443 Ave H SE, Winter Haven, FL 33880 Property Records

Polk County property record for 443 Ave H SE, Winter Haven, FL 33880

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,664 sqft · built 1925
Lot Size	0.305 acres (13,286 sqft)
Owner	2 Individual Names on File
Last Sale	$242,500 (Apr 2023)
Tax Bill	$3,240 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage Mar 2022 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`26-28-28-614000-003150`

Property Details

APN / Parcel Number

Primary APN	`26-28-28-614000-003150`
Alternative APNs	`282826614000003150` `82826000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	2 Stories
Building Area	1,664 sqft Living Area
Gross Area	1,792 sqft
1st Floor Area	832 sqft
Upper Floors Area	832 sqft
Flooring	Tile
Interior Walls	Plaster
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1925
Effective Year Built	Effective 1925
Exterior Material	Shingle
Construction Type	Wood
Foundation Type	Pier/Post & Beam
Roof Type	Gable
Roof Material	Other
Lot Area	13,286 sqft (0.305 acres)
Lot Dimensions	133 ft deep x 100 ft wide
View / Lot	Commercial/Industrial
Garage Type	Carport
Garage Area	540 sqft
Carport	Carport
Carport Area	540 sqft
Porch	Florida Room
Porch Area	184 sqft
Utility Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	443 AVENUE H SE
City	WINTER HAVEN
State	FL
Zip	33880-3772
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1B
Legal Description	PINECREST ADD PB 5 PG 49 BLK C LOTS 15 & 16
Legal Range	26E
Legal Township	28S
Legal Section	28
Legal Subdivision	PINECREST ADDITION
Legal Tract	614000
Legal Block	C
Legal Lot Number	15,16
Jurisdiction	POLK FL
Township / Civil Division	WINTER HAVEN-AUBURNDALE
Census Block Group	2
Census Block	2026
Census Tract	13901

Owner

443 Ave H SE is owned and occupied by two individuals who bought it in April 2023.

Source: Polk County records, as of October 12, 2026

Owner of Record	2 Individual Names on File
Mailing Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 12, 2023	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Mar 10, 2022	Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY
Apr 29, 2019	Warranty Deed, Transfer · Conventional Mortgage SILVER GRP FIN'L LLC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 12, 2023 · Amount on File
Deed Sale	Apr 12, 2023 · Amount on File
Prior Sale	Apr 29, 2019 · Amount on File
Deed Document Number	202383607
Deed Book / Page	12648 / 1744
Prior Transfer Date	Nov 15, 2004
Prior Transfer Doc	0000231924
Record Updated	Oct 29, 2026

April 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 12, 2023
Property Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772
Document Number	0000083607
Book / Page	12648 / 1744
Map Reference	MB 5 PG 49
Instrument Date	Mar 30, 2023
Instrument	2023083607
Transaction Type	Transfer
Record Updated	Apr 25, 2023
Title Company	ATTORNEY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,697.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	622 SNIVELY AVE, ELOISE, FL 33880-5543

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772

Mortgage

Document Number	0000083608
Date	Apr 12, 2023
Book Page	12648/1746
Instrument	2023083608

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2053

March 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Mar 10, 2022
Property Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772
Document Number	0000065763
Book / Page	12155 / 2162
Map Reference	MB M PG 286
Instrument Date	Mar 9, 2022
Instrument	2022065763
Transaction Type	Transfer
Record Updated	Mar 24, 2022
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	443 AVENUE H SE, 443, WINTER HAVEN, FL 33880-3772

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	POLK FL
Recording Date	Apr 29, 2019
Property Address	443 AVENUE H SE, WINTER HAVEN, FL 33880-3772
Document Number	0108241935
Book / Page	010824 / 001935
Instrument Date	Apr 22, 2019
Instrument	87142
Transaction Type	Transfer
Record Updated	May 16, 2019
Title Company	PARAMOUNT TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,015.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	443 AVENUE H SE WINTER HAVEN FL 338803772, WINTER HAVEN, FL 33880-3772

Mortgage

Document Number	108241937
Date	Apr 29, 2019
Book Page	010824/001937
Instrument	87143

Lender

Name	SILVER GRP FIN'L LLC
Address	PO BOX 722, TAVARES, FL 32778-0722

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Apr 28, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 443 Ave H SE was $3,240 with a homeowner's exemption.

Source: Polk County assessment roll, as of September 28, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Polk County
Municipality	Winter Haven City
Unified School District	Polk County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$208,872 (-2.35%) Land $38,042 Building $170,830	$208,872 (-2.35%) Land $38,042 Building $170,830
2025	$3,240.00 Homeowner's exemption	$213,888 Land $38,042 Building $175,846	$213,888 Land $38,042 Building $175,846
2023	$3,241.00 (+21.7%)	$211,332 (+49.44%) Land $32,192 Building $179,140	$211,332 (+49.44%) Land $32,192 Building $179,140
2022	$2,663.00	$141,413 Land $26,871 Building $114,542	$141,413 Land $26,871 Building $114,542

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 443 Ave H SE in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 443 Ave H SE is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.8% of the US · lower than 99.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINTER HAVEN WATER DEPARTMENT serves 87,537 people · EPA ID FL6531992
Water Source	Groundwater
Last State Inspection	Dec 2021
Lead	7 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	E. coli resolved · Sep 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	16 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 373 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Alternative Choice Wireless, Frontier.

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