4428 Ryan St, Durham, NC 27704 Property Records

Durham County property record for 4428 Ryan St, Durham, NC 27704

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,738 sqft · built 1948
Lot Size	0.46 acres (20,038 sqft)
Owner	2 Individual Names on File
Last Sale	$319,500 (Mar 2026)
Tax Bill	$2,951 (2026)
Deeds & Mortgages	Mar 2026 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`0823-99-1369`

Property Details

APN / Parcel Number

Primary APN	`0823-99-1369`
Alternative APNs	`0823-99-13-6907` `082308991450` `172552`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,738 sqft Heated Area
1st Floor Area	1,603 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 1948
Architectural Style	Ranch
Exterior Material	Brick Veneer
Roof Material	Asphalt
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Porch	Porch
Porch Area	387 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal

Location & Zoning

Street Address	4428 RYAN ST
City	DURHAM
State	NC
Zip	27704-1808
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-10
Legal Description	PALO ALTO/BLK:B/LT#37-38 PL:000015-000081
Legal Subdivision	PALO ALTO
Legal Block	B
Legal Lot Number	37,38
Jurisdiction	DURHAM NC
Township / Civil Division	DURHAM
Census Block Group	3
Census Block	3004
Census Tract	1709

Owner

Source: Durham County records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on File
Mailing Address	3024 FORRESTER ST, DURHAM, NC 27704-2310
Owner Type	Individual
Vesting	Tenants in Common

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2026 · Amount on File
Deed Sale	Mar 13, 2026 · Amount on File
Deed Document Number	2026166735
Deed Book / Page	10498 / 918
Record Updated	Oct 29, 2026

March 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	DURHAM NC
Recording Date	Mar 13, 2026
Property Address	4428 RYAN ST, DURHAM, NC 27704-1808
Document Number	0104980918
Book / Page	10498 / 918
Map Reference	MB 15 PG 81
Instrument Date	Mar 9, 2026
Instrument	2026166735
Transaction Type	Transfer
Record Updated	Mar 24, 2026
Title Company	INTEGRA TITLE SERVICES LLC, INTEGRATED TITLE SVCS LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$639.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	113 PRESCOTT DR, DURHAM, NC 27712-1017

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	3024 FORRESTER ST, DURHAM, NC 27704-2310

Mortgage

Document Number	2026166736
Date	Mar 13, 2026
Instrument	2026166736

Lender

Name	LATINO COMMUNITY CU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Apr 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	7.37%
Type Change Date	Apr 1, 2031
Change Frequency	5 Years
Min Rate At Change	5.37%
Max Rate At Change	9.37%
Index	5-Year CMT
Max Rate	13.3%

Tax Assessment & Valuation

Source: Durham County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Durham County
Municipality	Durham City
Unified School District	Durham Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,951.00 (+2.5%)	$290,427 (-) Land $83,950 Building $206,477	$290,427 (-) Land $83,950 Building $206,477
2025	$2,879.00 (+18.77%)	$290,427 (+56.88%) Land $83,950 Building $206,477	$290,427 (+56.88%) Land $83,950 Building $206,477
2023	$2,424.00 (+2.32%)	$185,127 Land $18,237 Building $166,890	$185,127 Land $18,237 Building $166,890
2022	$2,369.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 21, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF DURHAM serves 333,490 people · EPA ID NC0332010
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: Google Fiber.

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