4428 132nd Ave, Hamilton, MI 49419 Property Records

Allegan County property record for 4428 132nd Ave, Hamilton, MI 49419

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 1,532 sqft · built 1970
Lot Size	0.69 acres (30,056 sqft)
Owner	2 Individual Names on File
Last Sale	$230,000 (Nov 2019)
Tax Bill	$3,716 (2025)
Deeds & Mortgages	Sep 2021 Line of Credit Nov 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`09-017-012-00`

Property Details

APN / Parcel Number

Primary APN	`09-017-012-00`
Alternative APN	`03-09-017-012-00`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,532 sqft Living Area
1st Floor Area	1,532 sqft
Basement Area	1,092 sqft
Unfinished Basement	1,532 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Exterior Material	Wood
Lot Area	30,056 sqft (0.69 acres)
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4428 132ND AVE
City	HAMILTON
State	MI
Zip	49419-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	AG
Legal Description	W 150 FT OF E 441 FT OF N 200 FT OF THE W 1/2 E 1/2 NE 1/4 SEC 17 T3N R14W
Legal Range	14W
Legal Township	03N
Legal Section	17
Jurisdiction	ALLEGAN MI
Township / Civil Division	HEATH
Census Block Group	3
Census Block	3004
Census Tract	30702

Owner

4428 132nd Ave is owned and occupied by two individuals who bought it in November 2019.

Source: Allegan County records, as of September 9, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4428 132ND AVE, HAMILTON, MI 49419-9526
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 16, 2021	Deed of Trust, Mortgage · Line of Credit LAKE MICHIGAN CU
Nov 7, 2019	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE 1 INC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 7, 2019 · Amount on File
Deed Sale	Nov 7, 2019 · Amount on File
Prior Sale	May 2, 2016 · Amount on File
Deed Book / Page	4400 / 573
Prior Transfer Date	Nov 18, 2005
Prior Transfer Doc	2924/124
Record Updated	Oct 29, 2026

September 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ALLEGAN MI
Property Address	4428 132ND AVE, HAMILTON, MI 49419-9526
Transaction Type	Mortgage
Record Updated	May 3, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4428 132ND AVE, HAMILTON, MI 49419-9526

Mortgage

Document Number	004671/775
Date	Sep 16, 2021
Book Page	4671/775

Lender

Name	LAKE MICHIGAN CU
Type	Credit Union
Address	GRAND RAPIDS, MI 49501

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	300 Months
Due	Sep 15, 2046

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ALLEGAN MI
Recording Date	Nov 7, 2019
Property Address	4428 132ND AVE, HAMILTON, MI 49419-9526
Document Number	004400/573
Book / Page	4400 / 573
Instrument Date	Nov 1, 2019
Transaction Type	Transfer
Record Updated	May 3, 2022
Title Company	TITLE RESOURCE AGENCY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,978.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4428 132ND AVE, 4428, HAMILTON, MI 49419-9526

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4290 LINCOLN RD, HOLLAND, MI 49423-9588

Mortgage

Document Number	0004400575
Date	Nov 7, 2019
Instrument	4400/575

Lender

Name	MORTGAGE 1 INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Dec 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4428 132nd Ave was $3,716 with a homeowner's exemption, up 4% from the year before.

Source: Allegan County assessment roll, as of September 9, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Allegan County
County Subdivision	Heath Township
Unified School District	Hamilton Community Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$159,800 (+3.03%) Land $15,500 Building $144,300	$319,600 (+3.03%) Land $31,000 Building $288,600
2025	$3,716.00 (+4.03%) Homeowner's exemption	$155,100 Land $14,800 Building $140,300	$310,200 Land $29,600 Building $280,600
2024	$3,572.00
2023		$136,100 Land $12,600 Building $123,500	$272,200 Land $25,200 Building $247,000
2022	$3,064.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4428 132nd Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 21, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 4428 132nd Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 86 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20

May also be available: 123.NET.

Cell Coverage

5G (outdoors only) and 4G LTE

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