4428 E Thorn Tree Dr, Cave Creek, AZ 85331 Property Records

Maricopa County property record for 4428 E Thorn Tree Dr, Cave Creek, AZ 85331

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,324 sqft · built 2001
Lot Size	0.163 acres (7,115 sqft)
Owner	2 Individual Names on File
Last Sale	$325,000 (May 2013)
Tax Bill	$2,269 (2025)
Deeds & Mortgages	Oct 2020 Mortgage
Flood Zone	Zone X (moderate risk)
APN	`211-60-827`

Property Details

APN / Parcel Number

Primary APN	`211-60-827`
Alternative APN	`211608276`

Interior

Full Baths	4 Baths
Plumbing Fixtures	12 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
Gross Area	2,626 sqft
1st Floor Area	1,278 sqft
2nd Floor Area	1,046 sqft

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2001
Exterior Material	Combination
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,115 sqft (0.163 acres)
Parking Spaces	2 Parking Spaces
Pool Area	360 sqft
Patio Area	150 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4428 E THORN TREE DR
City	CAVE CREEK
State	AZ
Zip	85331-4036
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-43AG
Legal Description	A-M RANCH PARCEL F MCR 518-23
Legal Range	4E
Legal Township	5N
Legal Section	7
Legal Subdivision	A-M RANCH PARCEL F
Legal Lot Number	130
Jurisdiction	MARICOPA AZ
Township / Civil Division	DEER VALLEY
Census Block Group	3
Census Block	3004
Census Tract	612500

Owner

4428 E Thorn Tree Dr is owned and occupied by two individuals who bought it in May 2013.

Source: Maricopa County records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4428 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 10, 2013 · Amount on File
Deed Sale	May 10, 2013 · Amount on File
Prior Sale	Aug 31, 2001 · Amount on File
Deed Document Number	2013430575
Prior Transfer Date	May 8, 2013
Prior Transfer Doc	0000430576
Record Updated	Oct 29, 2026

October 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MARICOPA AZ
Recording Date	Oct 28, 2020
Property Address	4428 E THORN TREE DR, CAVE CREEK, AZ 85331-4036
Document Number	0001040079
Map Reference	MB 518 PG 23
Instrument Date	Oct 22, 2020
Instrument	20201040079
Transaction Type	Transfer
Record Updated	Sep 17, 2021
Title Company	GREYSTONE TITLE AGENCY, GREYSTONE TITLE AGENCY LLC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4428 E THORN TREE DR, CAVE CREEK, AZ 85331-4036

Mortgage

Document Number	0001040080
Date	Oct 28, 2020
Instrument	20201040080

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

The 2025 property tax bill for 4428 E Thorn Tree Dr was $2,269.

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Unified School District	Cave Creek Unified District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$58,530 (+52.77%)	$585,300 (+1.21%) Land $117,000 Building $468,300
2025	$2,269.00	$38,312 (-34.92%)	$578,300 (-1.77%) Land $115,600 Building $462,700
2024		$58,870	$588,700 Land $117,700 Building $471,000
2023	$2,115.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4428 E Thorn Tree Dr in Zone X, an area of moderate flood risk.

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4428 E Thorn Tree Dr is moderate, ranking above 43% of the US, with a 0.06% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 43% of the US · lower than 64% of Arizona
Wildfire Likelihood	0.06% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 277 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
AirFiber WISP Fixed Wireless	1,000 / 500
BAM Broadband Fixed Wireless · not low latency	1,000 / 100
Mojo Broadband Fixed Wireless	500 / 100

May also be available: Verizon.

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