Hernando County property record for 4427 Rachel Blvd, Spring Hill, FL 34607
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,116 sqft · built 1999 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $262,000 (Jul 2018) |
| Tax Bill | $3,517 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Sep 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | R09-223-17-3233-0000-0220 |
| Primary APN | R09-223-17-3233-0000-0220 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 2,116 sqft Living Area |
| 1st Floor Area | 2,116 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 2011 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 21,780 sqft (0.5 acres) |
| Garage Area | 646 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,584 sqft |
| Deck Area | 294 sqft |
| Patio Area | 764 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01175285 |
|---|---|
| Street Address | 4427 RACHEL BLVD |
| City | SPRING HILL |
| State | FL |
| Zip | 34607-2538 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PRIMROSE LANE LOT 22 |
| Legal Range | 17E |
| Legal Township | 23S |
| Legal Section | 09 |
| Legal Subdivision | PRIMROSE LANE |
| Legal Lot Number | 22 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | HERNANDO BEACH |
| Census Block Group | 1 |
| Census Block | 1031 |
| Census Tract | 41502 |
Source: Hernando County records, as of December 10, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 25, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NFM INC |
| Sep 14, 2020 | Deed of Trust, Mortgage · FHA Mortgage PENNYMAC LOAN SERVICES LLC |
| Jul 13, 2018 | Warranty Deed, Transfer NFM LNDG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jul 13, 2018 · Amount on Record |
| Deed Sale | Jul 13, 2018 · Amount on Record |
| Prior Sale | Sep 18, 2013 · Amount on Record |
| Deed Document Number | 2018042642 |
| Deed Book / Page | 3603 / 1103 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Transaction Type | Mortgage |
| Record Updated | Mar 6, 2023 |
| Name | Verified Name |
|---|---|
| Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Document Number | 0039570447 |
|---|---|
| Date | Feb 25, 2021 |
| Book Page | 3957/447 |
| Instrument | 2021012849 |
| Name | NFM INC |
|---|---|
| Type | Mortgage Company |
| Address | LINTHICUM HEIGHTS, MD 21090 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Transaction Type | Mortgage |
| Record Updated | Dec 7, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Document Number | 0038861552 |
|---|---|
| Date | Sep 14, 2020 |
| Book Page | 3886/1552 |
| Instrument | 2020056244 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 335 Months |
| Due | Aug 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Jul 13, 2018 |
| Property Address | 4427 RACHEL BLVD, SPRING HILL, FL 34607-2538 |
| Document Number | 0036031103 |
| Book / Page | 003603 / 001103 |
| Instrument Date | Jul 12, 2018 |
| Instrument | 42642 |
| Transaction Type | Transfer |
| Record Updated | Aug 2, 2018 |
| Title Company | NORTH AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,834.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4427 RACHEL BLVD SPRING HILL FL 346072538, SPRING HILL, FL 34607-2538 |
| Document Number | 36031105 |
|---|---|
| Date | Jul 13, 2018 |
| Book Page | 003603/001105 |
| Instrument | 42643 |
| Name | NFM LNDG |
|---|---|
| Address | LINTHICUM, MD 21090 |
| Amount | Amount Recorded |
|---|---|
| Term | 360 Months |
| Due | Jul 12, 2048 |
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,517.00 (+0.63%) Additional exemption filed | $285,860 (+5.99%) | $487,176 (+10.74%) Land $49,313 Building $437,863 |
| 2023 | $269,713 Land $269,713 | ||
| 2022 | $3,495.00 | $439,931 Land $49,313 Building $390,618 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 51 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 51 in force |
| Nearby Flood Claims | 52 (1983–2024) |
| Claims Outside the SFHA | 7 of 52 |
| Most Recent Claim | Sep 2024 · Hurricane Helene |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 40% of the US · lower than 87% of Florida |
|---|---|
| Wildfire Likelihood | 0.06% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 129 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
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