Ingham County property record for 4428 Seneca Dr, Okemos, MI 48864
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,362 sqft · built 1979 |
| Lot Size | 0.305 acres (13,286 sqft) |
| Owner | Individual Name on File |
| Last Sale | $415,000 (Dec 2022) |
| Tax Bill | $10,836 (2025) |
| Deeds & Mortgages | Dec 2022 Sale & Mortgage Dec 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 33-02-02-27-128-005 |
| Primary APN | 33-02-02-27-128-005 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Total Rooms | 8 Rooms |
| Stories | 2 Stories |
| Building Area | 2,362 sqft Living Area |
| 1st Floor Area | 1,565 sqft |
| Basement Area | 1,425 sqft |
| Unfinished Basement | 1,425 sqft |
| Flooring | Hardwood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1979 |
|---|---|
| Effective Year Built | Effective 1979 |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 13,286 sqft (0.305 acres) |
| Lot Dimensions | 140 ft deep x 95 ft wide |
| Garage Area | 600 sqft |
| Porch | Slab |
|---|---|
| Porch Area | 313 sqft |
| Patio Area | 1,300 sqft |
| Balcony Area | 47 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Heating Fuel | Gas |
| Sewer | Municipal |
| Street Address | 4428 SENECA DR |
|---|---|
| City | OKEMOS |
| State | MI |
| Zip | 48864-2946 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RAA |
| Legal Description | MP 7191 LOT 44 SHAKER HEIGHTS SUBDIVISION |
| Legal Subdivision | SHAKER HEIGHTS |
| Legal Lot Number | 44 |
| Legal Unit | 44 |
| Jurisdiction | INGHAM MI |
| Township / Civil Division | MERIDIAN |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 4904 |
Source: Ingham County records, as of October 6, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4428 SENECA DR, OKEMOS, MI 48864-2946 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 20, 2022 | Warranty Deed, Transfer · Conventional Mortgage THE DART BANK |
| Dec 8, 2020 | Deed of Trust, Mortgage · Conventional Mortgage SIMPLE HM LNDG LLC |
| Jul 16, 2019 | Warranty Deed, Transfer · Conventional Mortgage FLAGSTAR BANK FSB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Dec 20, 2022 · Amount on File |
| Deed Sale | Dec 20, 2022 · Amount on File |
| Prior Sale | Jul 16, 2019 · Amount on File |
| Deed Document Number | 202243210 |
| Prior Transfer Date | May 6, 2014 |
| Prior Transfer Doc | 0000020273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Dec 20, 2022 |
| Property Address | 4428 SENECA DR, OKEMOS, MI 48864-2946 |
| Document Number | 0000043210 |
| Map Reference | LB 28 PG 36 |
| Instrument Date | Dec 16, 2022 |
| Instrument | 2022-043210 |
| Transaction Type | Transfer |
| Record Updated | Jan 4, 2023 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,112.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4428 SENECA DR, OKEMOS, MI 48864-2946 |
| Name | Verified Name |
|---|---|
| Address | 11 SATTERLY RD, EAST SETAUKET, NY 11733-3721 |
| Document Number | 0000043211 |
|---|---|
| Date | Dec 20, 2022 |
| Instrument | 2022-043211 |
| Name | THE DART BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jan 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | INGHAM MI |
| Property Address | 4428 SENECA DR, OKEMOS, MI 48864-2946 |
| Document Number | 0000045903 |
| Instrument Date | Dec 8, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Feb 1, 2021 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4428 SENECA DR OKEMOS MI 488642946, OKEMOS, MI 48864-2946 |
| Document Number | 0000045903 |
|---|---|
| Date | Dec 30, 2020 |
| Instrument | 45903 |
| Name | SIMPLE HM LNDG LLC |
|---|---|
| Address | SHELBY TOWNSHIP, MI 48315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 29, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | INGHAM MI |
| Recording Date | Jul 16, 2019 |
| Property Address | 4428 SENECA DR, OKEMOS, MI 48864-2946 |
| Document Number | 0000023703 |
| Map Reference | LB 28 PG 36 |
| Instrument Date | Jul 9, 2019 |
| Instrument | 2019-023703 |
| Transaction Type | Transfer |
| Record Updated | Aug 5, 2021 |
| Title Company | TRANSNATION TITLE AGENCY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,935.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4428 SENECA DR, 4428, OKEMOS, MI 48864-2946 |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 1015 STREAMWOOD DR, LANSING, MI 48917-8919 |
| Document Number | 0000023704 |
|---|---|
| Date | Jul 16, 2019 |
| Instrument | 2019-023704 |
| Name | FLAGSTAR BANK FSB |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
Source: Ingham County assessment roll, as of October 6, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Ingham County |
| County Subdivision | Meridian Charter Township |
| Unified School District | Okemos Public Schools (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $255,400 (+12.26%) | $510,800 (+12.26%) | |
| 2025 | $10,836.00 (+102.39%) Homeowner's exemption | $227,500 (+20.37%) Land $28,000 Building $199,500 | $455,000 (+20.37%) Land $56,000 Building $399,000 |
| 2023 | $189,000 Land $26,800 Building $162,200 | $378,000 Land $53,600 Building $324,400 | |
| 2019 | $5,354.00 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective July 2, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 12 policies |
| Nearby Flood Policies | 12 in force |
| Nearby Flood Claims | 2 (2018–2021) |
| Most Recent Claim | Aug 2021 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 97% of the US · lower than 93% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MERIDIAN TOWNSHIP serves 25,600 people · EPA ID MI0004260 |
|---|---|
| Water Source | Purchased groundwater from several systems |
| Last State Inspection | Jun 2024 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 260 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Metronet Fiber | 5,120 / 5,120 |
| AT&T Fiber · DSL · Fixed Wireless in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 1,200 / 35 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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