4427 Useppa Dr, Bradenton, FL 34203 Property Records

Manatee County property record for 4427 Useppa Dr, Bradenton, FL 34203 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	4 bd · 2 ba · 2,236 sqft · built 2002
Lot Size	0.228 acres (9,918 sqft)
Owner	2 Individual Names on File
Last Sale	$171,100 (Apr 2002)
Tax Bill	$2,934 (2025)
Deeds & Mortgages	Jan 2022 Transfer Nov 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`16977-2550-9`

Property Details

APN / Parcel Number

Primary APN	`16977-2550-9`
Alternative APN	`3518091697725509`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,236 sqft Living Area
Gross Area	2,997 sqft
1st Floor Area	2,236 sqft

Exterior

Year Built	Built 2002
Effective Year Built	Effective 2010
Exterior Material	Stucco
Construction Type	Masonry / Concrete Block
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	9,918 sqft (0.228 acres)
View / Lot	Lake Front
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	4 Parking Spaces
Pool Area	504 sqft
Porch	Screened Porch
Porch Area	277 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Electric

Location & Zoning

Street Address	4427 USEPPA DR
City	BRADENTON
State	FL
Zip	34203-3162
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 203 SABAL HARBOUR PHASE VI PI#16977.2550/9
Legal Range	18E
Legal Township	35S
Legal Section	09
Legal Subdivision	SABAL HARBOUR PHASE VI
Legal Tract	01697707
Legal Lot Number	203
Jurisdiction	MANATEE FL
Township / Civil Division	BRADENTON
Census Block Group	2
Census Block	2010
Census Tract	804

Owner

Source: Manatee County records · APN 16977-2550-9

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4427 USEPPA DR, BRADENTON, FL 34203-3162
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Life Estate

Deeds, Mortgages & Sale History

Date	Document
Jan 27, 2022	Intrafamily Transfer, Transfer ACCOMMODATION
Nov 22, 2021	Deed of Trust, Mortgage · Conventional Mortgage MIDFLORIDA CU
Jul 12, 2019	Deed of Trust, Mortgage · Conventional Mortgage FIDELITY BANK

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Apr 18, 2002 · Amount on Record
Deed Sale	Apr 18, 2002 · Amount on Record
Deed Book / Page	1742 / 356
Last Transfer Date	Jan 25, 2022
Transfer Doc	0000012463
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MANATEE FL
Recording Date	Jan 27, 2022
Property Address	4427 USEPPA DR, BRADENTON, FL 34203-3162
Document Number	0041012463
Map Reference	MB 36 PG 180-185
Instrument Date	Jan 25, 2022
Instrument	202241012463
Transaction Type	Transfer
Record Updated	Jun 07, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 USEPPA DR, BRADENTON, FL 34203-3162
Investor	Possibly a Property Investor

November 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4427 USEPPA DR, BRADENTON, FL 34203-3162
Transaction Type	Mortgage
Record Updated	Dec 22, 2021
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4427 USEPPA DR, BRADENTON, FL 34203-3162

Mortgage

Document Number	0041155454
Date	Nov 22, 2021
Instrument	202141155454

Lender

Name	MIDFLORIDA CU
Type	Credit Union
Address	33560

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	241 Months
Due	Dec 01, 2041

July 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MANATEE FL
Property Address	4427 USEPPA DR, BRADENTON, FL 34203-3162
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0027915255
Date	Jul 12, 2019
Book Page	2791/5255
Instrument	201941068185

Lender

Name	FIDELITY BANK
Type	Bank
Address	ATLANTA, GA 30392

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 01, 2049

Tax Assessment & Valuation

Source: Manatee County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Florida
County	Manatee County
Unified School District	Manatee County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$220,878 (+2.7%)	$484,746 (-1.4%) Land $48,450 Building $436,296
2025	$2,934.00 (+3.49%) Homeowner's exemption	$215,071 (+5.99%)	$491,640 (-1.83%) Land $48,450 Building $443,190
2024	$2,835.00 (+2.16%)
2023	$2,775.00 (+3.28%) Homeowner's exemption	$202,922 (+3%)	$500,804 (+15.91%) Land $48,450 Building $452,354
2022	$2,687.00 Homeowner's exemption	$197,012	$432,062 Land $47,500 Building $384,562

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Manatee County (12081C), updated September 2, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 120810008042, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 38 individual NFIP policies nearby
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	38 in force
Nearby Flood Claims	6 (1998–2024)
Claims Outside the SFHA	5 of 6
Most Recent Claim	Aug 2024, other causes, Hurricane Debby
Claims By Storm	Severe Storms, Tornadoes And Flooding Associated With Tropical Storm Gabrielle, Sep 2001 · 2 claims

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 380 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Frontier	Fiber	7,000 / 7,000
Spectrum	Cable	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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