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4428 185th Rd, Live Oak, FL 32060 Property Records

Suwannee County property record for 4428 185th Rd, Live Oak, FL 32060

Property Summary

Property TypeSingle Family Home
Details2 ba · 1,848 sqft · built 1986
Lot Size39 acres (1,698,840 sqft)
Owner2 Individual Names on Record
Tax Bill$1,923 (2024)
Deeds & MortgagesMar 2020 Transfer
Mar 2020 Sale
Flood ZoneZone X (minimal risk)
APN28-01S-12E-09723-001000

Property Details

APN / Parcel Number

Primary APN28-01S-12E-09723-001000
Alternative APN
  • 09723001000

Interior

Full Baths2 Baths
Stories2 Stories
Building Area1,848 sqft Living Area
1st Floor Area1,552 sqft
2nd Floor Area348 sqft
Upper Floors Area348 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1986
Effective Year BuiltEffective 2014
Exterior MaterialAluminum/Vinyl
Roof MaterialComposition Shingle
Lot Area1,698,840 sqft (39 acres)
Garage TypeCarport
CarportCarport
Carport Area729 sqft
Patio Area1,046 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air

Location & Zoning

Account Number09723001000
Street Address4428 185TH RD
CityLIVE OAK
StateFL
Zip32060-7948
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLEG 39.00 ACRES N1/2 OF NE1/4 OF SW1/4 & N1/2 OF NW1/4 OF SW1/4 LESS 1 AC IN SW COR BEING 285 FT E & W BY 150 FT N & S MORE
Legal Range12E
Legal Township01S
Legal Section28
JurisdictionSUWANNEE FL
Township / Civil DivisionLIVE OAK
Census Block Group3
Census Block3030
Census Tract970200

Owner

Source: Suwannee County records, as of February 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address78 ANTHEM RIDGE DR, PONTE VEDRA BEACH, FL 32081-0216
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 9, 2020Correction Deed, Transfer
ATTORNEY ONLY
Mar 9, 2020Correction Deed
ATTORNEY ONLY

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleFeb 28, 2020
Deed SaleFeb 28, 2020
Deed Document Number0002174270
Record UpdatedJun 8, 2026

March 2020: Correction Deed, Transfer

Document TypeCorrection Deed
JurisdictionSUWANNEE FL
Recording DateMar 9, 2020
Property Address4428 185TH RD, LIVE OAK, FL 32060-7948
Document Number0000224195
Book / Page002174 / 000270
Instrument DateFeb 28, 2020
Instrument224195
Transaction TypeTransfer
Record UpdatedJun 9, 2020
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4428 185TH RD LIVE OAK FL 320607948, LIVE OAK, FL 32060-7948

March 2020: Correction Deed

Document TypeCorrection Deed
JurisdictionSUWANNEE FL
Recording DateMar 9, 2020
Property Address4428 185TH RD, LIVE OAK, FL 32060-7948
Document Number0000224195
Book / Page002174 / 000270
Instrument DateFeb 28, 2020
Instrument224195
Record UpdatedDec 31, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.00

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipMarried Couple
Address4428 185TH RD LIVE OAK FL 320607948, LIVE OAK, FL 32060-7948

Tax Assessment & Valuation

Source: Suwannee County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySuwannee County
Unified School DistrictSuwannee County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$263,353 (+83.43%) Land $13,852 Building $249,501$329,701 (+4.16%)
2024$1,923.00 (+2.51%)
2023$1,876.00 (+2.96%) Homeowner's exemption$143,570 (+2.79%)$316,523 (+23.63%)
2022$1,822.00 Homeowner's exemption$139,669$256,033

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 27, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 10 (0% premium discount)
Nearby Flood Policies4 in force
Nearby Flood Claims31 (1980–2012)
Claims Outside the SFHA18 of 31
Most Recent ClaimJun 2012 · Tropical Storm Debby
Claims by Event
  • Tropical Storm Debby, Jun 2012 · 10 claims
  • Hurricane Frances, Sep 2004 · 5 claims
  • Hurricane Georges, Sep 1998 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 50% of the US · lower than 79% of Florida
Wildfire Likelihood0.1% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Starlink
Satellite		280 / 30
Windstream
DSL		100 / 3
Verizon
Fixed Wireless		25 / 6
T-Mobile
Fixed Wireless		25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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