4428 E Mountain Sage Dr, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4428 E Mountain Sage Dr, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,651 sqft · built 1994
Lot Size	0.138 acres (6,037 sqft)
Owner	Individual Name on Record
Last Sale	$337,900 (Sep 2015)
Tax Bill	$3,564 (2025)
Deeds & Mortgages	Jun 2021 Line of Credit Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (moderate risk)
APN	`307-05-103`

Property Details

APN / Parcel Number

Primary APN	`307-05-103`

Interior

Full Baths	4 Baths
Plumbing Fixtures	11 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,651 sqft Living Area
1st Floor Area	1,414 sqft
2nd Floor Area	1,237 sqft

Exterior

Year Built	Built 1994
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete Tile
Lot Area	6,037 sqft (0.138 acres)
Parking Spaces	3 Parking Spaces
Pool Area	422 sqft
Patio Area	212 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	HVAC

Location & Zoning

Street Address	4428 E MOUNTAIN SAGE DR
City	PHOENIX
State	AZ
Zip	85044-6083
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN RANCH ESTATES/VILLAS MCR 362/26
Legal Range	04E
Legal Township	01S
Legal Section	30
Legal Quarter	NE
Quarter-Quarter Section	NW
Legal Subdivision	MOUNTAIN RANCH ESTATES/VILLAS
Legal Lot Number	103
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	3
Census Block	3010
Census Tract	116719

Owner

Source: Maricopa County records, as of November 20, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	4428 E MOUNTAIN SAGE DR, PHOENIX, AZ 85044-6083
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 4, 2021	Deed of Trust, Mortgage · Line of Credit DESERT FINANCIAL CU
Jul 5, 2018	Deed of Trust, Mortgage · Line of Credit DESERT SCHOOLS FCU
Oct 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage CMG MORTGAGE INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 30, 2015 · Amount on Record
Deed Sale	Sep 30, 2015 · Amount on Record
Prior Sale	Jun 6, 2003
Deed Document Number	20150704037
Record Updated	Jun 8, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4428 E MOUNTAIN SAGE DR, PHOENIX, AZ 85044-6083
Transaction Type	Mortgage
Record Updated	Jun 14, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000619381
Date	Jun 4, 2021
Instrument	20210619381

Lender

Name	DESERT FINANCIAL CU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jun 3, 2051

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4428 E MOUNTAIN SAGE DR, PHOENIX, AZ 85044-6083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000510326
Date	Jul 5, 2018
Instrument	20180510326

Lender

Name	DESERT SCHOOLS FCU
Type	Credit Union
Address	PHOENIX, AZ 85062

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Jul 4, 2048

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4428 E MOUNTAIN SAGE DR, PHOENIX, AZ 85044-6083
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SIGNATURE TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 E MOUNTAIN SAGE DR, PHOENIX, AZ 85044-6083

Mortgage

Document Number	0001001723
Date	Oct 19, 2020
Instrument	20201001723

Lender

Name	CMG MORTGAGE INC
Type	Mortgage Company
Address	SAN RAMON, CA 94583

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of January 1, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$54,510 (-3.52%)	$545,100 (-3.52%) Land $109,000 Building $436,100
2025	$3,564.00 (+5.6%)
2024		$56,500	$565,000 Land $113,000 Building $452,000
2023	$3,375.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 909 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	1,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: Tristate Wi-Fi by Wi-Fiber.

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