4428 White Cedar Ct, Pace (Milton), FL 32571 Property Records

Santa Rosa County property record for 4428 White Cedar Ct, Pace, FL 32571 · Last verified November 2025

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,462 sqft · built 2023
Lot Size	0.285 acres (12,415 sqft)
Owner	Individual Name on File
Last Sale	$277,900 (Apr 2023)
Tax Bill	$2,791 (2024)
Deeds & Mortgages	Apr 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`26-1N-29-5878-00I00-1860`

Property Details

APN / Parcel Number

Primary APN	`26-1N-29-5878-00I00-1860`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,462 sqft Heated Area
1st Floor Area	1,862 sqft
Flooring	Vinyl/Resilient
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2023
Exterior Material	Vinyl
Foundation Type	Slab (Mat/Raft)
Roof Material	Shingle
Lot Area	12,415 sqft (0.285 acres)
Lot Dimensions	1,350 ft deep x 620 ft wide
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air

Location & Zoning

Account Number	261N29587800I001860
Street Address	4428 WHITE CEDAR CT
City	PACE
State	FL
Zip	32571-2788
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WOODLANDS PH 3 LOT 186 BLK I AS DES IN OR 4388 PG 482
Legal Phase	3
Legal Block	1
Legal Lot Number	186
Jurisdiction	SANTA ROSA FL
Township / Civil Division	PACE
Census Block Group	4
Census Block	4002
Census Tract	10704

Owner

Source: Santa Rosa County records · APN 26-1N-29-5878-00I00-1860

Assessment roll updated July 1, 2024 · Last verified November 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4428 WHITE CEDAR CT, PACE, FL 32571-2788
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Apr 25, 2023 · Amount on Record
Deed Sale	Apr 25, 2023 · Amount on Record
Deed Document Number	202317674
Deed Book / Page	4388 / 482
Record Updated	Jun 08, 2026

April 2023: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	SANTA ROSA FL
Recording Date	Apr 25, 2023
Property Address	4428 WHITE CEDAR CT, PACE, FL 32571-2788
Document Number	0043880482
Book / Page	4388 / 482
Map Reference	MB 14 PG 50&51
Instrument Date	Apr 21, 2023
Instrument	202317674
Transaction Type	Subdivision Related Transfer
Record Updated	Apr 16, 2024
Title Company	DHI TITLE FLORIDA INC, DHI TITLE OF FLORIDA INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,945.30
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25366 PROFIT DR, DAPHNE, AL 36526-5126

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 WHITE CEDAR CT, PACE, FL 32571-2788

Mortgage

Document Number	0004388484
Date	Apr 25, 2023
Instrument	4388/484

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2053

Tax Assessment & Valuation

Source: Santa Rosa County records · Assessment roll updated July 1, 2024 · Last verified November 2025

Property Jurisdictions

Type	Name
State	Florida
County	Santa Rosa County
Unified School District	Santa Rosa County School District (PK - 12)

Tax Bill & Assessment History

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2024	$2,791.00 (+527.19%)	$229,387 (+574.67%) Land $35,000 Building $194,387	$229,387 (+574.67%) Land $35,000 Building $194,387
2023	$445.00	$34,000 Land $34,000	$34,000 Land $34,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Santa Rosa County (12113C), updated November 18, 2021 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 121130107044, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 21 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	21 in force 20 of 21 on primary residences
Nearby Flood Claims	2 (2020–2024)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Nov 2024, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 62% of the US · above 37% of Florida
Wildfire Likelihood	About 1 in 510 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.