4427 E Sterling Rd, Sterling, MI 48659 Property Records

Arenac County property record for 4427 E Sterling Rd, Sterling, MI 48659

Property Summary

Property Type	Residential Vacant Land
Details	3 bd · 1 ba · 2,170 sqft · built 2020
Lot Size	27 acres (1,176,120 sqft)
Owner	Individual Name on Record
Tax Bill	$4,774 (2025)
Deeds & Mortgages	May 2019 Refinance Sep 2018 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`005-0-022-300-005-01`

Property Details

APN / Parcel Number

Primary APN	`005-0-022-300-005-01`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Half Baths	1 Half Bath
Building Area	2,170 sqft Living Area
1st Floor Area	1,736 sqft
Basement Area	1,736 sqft
Unfinished Basement	1,736 sqft

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Cape Cod
Lot Area	1,176,120 sqft (27 acres)
Garage Area	784 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	4427 E STERLING RD
City	STERLING
State	MI
Zip	48659-9790
Property Category	Residential
Property Type	Vacant Land > Residential
Legal Description	T19N R4E SEC 22 N 30 A OF NW 1/4 OF SW 1/4 EXC 3AC IN NW COR 300 FT E & W BY 435.6 FT N & S ACRES=27 SPLIT FR
Legal Range	04E
Legal Township	19N
Legal Section	22
Jurisdiction	ARENAC MI
Township / Civil Division	DEEP RIVER
Census Block Group	3
Census Block	3011
Census Tract	970300

Owner

Source: Arenac County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4427 E STERLING RD, STERLING, MI 48659-9790
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 20, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance FIRST STATE BANK
Sep 10, 2018	Deed of Trust, Mortgage FIRST STATE BANK
Sep 8, 2017	Warranty Deed, Transfer
Sep 8, 2017	Trustee's Deed, Foreclosure Foreclosure Auction

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2017
Deed Sale	Sep 8, 2017
Deed Document Number	20173101
Prior Transfer Date	Aug 30, 2017
Prior Transfer Doc	20173101
Record Updated	Oct 29, 2026

May 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	4427 E STERLING RD, STERLING, MI 48659-9790
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201901751
Date	May 20, 2019
Instrument	201901751

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2049

September 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ARENAC MI
Property Address	4427 E STERLING RD, STERLING, MI 48659-9790
Transaction Type	Mortgage
Record Updated	Dec 6, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	201803138
Date	Sep 10, 2018
Instrument	201803138

Lender

Name	FIRST STATE BANK
Type	Bank

Agreement

Amount	Amount Recorded

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ARENAC MI
Recording Date	Sep 8, 2017
Property Address	4427 E STERLING RD, STERLING, MI 48659-9790
Document Number	20173103
Instrument Date	Sep 7, 2017
Instrument	2017-3103
Transaction Type	Transfer
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

September 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	ARENAC MI
Recording Date	Sep 8, 2017
Property Address	4427 E STERLING RD, STERLING, MI 48659-9790
Document Number	20173101
Instrument Date	Aug 30, 2017
Instrument	2017-3101
Transaction Type	Foreclosure
Record Updated	Jul 29, 2021

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Foreclosure Auction

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Tax Assessment & Valuation

Source: Arenac County assessment roll, as of May 19, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Arenac County
County Subdivision	Deep River Township
Unified School District	Standish-Sterling Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$244,400	$488,800
2025	$4,774.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 15, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (1989–1990)
Most Recent Claim	Mar 1990 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 85% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 6 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Point Broadband Fixed Wireless	1,000 / 500
Verizon Fixed Wireless	25 / 6

Cell Coverage

5G and 4G LTE (outdoors only)

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