4428 Rolling Acres Dr, Hurlock, MD 21643 Property Records

Dorchester County property record for 4428 Rolling Acres Dr, Hurlock, MD 21643

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,932 sqft · built 2003
Lot Size	1.04 acres (45,541 sqft)
Owner	2 Individual Names on Record
Last Sale	$447,000 (Dec 2022)
Tax Bill	$4,334 (2026)
Deeds & Mortgages	Aug 2026 Mortgage Mar 2024 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`15-023589`

Property Details

APN / Parcel Number

Primary APN	`15-023589`
Alternative APN	`023589`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	1,932 sqft Total Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2003
Effective Year Built	Effective 2003
Architectural Style	Conventional
Exterior Material	Siding
Roof Material	Composition Shingle
Lot Area	45,541 sqft (1.04 acres)
Garage Type	Mixed
Garage Area	1,971 sqft
Parking Spaces	6 Parking Spaces
Pool Type	In-Ground Vinyl Pool
Pool Area	648 sqft
Deck Area	192 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump
Sewer	Connected

Location & Zoning

Account Number	023589
Street Address	4428 ROLLING ACRES DR
City	HURLOCK
State	MD
Zip	21643-3804
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AC
Legal Description	LOT 42-45,541 SQ.FT. N/S ROLLING ACRES DRIVE
Legal Subdivision	ROLLING ACRES,
Legal Lot Number	42
Jurisdiction	DORCHESTER MD
Township / Civil Division	15, HURLOCK
Census Block Group	2
Census Block	2028
Census Tract	970200

Owner

Source: Dorchester County records, as of October 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 27, 2026	Deed of Trust, Mortgage · VA Mortgage MORTGAGE MORTGAGE
Mar 14, 2024	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Dec 20, 2022	Deed, Transfer · VA Mortgage BNC NATIONAL BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Dec 20, 2022 · Amount on Record
Deed Sale	Dec 20, 2022 · Amount on Record
Prior Sale	Aug 14, 2003 · Amount on Record
Deed Book / Page	1785 / 251
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Recording Date	Aug 27, 2026
Property Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804
Document Number	2037000012
Book / Page	2037 / 12
Instrument Date	Jul 2, 2026
Transaction Type	Mortgage
Record Updated	Sep 9, 2026
Title Company	UNITED WHOLESALE MORTGAGE LL

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety, 298
Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804

Mortgage

Document Number	2037000012,
Date	Aug 27, 2026
Book Page	2037/12

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

March 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DORCHESTER MD
Property Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804
Transaction Type	Mortgage
Record Updated	Apr 3, 2024
Title Company	MORTGAGE CONNECT LP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804

Mortgage

Document Number	0018640094
Date	Mar 14, 2024
Book Page	1864/94

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	BOCA RATON, FL 33431

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2054

December 2022: Deed, Transfer

Document Type	Deed
Jurisdiction	DORCHESTER MD
Recording Date	Dec 20, 2022
Property Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804
Document Number	0017850251
Book / Page	1785 / 251
Map Reference	LB 44 FO 71-A
Instrument Date	Dec 19, 2022
Transaction Type	Transfer
Record Updated	Jan 4, 2023
Title Company	NOT AVAILABLE, EVANS TITLE LLC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$1,117.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	4428 ROLLING ACRES DR, HURLOCK, MD 21643-3804

Mortgage

Document Number	0001785258
Date	Dec 20, 2022
Instrument	1785-258

Lender

Name	BNC NATIONAL BANK
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2053

Tax Assessment & Valuation

Source: Dorchester County assessment roll, as of October 1, 2026

Property Jurisdictions

Type	Name
State	Maryland
County	Dorchester County
Unified School District	Dorchester County Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,334.00 (+15.51%)	$374,300 (+15.77%)	$425,300 (-) Land $45,100 Building $380,200
2025	$3,752.00 (+25.36%)	$323,300 (+22.54%)	$425,300 (+56.19%) Land $45,100 Building $380,200
2023	$2,993.00	$263,833	$272,300 Land $45,100 Building $227,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 12 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	12 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 90% of Maryland
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Bay Country Communications Cable	100 / 100

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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