44282 Mountain Laurel Path, Leonardtown, MD 20650 Property Records

St. Mary's County property record for 44282 Mountain Laurel Path, Leonardtown, MD 20650

Property Summary

Property Type	Single Family Home
Details	2 ba · 1,344 sqft · built 2011
Lot Size	3.5 acres (152,460 sqft)
Owner	2 Individual Names on File
Tax Bill	$4,500 (2025)
Deeds & Mortgages	Mar 2021 Mortgage May 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`02-045680`

Property Details

APN / Parcel Number

Primary APN	`02-045680`
Alternative APN	`045680`

Interior

Full Baths	2 Baths
Stories	1 Story
Building Area	1,344 sqft Total Area
Basement Area	1,142 sqft
Finished Basement	1,142 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2011
Effective Year Built	Effective 2011
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	152,460 sqft (3.5 acres)
Garage Type	Detached
Garage Area	864 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	288 sqft
Deck Area	128 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	045680
Street Address	44282 MOUNTAIN LAUREL PATH
City	LEONARDTOWN
State	MD
Zip	20650-6144
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RPD
Legal Description	LOT 500-2B PLAT 65/62 LAND OF DAVID LARSON
Legal Subdivision	MINOR SUBDIVISION
Legal Lot Number	500
Jurisdiction	ST MARY'S MD
Township / Civil Division	2, VALLEY LEE
Census Block Group	2
Census Block	2012
Census Tract	876101

Owner

Source: St. Mary's County records · APN 02-045680

Assessment roll updated August 12, 2025 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	PO BOX 177, VALLEY LEE, MD 20692-0177
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 24, 2021	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MORTGAGE LLC
May 17, 2019	Deed of Trust, Mortgage · Conventional Mortgage VELLUM MTG LLC
Jun 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Jun 21, 2017
Transfer Doc	0046740174
Record Updated	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	44282 MOUNTAIN LAUREL PATH, LEONARDTOWN, MD 20650-6144
Transaction Type	Mortgage
Record Updated	Jun 03, 2021
Title Company	NORTH AMERICAN TITLE INSURANCE COMPANY, NORTH AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0057020086
Date	Mar 24, 2021
Book Page	5702/86

Lender

Name	VELLUM MORTGAGE LLC
Type	Mortgage Company
Address	FAIRFAX, VA 22033

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Apr 01, 2041

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ST MARY'S MD
Property Address	44282 MOUNTAIN LAUREL PATH, LEONARDTOWN, MD 20650-6144
Document Number	0050830272
Instrument Date	May 17, 2019
Transaction Type	Mortgage
Record Updated	Jun 07, 2019
Title Company	MARYLAND TRUST TITLE AND ESCROW LLC, MARYLAND TR TITLE & ESCROW LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	44282 MOUNTAIN LAUREL PATH LEONARDTOWN MD 206506144, LEONARDTOWN, MD 20650-6144

Mortgage

Document Number	0050830272
Date	May 24, 2019
Book Page	005083/000272

Lender

Name	VELLUM MTG LLC
Address	CENTREVILLE, VA 20120

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 23, 2049

June 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	ST MARY'S MD
Recording Date	Jun 27, 2017
Property Address	44282 MOUNTAIN LAUREL PATH, LEONARDTOWN, MD 20650-6144
Document Number	0046740174
Book / Page	004674 / 000174
Instrument Date	Jun 21, 2017
Transaction Type	Transfer
Record Updated	Aug 28, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	PO BOX 177 VALLEY LEE MD 206920177, VALLEY LEE, MD 20692-0177

Tax Assessment & Valuation

Source: St. Mary's County records · Assessment roll updated August 12, 2025 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Maryland
County	St. Mary's County
Unified School District	St. Marys County Public Schools (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$423,867 (+3.33%)	$451,200 (+1%) Land $127,800 Building $323,400
2025	$4,500.00 (+9.84%)	$410,200 (+10.11%) Land $121,700 Building $288,500	$410,200 (-) Land $121,700 Building $288,500
2023	$4,097.00	$372,533	$410,200 Land $121,700 Building $288,500

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of May 14, 2025 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	7 in force

Wildfire

Wildfire Risk	Moderate above 52% of the US · above 89% of Maryland
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Cogeco Cable Holdings II Cable	1,000 / 50
Starlink Satellite	280 / 30

Based on FCC filings for 5 locations within half a mile of this property.

Cell Coverage

4G LTE (outdoors only), no 5G reported

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