Emmet County property record for 443 Bay St, Petoskey, MI 49770
| Property Type | Commercial |
|---|---|
| Details | 6,580 sqft · built 1956 |
| Lot Size | 0.48 acres (20,909 sqft) |
| Owner | Company Name on Record |
| Last Sale | $285,000 (Dec 2011) |
| Flood Zone | Zone X (minimal risk) |
| APN | 52-19-05-101-010 |
| Primary APN | 52-19-05-101-010 |
|---|
| Stories | 2 Stories |
|---|---|
| Building Area | 6,580 sqft Total Area |
| 1st Floor Area | 3,290 sqft |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1956 |
| Fire Resistance | Masonry Walls, Wood Interior |
| Lot Area | 20,909 sqft (0.48 acres) |
| Lot Dimensions | 257 ft deep x 81 ft wide |
| Street Address | 443 BAY ST |
|---|---|
| City | PETOSKEY |
| State | MI |
| Zip | 49770-2408 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Local Zoning Code | COP B-2A |
| Legal Description | SHAW & MCMILLAN'S ADDITION BEG ON N LN OF BAY ST 22' E OF CTR LN OF RR, E 103.66', N 96.95', NE'LY 53.55', E'LY 8.71', NE |
| Legal Range | 05W |
| Legal Township | 34N |
| Legal Section | 05 |
| Legal Subdivision | S5 T34N R5W |
| Jurisdiction | EMMET MI |
| Township / Civil Division | PETOSKEY |
| Census Block Group | 1 |
| Census Block | 1005 |
| Census Tract | 970700 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the East Mitchell Street Historic District listed 1986 · 284 contributing resources · NRIS 86001983 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Emmet County records, as of July 21, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 200 DIVISION ST, PETOSKEY, MI 49770-2486 |
| Owner Type | Company |
| Vesting | Government |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 16, 2011 · Amount on Record |
| Deed Sale | Dec 16, 2011 · Amount on Record |
| Prior Sale | Nov 26, 2002 · Amount on Record |
| Deed Book / Page | 1140 / 476 |
| Prior Transfer Date | Oct 2, 2008 |
| Prior Transfer Doc | 001106/571 |
| Record Updated | Oct 29, 2026 |
Source: Emmet County assessment roll, as of July 21, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Emmet County |
| Municipality | Petoskey City |
| Unified School District | Public Schools of Petoskey (KG - 12) |
Source: FEMA National Flood Hazard Layer, effective May 31, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 4 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 51% of Michigan |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF PETOSKEY serves 8,979 people · EPA ID MI0005300 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Aug 2023 |
| Lead | 2 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 172 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
May also be available: AT&T.
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