St. Louis County property record for 4427 Cooke St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1.75 ba · 1,351 sqft · built 1923 |
| Lot Size | 0.16 acres (7,003 sqft) |
| Owner | Individual Name on File |
| Last Sale | $234,500 (Nov 2018) |
| Tax Bill | $4,698 (2026) |
| Deeds & Mortgages | Aug 2021 Mortgage Sep 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-3030-00960 |
| Primary APN | 010-3030-00960 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Total Rooms | 7 Rooms |
| Stories | 2 Stories |
| Building Area | 1,351 sqft Gross Area |
| 1st Floor Area | 727 sqft |
| Basement Area | 364 sqft |
| Finished Basement | 364 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1923 |
|---|---|
| Effective Year Built | Effective 1923 |
| Exterior Material | Other |
| Construction Type | Frame |
| Roof Type | Hip |
| Lot Area | 7,003 sqft (0.16 acres) |
| Garage Area | 864 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Slab |
| Porch Area | 20 sqft |
| Deck Area | 384 sqft |
| Storage Building | 64 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Electric |
| Account Number | 1061949 |
|---|---|
| Street Address | 4427 COOKE ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1951 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT: 0010 BLOCK:075 SERIAL # |
| Legal Subdivision | LONDON ADD TO DULUTH |
| Legal Block | 75 |
| Legal Lot Number | 10 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 3 |
| Census Block | 3012 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-3030-00960
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 13, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NORTH SHORE BANK OF COMMERCE |
| Sep 25, 2019 | Deed of Trust, Mortgage · Conventional with PMI WELLS FARGO BK |
| Nov 19, 2018 | Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA |
| Feb 23, 2017 | Warranty Deed, Transfer FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Nov 19, 2018 · Amount on Record |
| Deed Sale | Nov 19, 2018 · Amount on Record |
| Prior Sale | Feb 23, 2017 · Amount on Record |
| Deed Document Number | 20181344970 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Transaction Type | Mortgage |
| Record Updated | Sep 01, 2021 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO |
| Name | Verified Name |
|---|
| Document Number | 0001421732 |
|---|---|
| Date | Aug 13, 2021 |
| Instrument | 1421732 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Aug 01, 2036 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Document Number | 00A1364539 |
| Instrument Date | Sep 25, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 10, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Relationship | Married Couple |
| Address | 4427 COOKE ST DULUTH MN 558041951, DULUTH, MN 55804-1951 |
| Document Number | 00A1364539 |
|---|---|
| Date | Oct 02, 2019 |
| Instrument | A1364539 |
| Name | WELLS FARGO BK |
|---|---|
| Type | Bank |
| Address | SIOUX FALLS, SD 57104 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 01, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Nov 19, 2018 |
| Property Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Document Number | 0001344970 |
| Instrument Date | Nov 16, 2018 |
| Instrument | 1344970 |
| Transaction Type | Transfer |
| Record Updated | Sep 03, 2021 |
| Title Company | STEWART TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Document Number | 0001344971 |
|---|---|
| Date | Nov 19, 2018 |
| Instrument | 1344971 |
| Name | WELLS FARGO BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 01, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Feb 23, 2017 |
| Property Address | 4427 COOKE ST, DULUTH, MN 55804-1951 |
| Document Number | 00A1304690 |
| Instrument Date | Feb 17, 2017 |
| Instrument | A1304690 |
| Transaction Type | Transfer |
| Record Updated | Mar 06, 2017 |
| Title Company | FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE |
| Amount | Amount Recorded |
|---|---|
| Tax | $693.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4427 COOKE ST DULUTH MN 558041951, DULUTH, MN 55804-1951 |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,698.00 (+7.26%) Homeowner's exemption | ||
| 2025 | $4,380.00 (+2.87%) Homeowner's exemption | $355,100 (+6.41%) Land $47,900 Building $307,200 | $355,100 (+6.41%) Land $47,900 Building $307,200 |
| 2024 | $4,258.00 | $333,700 (+17.54%) Land $46,200 Building $287,500 | $333,700 (+17.54%) Land $46,200 Building $287,500 |
| 2022 | $283,900 Land $35,600 Building $248,300 | $283,900 Land $35,600 Building $248,300 |
Source: FEMA National Flood Hazard Layer, St. Louis County (27137C), updated March 24, 2025 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 271370006003, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 6 individual NFIP policies nearby |
| Nearby Flood Policies | 6 in force 6 of 6 on primary residences |
| Nearby Flood Claims | 1 (2012) |
| Most Recent Claim | Jun 2012, Severe Storms And Flooding |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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