Hamilton County property record for 4428 Lucerne Ave, Cincinnati, OH 45227
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 1,550 sqft · built 1946 |
| Lot Size | 0.161 acres (7,013 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $153,000 (Aug 2017) |
| Tax Bill | $3,772 (2025) |
| Deeds & Mortgages | Jul 2020 Mortgage Aug 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 036-0005-0021-00 |
| Primary APN | 036-0005-0021-00 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 1,550 sqft Living Area |
| Gross Area | 2,597 sqft |
| 1st Floor Area | 1,047 sqft |
| Attic | Attic |
| Attic Area | 503 sqft |
| Basement Area | 1,047 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Material | Asphalt |
| Lot Area | 7,013 sqft (0.161 acres) |
| Lot Dimensions | 140 ft deep x 100 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Frame Porch |
| Porch Area | 336 sqft |
| Cooling System | None |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Oil |
| Street Address | 4428 LUCERNE AVE |
|---|---|
| City | CINCINNATI |
| State | OH |
| Zip | 45227-2814 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | SF6 |
| Legal Description | LUCERNE AVE 50 X 140 LOT 38 SHATTUCS HOME PLACE SUB |
| Legal Subdivision | SHATTUCS HOME PLACE SUB |
| Legal Lot Number | 38 |
| Jurisdiction | HAMILTON OH |
| Township / Civil Division | CINCINNATI |
| Census Block Group | 4 |
| Census Block | 4011 |
| Census Tract | 5600 |
Source: Hamilton County records, as of January 21, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4428 LUCERNE AVE, CINCINNATI, OH 45227-2814 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2020 | Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE |
| Aug 18, 2017 | Warranty Deed, Transfer · Conventional with PMI GUARANTEED RATE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 18, 2017 · Amount on Record |
| Deed Sale | Aug 18, 2017 · Amount on Record |
| Prior Sale | Apr 27, 2011 · Amount on Record |
| Deed Document Number | 201775734 |
| Prior Transfer Date | Apr 17, 2012 |
| Prior Transfer Doc | 0000000798 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HAMILTON OH |
| Property Address | 4428 LUCERNE AVE, CINCINNATI, OH 45227-2814 |
| Document Number | 0000068395 |
| Instrument Date | Jul 10, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 7, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 4428 LUCERNE AVE CINCINNATI OH 452272814, CINCINNATI, OH 45227-2814 |
| Document Number | 0000068395 |
|---|---|
| Date | Jul 16, 2020 |
| Book Page | 014211/000229 |
| Instrument | 68395 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 15, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HAMILTON OH |
| Recording Date | Aug 18, 2017 |
| Property Address | 4428 LUCERNE AVE, CINCINNATI, OH 45227-2814 |
| Document Number | 0000075734 |
| Book / Page | 013484 / 001982 |
| Instrument Date | Jul 31, 2017 |
| Instrument | 75734 |
| Transaction Type | Transfer |
| Record Updated | Nov 7, 2017 |
| Title Company | MATINGLY FORD TITLE SERVICES LLC, MATINGLY FORD TITLE SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $459.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4428 LUCERNE AVE CINCINNATI OH 452272814, CINCINNATI, OH 45227-2814 |
| Document Number | 75737 |
|---|---|
| Date | Aug 18, 2017 |
| Book Page | 013484/001989 |
| Instrument | 75737 |
| Name | GUARANTEED RATE |
|---|---|
| Address | CHICAGO, IL 60613 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Aug 17, 2047 |
Source: Hamilton County assessment roll, as of January 21, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Hamilton County |
| Municipality | Cincinnati City |
| Unified School District | Cincinnati City School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,772.00 (+2.95%) | $60,799 (-) Land $16,097 Building $44,702 | $173,710 (-) Land $45,990 Building $127,720 |
| 2024 | $3,664.00 (-2.08%) | $60,799 (-) Land $16,097 Building $44,702 | |
| 2023 | $3,742.00 (+1.91%) | $60,799 (+13.53%) Land $16,097 Building $44,702 | $173,710 (+13.54%) Land $45,990 Building $127,720 |
| 2022 | $3,672.00 Homeowner's exemption | $53,551 Land $7,935 Building $45,616 | |
| 2020 | $153,000 Land $22,670 Building $130,330 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective December 22, 2024
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 96% of Ohio |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 575 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| altafiber Network Solutions Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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