS ESTATES 1.1752 ACRES
Legal Subdivision	DARLAS ESTATES SEC 01
Legal Lot Number	3
Jurisdiction	CAMPBELL KY
Township / Civil Division	NEWPORT-FORT THOMAS
Census Block Group	2
Census Block	2009
Census Tract	53301

Owner

443 Darlas Dr is owned and occupied by an individual who bought it in October 2019.

Source: Campbell County records, as of March 6, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	443 DARLAS DR, COLD SPRING, KY 41076-8731
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION
Oct 30, 2019	Warranty Deed, Transfer · Conventional Mortgage FIFTH THIRD BANK
Mar 23, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 30, 2019 · Amount on File
Deed Sale	Oct 30, 2019 · Amount on File
Prior Sale	Mar 23, 2017
Deed Document Number	5099789
Deed Book / Page	D807 / 277
Record Updated	Jun 8, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CAMPBELL KY
Property Address	443 DARLAS DR, COLD SPRING, KY 41076-8731
Transaction Type	Mortgage
Record Updated	Feb 18, 2021
Title Company	AMERICAN HOMELAND TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0005125476
Date	Feb 4, 2021
Book Page	M2266/461
Instrument	5125476

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Feb 1, 2036

October 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	CAMPBELL KY
Recording Date	Oct 30, 2019
Property Address	443 DARLAS DR, COLD SPRING, KY 41076-8731
Document Number	0005099789
Book / Page	D807 / 277
Map Reference	SL E-290B
Instrument Date	Oct 16, 2019
Instrument	5099789
Transaction Type	Transfer
Record Updated	Jan 17, 2022
Title Company	LAWYERS TTL OF CINCINNATI IN

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$371.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3 MICHAEL DR, 3, EDGEWOOD, KY 41017-3324

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	443 DARLAS DR, COLD SPRING, KY 41076-8731

Mortgage

Document Number	0005099791
Date	Oct 30, 2019
Instrument	5099791

Lender

Name	FIFTH THIRD BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Nov 1, 2034

March 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CAMPBELL KY
Recording Date	Mar 23, 2017
Property Address	443 DARLAS DR, COLD SPRING, KY 41076-8731
Document Number	0005053995
Book / Page	000783 / 000724
Instrument Date	Mar 16, 2017
Instrument	5053995
Transaction Type	Transfer
Record Updated	May 10, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	29 E ORCHARD RD FORT MITCHELL KY 410112657, FORT MITCHELL, KY 41011-2657

Tax Assessment & Valuation

The 2025 property tax bill for 443 Darlas Dr was $4,872.

Source: Campbell County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Campbell County
Municipality	Cold Spring City
Unified School District	Campbell County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,872.00	$402,000 Land $75,000 Building $327,000	$402,000 Land $75,000 Building $327,000
2023	$4,824.00 (+4.03%)	$402,000 (+8.36%) Land $75,000 Building $327,000	$402,000 (+8.36%) Land $75,000 Building $327,000
2022	$4,637.00	$371,000 Land $44,000 Building $327,000	$371,000 Land $44,000 Building $327,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Darlas Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective August 24, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2020)
Most Recent Claim	May 2020 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Darlas Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people · EPA ID KY0590220
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 58 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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