4428 Thompson Ave, Sebring, FL 33875 Property Records

Highlands County property record for 4428 Thompson Ave, Sebring, FL 33875

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,737 sqft · built 1996
Lot Size	0.198 acres (8,625 sqft)
Owner	Individual Name on File
Last Sale	$257,500 (Nov 2025)
Tax Bill	$2,762 (2024)
Deeds & Mortgages	Nov 2025 Sale & Mortgage Mar 2020 Sale
Flood Zone	Zone X (minimal risk)
APN	`C-02-35-28-050-1170-0100`

Property Details

APN / Parcel Number

Primary APN	`C-02-35-28-050-1170-0100`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Stories	1 Story
Building Area	1,737 sqft Living Area
1st Floor Area	1,394 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1996
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	8,625 sqft (0.198 acres)
Lot Dimensions	115 ft deep x 75 ft wide
Garage Type	Finished
Garage Area	550 sqft
Driveway	Driveway
Driveway Area	540 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Porch	Open Porch
Porch Area	222 sqft
Patio Area	80 sqft
Fence	Fence
Shed	1 Shed
Shed Area	120 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4428 THOMPSON AVE
City	SEBRING
State	FL
Zip	33875-4826
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	LAKEWOOD TERRACE ADD SHEET NO 3 PLAT BK 2-PG 94 LOT 10 + S 1/2 LOT 11 BLK 117
Legal Range	28E
Legal Township	35S
Legal Section	02
Legal Subdivision	LAKEWOOD TERRACE ADD
Legal Block	117
Legal Lot Number	10
Jurisdiction	HIGHLANDS FL
Township / Civil Division	SEBRING
Census Block Group	2
Census Block	2030
Census Tract	961301

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Co-owner	Verified Secondary Owner
Mailing Address	4428 THOMPSON AVE, SEBRING, FL 33875-4826
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 3, 2025	Warranty Deed, Transfer · FHA Mortgage LOWER LLC
Mar 17, 2020	Warranty Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Nov 3, 2025 · Amount on Record
Deed Sale	Nov 3, 2025 · Amount on Record
Prior Sale	Mar 17, 2020 · Amount on Record
Deed Document Number	2285905
Deed Book / Page	3154 / 596
Record Updated	Jun 8, 2026

November 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Nov 3, 2025
Property Address	4428 THOMPSON AVE, SEBRING, FL 33875-4826
Document Number	0002285905
Book / Page	3154 / 596
Map Reference	MB 2 PG 94
Instrument Date	Oct 17, 2025
Instrument	2285905
Transaction Type	Transfer
Record Updated	Apr 2, 2026
Title Company	SOUTH RIDGE ABSTRACT & TTL C

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,802.50
Amount Accuracy	Rounded by County
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5907 ARBUCKLE CREEK RD, SEBRING, FL 33870-9302

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	4428 THOMPSON AVE, SEBRING, FL 33875-4826

Mortgage

Document Number	0003154598
Date	Nov 3, 2025
Instrument	3154/598

Lender

Name	LOWER LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 1, 2055

Mortgage

Document Number	0002285907
Date	Nov 3, 2025
Book Page	3154/612
Instrument	2285907

Lender

Name	LOWER LLC
Type	Mortgage Company
Address	COLUMBIA, MD 21044

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded

March 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HIGHLANDS FL
Recording Date	Mar 17, 2020
Property Address	4428 THOMPSON AVE, SEBRING, FL 33875-4826
Document Number	0001979559
Book / Page	002744 / 000261
Instrument Date	Mar 12, 2020
Instrument	1979559
Transaction Type	Transfer
Record Updated	Apr 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$805.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	5907 ARBUCKLE CREEK RD SEBRING FL 338709302, SEBRING, FL 33870-9302

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Highlands County
Unified School District	Highlands County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$199,572 (-2.91%) Land $13,125 Building $186,447	$199,572 (-2.91%) Land $13,125 Building $186,447
2024	$2,762.00 (+6.11%)	$205,561 (+7.04%) Land $13,125 Building $192,436	$205,561 (+7.04%) Land $13,125 Building $192,436
2023	$2,603.00 (+6.99%)	$192,049 (+10.88%) Land $11,250 Building $180,799	$192,049 (+10.88%) Land $11,250 Building $180,799
2022	$2,433.00	$173,209 Land $6,750 Building $166,459	$173,209 Land $6,750 Building $166,459

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2017–2022)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Sep 2022 · Hurricane Ian

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 75% of the US · above 62% of Florida
Wildfire Likelihood	0.4% annual chance
Exposure	Indirect within ember reach

Internet Providers

Source: FCC Broadband Data Collection, based on 140 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35

May also be available: Verizon.

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