4428 Brave Ln, Saint Cloud, FL 34772 Property Records

Osceola County property record for 4428 Brave Ln, Saint Cloud, FL 34772

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,356 sqft · built 1985
Lot Size	0.15 acres (6,534 sqft)
Owner	2 Individual Names on Record
Last Sale	$215,000 (May 2024)
Tax Bill	$2,678 (2025)
Deeds & Mortgages	May 2024 Sale & Mortgage Oct 2023 Sale + 3 more
Flood Zone	Zone X (minimal risk)
APN	`16-26-30-0775-000C-0280`

Property Details

APN / Parcel Number

Primary APN	`16-26-30-0775-000C-0280`
Alternative APNs	`2630160775000C0280` `85843`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,356 sqft Living Area
Gross Area	1,740 sqft
1st Floor Area	1,356 sqft
Flooring	Wood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1985
Effective Year Built	Effective 1985
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	98 ft deep x 68 ft wide
Garage Type	Carport
Garage Area	458 sqft
Carport	Carport
Carport Area	458 sqft
Parking Spaces	2 Parking Spaces
Porch	Finished Vinyl Porch
Porch Area	276 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	HVAC

Location & Zoning

Street Address	4428 BRAVE LN
City	SAINT CLOUD
State	FL
Zip	34772-8816
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Local Zoning Code	SPUD
Legal Description	TEKA VILLAGE PHASE 1 PB 5 PG 184 BLK C LOT 28
Legal Range	30E
Legal Township	26S
Legal Section	16
Legal Subdivision	TEKA VLG PH 1
Legal Phase	1
Legal Tract	775
Legal Block	C
Legal Lot Number	28
Jurisdiction	OSCEOLA FL
Township / Civil Division	ST. CLOUD
Census Block Group	1
Census Block	1026
Census Tract	43208

Owner

Source: Osceola County records, as of February 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
May 14, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Oct 12, 2023	Warranty Deed, Transfer OLIVER TITLE LAW
Sep 14, 2023	Quit Claim Deed, Transfer ACCOMODATION, ACCOMMODATION
Apr 15, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Mar 9, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 14, 2024 · Amount on Record
Deed Sale	May 14, 2024 · Amount on Record
Prior Sale	Oct 12, 2023 · Amount on Record
Deed Document Number	202463501
Deed Book / Page	6600 / 411
Prior Transfer Date	Sep 7, 2023
Prior Transfer Doc	0064732666
Record Updated	Sep 20, 2026

May 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	May 14, 2024
Property Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Document Number	0066000411
Book / Page	6600 / 411
Map Reference	MB 5 PG 184
Instrument Date	May 13, 2024
Instrument	2024063501
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ORLANDO TITLE PROFESSIONALS LL, LAND TITLE PROFESSIONALS LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,505.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	285 GRAPE AVE, SAINT CLOUD, FL 34769-2528

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816

Mortgage

Document Number	2024063502
Date	May 14, 2024
Instrument	2024063502

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2054

October 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OSCEOLA FL
Recording Date	Oct 12, 2023
Property Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Document Number	0064882389
Book / Page	6488 / 2389
Map Reference	MB 5 PG 184
Instrument Date	Oct 10, 2023
Instrument	2023134574
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	OLIVER TITLE LAW

Transaction

Amount	Amount Recorded
Tax	$770.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1195 OAKWOOD WAY, UNIONTOWN, OH 44685-9596

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	285 GRAPE AVE, SAINT CLOUD, FL 34769-2528

September 2023: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Sep 14, 2023
Property Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Document Number	0064732666
Book / Page	6473 / 2666
Map Reference	MB 5 PG 184
Instrument Date	Sep 7, 2023
Instrument	2023121054
Transaction Type	Transfer
Record Updated	Dec 12, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	100 MARGERY DR, NEWARK, OH 43055-9716

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	1195 OAKWOOD WAY, UNIONTOWN, OH 44685-9596

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Apr 15, 2020
Property Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Document Number	0057081926
Book / Page	005708 / 001926
Instrument Date	Apr 6, 2020
Instrument	51577
Transaction Type	Transfer
Record Updated	Jun 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Life Estate
Address	4428 BRAVE LN ST CLOUD FL 347728816, ST CLOUD, FL 34772-8816

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	OSCEOLA FL
Recording Date	Mar 9, 2020
Property Address	4428 BRAVE LN, SAINT CLOUD, FL 34772-8816
Document Number	0056882461
Book / Page	005688 / 002461
Instrument Date	Feb 18, 2020
Instrument	34257
Transaction Type	Transfer
Record Updated	May 22, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer Partial Interest

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants in Common
Address	2318 AUTUMN CREEK PATH VALLEY CITY OH 442809431, VALLEY CITY, OH 44280-9431

Tax Assessment & Valuation

Source: Osceola County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Osceola County
Municipality	St. Cloud City
Unified School District	Osceola County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,678.00 (-22.13%)	$192,500 (+111.73%) Land $48,000 Building $144,500	$192,500 (+45.28%) Land $48,000 Building $144,500
2024	$3,439.00 (+492.93%)
2023	$580.00 (-5.54%) Homeowner's exemption Senior Citizen's exemption Widower's exemption	$90,919 (+3%)	$132,500 (+42.32%) Land $35,000 Building $97,500
2022	$614.00 Homeowner's exemption Senior Citizen's exemption Widower's exemption	$88,271	$93,100 Land $25,000 Building $68,100

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 29 individual policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	35 units insured incl. 6 condo units

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 69% of the US · above 50% of Florida
Wildfire Likelihood	0.2% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST. CLOUD, CITY OF (3 WPS) serves 82,752 people · EPA ID FL3491373
Water Source	Groundwater
Last State Inspection	Jul 2025
Lead	2 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: CenturyLink.

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