Kenton County property record for 4426 Vermont Ave, Covington, KY 41015
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 1 ba · 755 sqft · built 1915 |
| Lot Size | 0.106 acres (4,602 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $343 (2025) |
| Deeds & Mortgages | Jan 2023 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 056-43-08-015.00 |
| Primary APN | 056-43-08-015.00 |
|---|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 755 sqft Finished Area |
| Gross Area | 1,018 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1915 |
|---|---|
| Effective Year Built | Effective 1915 |
| Exterior Material | Aluminum/Vinyl |
| Roof Material | Composition Shingle |
| Lot Area | 4,602 sqft (0.106 acres) |
| Lot Dimensions | 118 ft deep x 39 ft wide |
| Garage Type | Detached |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Radiant |
| Heating Fuel | Gas |
| Street Address | 4426 VERMONT AVE |
|---|---|
| City | COVINGTON |
| State | KY |
| Zip | 41015-1837 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | H S & H LOT 63 & PT LOT 64 EXC N 11' 39'X 118' ON VERMONT |
| Legal Subdivision | HALL SANFORD & HALL |
| Legal Lot Number | 63,64 |
| Jurisdiction | KENTON KY |
| Township / Civil Division | COVINGTON |
| Census Block Group | 2 |
| Census Block | 2029 |
| Census Tract | 61200 |
Source: Kenton County records · APN 056-43-08-015.00
Assessment roll updated December 2, 2025 · Last verified April 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4426 VERMONT AVE, COVINGTON, KY 41015-1837 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jan 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage US BANK NA |
| Oct 26, 2020 | Deed of Trust, Mortgage · Conventional Mortgage US BK |
| Feb 16, 2018 | Deed of Trust, Mortgage · Line of Credit US BK |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Oct 21, 2014 |
| Deed Sale | Oct 21, 2014 |
| Prior Sale | Jul 16, 2014 · Amount on Record |
| Deed Document Number | 201410 21 059 00025 |
| Deed Book / Page | 5518 / 30 |
| Prior Transfer Date | Jun 17, 2005 |
| Prior Transfer Doc | 0005900124 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4426 VERMONT AVE, COVINGTON, KY 41015-1837 |
| Transaction Type | Mortgage |
| Record Updated | Jun 23, 2026 |
| Title Company | RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC |
| Name | Verified Name |
|---|---|
| Address | 4426 VERMONT AVE, COVINGTON, KY 41015-1837 |
| Investor | Possibly a Property Investor |
| Document Number | 0005900240 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | KCM 436/771 |
| Instrument | 23012705900240 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 179 Months |
| Due | Dec 16, 2037 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4426 VERMONT AVE, COVINGTON, KY 41015-1837 |
| Document Number | 0000000074 |
| Instrument Date | Oct 26, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Dec 02, 2020 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 4426 VERMONT AVE COVINGTON KY 410151837, COVINGTON, KY 41015-1837 |
| Document Number | 0000000074 |
|---|---|
| Date | Nov 10, 2020 |
| Book Page | 00M124/000085 |
| Instrument | 74 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Nov 09, 2030 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | KENTON KY |
| Property Address | 4426 VERMONT AVE, COVINGTON, KY 41015-1837 |
| Document Number | 0000000145 |
| Instrument Date | Feb 16, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Apr 26, 2018 |
| Title Company | SOLIDIFI US INC |
| Additional |
|
|---|
| Name | Verified Name |
|---|---|
| Address | 4426 VERMONT AVE COVINGTON KY 410151837, COVINGTON, KY 41015-1837 |
| Document Number | 0000000145 |
|---|---|
| Date | Mar 06, 2018 |
| Book Page | 0C6366/000162 |
| Instrument | 145 |
| Name | US BK |
|---|---|
| Type | Bank |
| Address | CINCINNATI, OH 45202 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Mar 05, 2033 |
| Rate Type | Adjustable Rate |
|---|
Source: Kenton County records · Assessment roll updated December 2, 2025 · Last verified April 2026
| Type | Name |
|---|---|
| State | Kentucky |
| County | Kenton County |
| Municipality | Covington City |
| Unified School District | Covington Independent School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $343.00 (-9.74%) Homeowner's exemption | $75,000 (-) Land $10,000 Building $65,000 | $75,000 (-) Land $10,000 Building $65,000 |
| 2023 | $380.00 Homeowner's exemption | $75,000 Land $10,000 Building $65,000 | $75,000 Land $10,000 Building $65,000 |
Source: FEMA National Flood Hazard Layer as of June 19, 2015 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (1979–1997) |
| Most Recent Claim | Mar 1997 · Severe Storm, Flooding, And Tornadoes |
| Wildfire Risk | Low lower than 95% of the US · lower than 95% of Kentucky |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cincinnati Bell Fiber | 3,000 / 3,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Based on FCC filings for 657 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | NORTHERN KENTUCKY WATER DISTRICT serves 259,949 people |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2023 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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