4429 Rustic Ridge Dr, McKinney, TX 75071 Property Records

Collin County property record for 4429 Rustic Ridge Dr, McKinney, TX 75071

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,216 sqft · built 2024
Owner	2 Individual Names on Record
Last Sale	$605,495 (Jun 2026)
Tax Bill	$6,402 (2025)
Deeds & Mortgages	Jun 2026 Mortgage Apr 2026 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`R-13103-00E-0090-1`

Property Details

APN / Parcel Number

Primary APN	`R-13103-00E-0090-1`
Alternative APNs	`000002894789` `2894789`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,216 sqft Living Area
Gross Area	3,953 sqft
1st Floor Area	2,074 sqft
Flooring	Ceramic Tile

Exterior

Year Built	Built 2024
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Wood
Garage Type	Attached
Garage Area	499 sqft
Porch	Slab

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4429 RUSTIC RIDGE DR
City	MCKINNEY
State	TX
Zip	75071-5452
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	PAINTED TREE LAKESIDE WEST PHASE 2, BLK E, LOT 9
Legal Subdivision	PAINTED TREE LAKESIDE WEST PHASE 2
Legal Block	E
Legal Lot Number	9
Jurisdiction	COLLIN TX
Township / Civil Division	MCKINNEY
Census Block Group	3
Census Block	3007
Census Tract	30605

Owner

Source: Collin County records, as of October 16, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Husband and Wife

Deeds, Mortgages & Sale History

Date	Document
Jun 9, 2026	Warranty Deed, Transfer · Conventional Mortgage E HOME LOANS
Apr 1, 2026	Special Warranty Deed, Transfer NONE LISTED ON DOCUMENT
Feb 6, 2026	Intrafamily Transfer, Transfer
Jan 6, 2026	Intrafamily Transfer, Transfer
Mar 31, 2025	Vendor's Lien, Transfer · Conventional Mortgage PLAZA HOME MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 9, 2026 · Amount on Record
Deed Sale	Jun 9, 2026 · Amount on Record
Prior Sale	Apr 1, 2026
Deed Document Number	202677370
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Jun 9, 2026
Property Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Document Number	2026000077370
Instrument Date	May 27, 2026
Instrument	202677370
Transaction Type	Transfer
Record Updated	Oct 23, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

Mortgage

Document Number	0000077371,
Date	Jun 9, 2026
Instrument	202677371

Lender

Name	E HOME LOANS

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2041

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

April 2026: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	COLLIN TX
Recording Date	Apr 1, 2026
Property Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Document Number	0000042109
Instrument Date	Mar 31, 2026
Instrument	202642109
Transaction Type	Transfer
Record Updated	Jul 13, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12013 DEER TRL, FRISCO, TX 75035-2678
Investor	Possibly a Property Investor

February 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Feb 6, 2026
Property Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Document Number	2026000015605
Map Reference	MB 2023 PG 760
Instrument Date	Jan 6, 2026
Instrument	2026000015605
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

January 2026: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	COLLIN TX
Recording Date	Jan 6, 2026
Property Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Document Number	2026000001836
Map Reference	MB 2023 PG 760
Instrument Date	Jan 4, 2026
Instrument	2026000001836
Transaction Type	Transfer
Record Updated	Feb 20, 2026

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

March 2025: Vendor's Lien, Transfer

Document Type	Vendor's Lien
Jurisdiction	COLLIN TX
Recording Date	Mar 31, 2025
Property Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452
Document Number	2025000037620
Map Reference	DOC 2023010000422
Instrument Date	Mar 28, 2025
Instrument	2025000037620
Transaction Type	Transfer
Record Updated	Feb 20, 2026
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN MTG SLTNS

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5501 HEADQUARTERS DR # DR300W, DR300W, PLANO, TX 75024-5837

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4429 RUSTIC RIDGE DR, MCKINNEY, TX 75071-5452

Mortgage

Document Number	2025000037621
Date	Mar 31, 2025
Instrument	2025000037621

Lender

Name	PLAZA HOME MORTGAGE INC
Type	Mortgage Company
Special Notes	Seller Financed

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2055

Tax Assessment & Valuation

Source: Collin County assessment roll, as of March 16, 2026

Property Jurisdictions

Type	Name
State	Texas
County	Collin County
Municipality	McKinney City
Unified School District	McKinney Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$636,560 (+73.72%) Land $187,000 Building $449,560	$636,560 (+73.72%) Land $187,000 Building $449,560
2025	$6,402.00 (+163.35%)	$366,427 Land $145,860 Building $220,567	$366,427 Land $145,860 Building $220,567
2024	$2,431.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 40% of the US · lower than 85% of Texas
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF MCKINNEY serves 224,043 people · EPA ID TX0430039
Water Source	Purchased surface water from NORTH TEXAS MWD WYLIE WTP
Last State Inspection	Feb 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 303 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: AT&T, T-Mobile.

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