4428 Woodgate Rd, Duluth, MN 55810 Property Records

St. Louis County property record for 4428 Woodgate Rd, Duluth, MN 55810

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,720 sqft · built 2018
Lot Size	4.55 acres (198,198 sqft)
Owner	2 Individual Names on File
Last Sale	$405,900 (Aug 2020)
Tax Bill	$5,852 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`530-0010-02126`

Property Details

APN / Parcel Number

Primary APN	`530-0010-02126`
Alternative APN	`1094463`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	2 Rooms
Stories	1 Story
Building Area	1,720 sqft Gross Area
1st Floor Area	1,720 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Lot Area	198,198 sqft (4.55 acres)
Garage Area	1,176 sqft

Exterior Amenities

Porch	Slab
Porch Area	366 sqft
Storage Building	80 sqft
Pole Barn	1,920 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Propane

Location & Zoning

Account Number	1094463
Street Address	4428 WOODGATE RD
City	DULUTH
State	MN
Zip	55810-9755
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	EAST 300.00 FEET OF WEST 580.00 FEET OF S1/2OF NE1/4 OF NE1/4 SERIAL #
Legal Range	16W
Legal Township	50N
Legal Section	12
Legal Subdivision	SOLWAY TOWN OF
Jurisdiction	ST LOUIS MN
Township / Civil Division	SOLWAY
Census Block Group	4
Census Block	4018
Census Tract	11102

Owner

4428 Woodgate Rd is owned and occupied by two individuals who bought it in August 2020.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4428 WOODGATE RD, DULUTH, MN 55810-9755
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2020 · Amount on File
Deed Sale	Aug 18, 2020 · Amount on File
Deed Document Number	20201027599
Record Updated	Sep 20, 2026

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Aug 18, 2020
Property Address	4428 WOODGATE RD, DULUTH, MN 55810-9755
Document Number	00T1027599
Instrument Date	Aug 5, 2020
Instrument	T1027599
Transaction Type	Transfer
Record Updated	Sep 22, 2020
Title Company	NORTH SHORE TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,339.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4428 WOODGATE RD DULUTH MN 558109755, DULUTH, MN 55810-9755

Mortgage

Document Number	T1027600
Date	Aug 18, 2020
Instrument	T1027600

Lender

Name	SUMMIT MTG CORP
Address	PLYMOUTH, MN 55441

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 17, 2050

Tax Assessment & Valuation

The 2026 property tax bill for 4428 Woodgate Rd was $5,852 with a homeowner's exemption, up 4.2% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
County Subdivision	Solway Township
Unified School District	Proctor Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,852.00 (+4.17%) Homeowner's exemption
2025	$5,618.00 (+12%) Homeowner's exemption	$599,700 (+9.18%) Land $61,300 Building $538,400	$599,700 (+9.18%) Land $61,300 Building $538,400
2024	$5,016.00	$549,300 Land $59,000 Building $490,300	$549,300 Land $59,000 Building $490,300
2022		$439,000 Land $42,500 Building $396,500	$439,000 Land $42,500 Building $396,500

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4428 Woodgate Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4428 Woodgate Rd is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 24 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Mediacom Xtream Fiber	2,000 / 1,000

Cell Coverage

5G and 4G LTE (outdoors only)

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