443 Autumn Dr, Carmel, IN 46032 Property Records

Hamilton County property record for 443 Autumn Dr, Carmel, IN 46032

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,256 sqft · built 2003
Lot Size	0.05 acres (2,178 sqft)
Owner	Company Name on Record
Tax Bill	$3,695 (2024)
Deeds & Mortgages	Oct 2026 Line of Credit Apr 2022 Sale
Flood Zone	Zone X (minimal risk)
APN	`29-09-36-203-010.000-018`

Property Details

APN / Parcel Number

Primary APN	`29-09-36-203-010.000-018`
Alternative APN	`1609360203010000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	3 Stories
Building Area	2,256 sqft Living Area
Gross Area	2,736 sqft
1st Floor Area	2,256 sqft
2nd Floor Area	912 sqft

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Row Home
Construction Type	Frame
Roof Material	Asphalt
Lot Area	2,178 sqft (0.05 acres)
Lot Dimensions	68.6 ft deep x 29.6 ft wide
Garage Type	Attached
Garage Area	480 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	443 AUTUMN DR
City	CARMEL
State	IN
Zip	46032-7416
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	CK 2, IRREGULAR SHAPE
Legal Range	03
Legal Township	18
Legal Section	36
Legal Subdivision	TOWNHOMES AT CITY CENTER
Legal Block	1,2,3
Legal Lot Number	205
Jurisdiction	HAMILTON IN
Township / Civil Division	CLAY
Census Block Group	2
Census Block	2010
Census Tract	111011

Owner

Source: Hamilton County records, as of October 16, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	443 AUTUMN DR, CARMEL, IN 46032-7416
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Oct 6, 2026	Deed of Trust, Mortgage · Line of Credit ELEMENTS FINANCIAL FEDERAL CREDIT UNION
Apr 18, 2022	Deed, Transfer ENTERPRISE TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 18, 2022
Deed Sale	Apr 18, 2022
Prior Sale	Jan 28, 2011 · Amount on Record
Deed Document Number	202219467
Prior Transfer Date	Jun 15, 2011
Prior Transfer Doc	0000033514
Record Updated	Oct 29, 2026

October 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON IN
Recording Date	Oct 6, 2026
Property Address	443 AUTUMN DR, CARMEL, IN 46032-7416
Document Number	0000046033
Instrument Date	Oct 1, 2026
Instrument	202646033
Transaction Type	Mortgage
Record Updated	Oct 16, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust, 165
Address	443 AUTUMN DR, CARMEL, IN 46032-7416

Mortgage

Document Number	0000046033,
Date	Oct 6, 2026
Instrument	202646033

Lender

Name	ELEMENTS FINANCIAL FEDERAL CREDIT UNION

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	Oct 15, 2051

Interest

Rate Type	Adjustable Rate
Rate	3.99%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	HAMILTON IN
Recording Date	Apr 18, 2022
Property Address	443 AUTUMN DR, CARMEL, IN 46032-7416
Document Number	0000019467
Instrument Date	Apr 1, 2022
Instrument	2022019467
Transaction Type	Transfer
Record Updated	May 19, 2023
Title Company	ENTERPRISE TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	IN

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	443 AUTUMN DR, CARMEL, IN 46032-7416

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Indiana
County	Hamilton County
County Subdivision	Clay Township
Municipality	Carmel City
Unified School District	Carmel Clay Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$386,500 (+13.28%) Land $62,200 Building $324,300	$386,500 (+13.28%) Land $62,200 Building $324,300
2024	$3,695.00 (+15.32%)	$341,200 (+9.04%) Land $62,200 Building $279,000	$341,200 (+9.04%) Land $62,200 Building $279,000
2023	$3,204.00 (+4.13%)	$312,900 (+15.08%) Land $39,600 Building $273,300	$312,900 (+15.08%) Land $39,600 Building $273,300
2022	$3,077.00	$271,900 Land $39,600 Building $232,300	$271,900 Land $39,600 Building $232,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CARMEL WATER DEPARTMENT serves 99,927 people · EPA ID IN5229004
Water Source	Groundwater influenced by surface water
Last State Inspection	Aug 2024
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Jan 2024 E. coli resolved · Oct 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 365 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Metronet Fiber	5,120 / 5,120
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
On-Ramp Indiana Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber, Fixed Wireless in parts of the area	100 / 20

May also be available: Xfinity.

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