4428 S Upper Ferry Rd, Eden, MD 21822 Property Records

Wicomico County property record for 4428 S Upper Ferry Rd, Eden, MD 21822

Property Summary

Property Type	Rural Home
Details	4.5 ba · 4,671 sqft · built 2013
Lot Size	29.3 acres (1,279,357 sqft)
Owner	2 Individual Names on Record
Last Sale	$160,000 (Jun 2010)
Tax Bill	$4,602 (2025)
Deeds & Mortgages	Dec 2020 Mortgage Aug 2021 Line of Credit
Flood Zone	Zone X (minimal risk)
APN	`07-001401`

Property Details

APN / Parcel Number

Primary APN	`07-001401`
Alternative APN	`001401`

Interior

Full Baths	4.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	4,671 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2013
Effective Year Built	Effective 2013
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	1,279,357 sqft (29.3 acres)
Garage Type	Attached
Garage Area	1,437 sqft
Parking Spaces	5 Parking Spaces
Pool Area	980 sqft
Porch	Slab
Porch Area	197 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	001401
Street Address	4428 S UPPER FERRY RD
City	EDEN
State	MD
Zip	21822-2216
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	AR
Legal Description	29.37 AC 4428 S UPPER FERRY ROAD BNDRY SUR A & J DUNN
Legal Subdivision	BOUNDARY SURVEY ANDY AND JESSCIA
Jurisdiction	WICOMICO MD
Township / Civil Division	7, TRAPPE
Census Block Group	2
Census Block	2009
Census Tract	10800

Owner

Source: Wicomico County records, as of September 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4428 S UPPER FERRY RD, EDEN, MD 21822-2216
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 4, 2020	Deed of Trust, Mortgage · Conventional Mortgage NEWREZ LLC
Aug 27, 2021	Deed of Trust, Mortgage · Line of Credit PNC BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 3, 2010 · Amount on Record
Deed Sale	Jun 3, 2010 · Amount on Record
Prior Sale	Jan 30, 2007
Deed Document Number	2010689
Deed Book / Page	3184 / 438
Prior Transfer Date	Jan 26, 2007
Prior Transfer Doc	0027360251
Record Updated	Oct 29, 2026

December 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4428 S UPPER FERRY RD, EDEN, MD 21822-2216
Transaction Type	Mortgage
Record Updated	Oct 24, 2022
Title Company	MID ATLANTIC T&E CO INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0047450294
Date	Dec 4, 2020
Book Page	4745/294

Lender

Name	NEWREZ LLC
Type	Non-Lending Institution
Address	FORT WASHINGTON, PA 19034

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Dec 1, 2040

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WICOMICO MD
Property Address	4428 S UPPER FERRY RD, EDEN, MD 21822-2216
Transaction Type	Mortgage
Record Updated	Oct 24, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 S UPPER FERRY RD, EDEN, MD 21822-2216

Mortgage

Document Number	0049280326
Date	Aug 27, 2021
Book Page	4928/326

Lender

Name	PNC BANK NA
Type	Bank
Address	WILMINGTON, DE 19801

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	480 Months
Due	Aug 4, 2061

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

Tax Assessment & Valuation

Source: Wicomico County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Wicomico County
Unified School District	Wicomico County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$612,200 (+12.83%)	$681,800 (-) Land $40,300 Building $641,500
2025	$4,602.00 (-0.2%) Homeowner's exemption	$542,600 (+17.36%)	$681,800 (+44.14%) Land $40,300 Building $641,500
2023	$4,611.00 Homeowner's exemption	$462,333	$473,000 Land $40,300 Building $432,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 28, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 28 policies
Nearby Flood Policies	28 in force
Nearby Flood Claims	8 (1994–2015)
Claims Outside the SFHA	3 of 8
Most Recent Claim	Mar 2015 · rainfall accumulation
Claims by Event	Hurricane Sandy, Oct 2012 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 67% of the US · above 95% of Maryland
Wildfire Likelihood	0.2% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Choptank Fiber Fiber	2,500 / 2,500

Cell Coverage

5G and 4G LTE (outdoors only)

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