St. Louis County property record for 4426 Oneida St, Duluth, MN 55804 · Last verified August 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 1 Baths |
| Year Built | Built 1949 |
| Square Footage | 1,037 sqft Gross Area |
| Lot Size | 9,620 sqft (0.22 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $125,000 (2008) |
| Tax Bill | $2,698.00 (2026) |
| Primary APN | 010-2950-01535 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Baths |
| Total Rooms | 3 Rooms |
| Building Area | 1,037 sqft Gross Area |
| 1st Floor | 696 sqft 1st Floor |
| Stories | 1 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1949 |
| Architectural Style | Bungalow Style |
| Exterior Material | Aluminum/Vinyl Exterior |
| Construction Type | Frame Construction |
| Roof Construction | Gable Roof Construction |
| Lot Area | 9,620 sqft (0.22 acres) |
| Garage Area | 240 sqft Garage |
| Pool Type | Spa/Hot Tub (Only) Pool Type |
| Porch Area | 28 sqft Porch |
| Sauna | Sauna |
| Cooling System | Central Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Heating Fuel | Gas Heating Fuel |
| Water Source | Yes (Unknown Type) Water Source |
| Account Number | 870423 |
|---|---|
| Street Address | 4426 ONEIDA ST |
| City | DULUTH |
| State | MN |
| Zip | 55804-1432 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | ELY 35 FT OF LOT 6 AND LOT 7 EX ELY 20FT INC PT OF VAC ALLEY ADJ SERIAL # |
| Legal Subdivision | LOEBS ADD TO LAKESIDE DULUTH |
| Legal Block | 11 |
| Legal Lot Number | 6-7 |
| Jurisdiction | ST LOUIS MN |
| Minor Civil Division | DULUTH |
| Census Blockgroup | 4 |
| Census Block | 4003 |
| Census Tract | 600 |
Source: St. Louis County records · APN 010-2950-01535
Assessment roll updated August 17, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4426 ONEIDA ST, DULUTH, MN 55804-1432 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Dec 08, 2023 | Deed of Trust, Mortgage · Line of Credit HERMANTOWN FCU |
| Nov 20, 2020 | Deed of Trust, Mortgage · Federal Housing Administration (FHA) Mortgage HUD-HOUSING/URBAN DEV |
| Nov 17, 2017 | Deed of Trust, Mortgage · Conventional Mortgage MISCELLANEOUS GOVT AGCY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 11, 2008 · Amount on Record |
| Deed Sale | Aug 11, 2008 · Amount on Record |
| Deed Doc Number | 2008856924 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4426 ONEIDA ST, DULUTH, MN 55804-1432 |
| Transaction Type | Mortgage |
| Record Updated | Jan 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4426 ONEIDA ST, DULUTH, MN 55804-1432 |
| Document Number | 0001075073 |
|---|---|
| Date | Dec 08, 2023 |
| Instrument | 1075073 |
| Name | HERMANTOWN FCU |
|---|---|
| Type | Credit Union |
| Address | DULUTH, MN 55811 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 299 Months |
| Due | Nov 22, 2048 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly (Revolving credit lines are monthly unless stated otherwise). |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4426 ONEIDA ST, DULUTH, MN 55804-1432 |
| Document Number | 00T1034362 |
| Instrument Date | Nov 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Jan 29, 2021 |
| Title Company | FIRST AMERICAN TITLE |
| Name | Verified Name |
|---|---|
| Relationship | Husband And Wife |
| Address | 4426 ONEIDA ST DULUTH MN 558041432, DULUTH, MN 55804-1432 |
| Document Number | 00T1034362 |
|---|---|
| Date | Dec 29, 2020 |
| Instrument | T1034362 |
| Name | HUD-HOUSING/URBAN DEV |
|---|---|
| Address | 451 7TH ST SW, WASHINGTON, DC 20410-0001 |
| Type | Federal Housing Administration (FHA) Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Dec 28, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4426 ONEIDA ST, DULUTH, MN 55804-1432 |
| Document Number | 000T992464 |
| Instrument Date | Nov 17, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Aug 28, 2018 |
| Name | Verified Name |
|---|
| Document Number | 000T992464 |
|---|---|
| Date | Nov 21, 2017 |
| Instrument | T992464 |
| Name | MISCELLANEOUS GOVT AGCY |
|---|---|
| Address | DULUTH, MN 55802 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: St. Louis County records · Assessment roll updated August 17, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,698.00 (+6.98%) Homeowner's exemption | ||
| 2025 | $2,522.00 Homeowner's exemption | $220,300 (+6.07%) Land $55,000 Building $165,300 | $220,300 (+6.07%) Land $55,000 Building $165,300 |
| 2024 | $2,522.00 | $207,700 (+15.9%) Land $53,100 Building $154,600 | $207,700 (+15.9%) Land $53,100 Building $154,600 |
| 2022 | $179,200 Land $40,900 Building $138,300 | $179,200 Land $40,900 Building $138,300 |
4426 Oneida St is in FEMA Zone X, outside the Special Flood Hazard Area, with indirect wildfire exposure (Low risk).
Source: FEMA National Flood Hazard Layer · St. Louis County (27137C), updated March 24, 2025
| FEMA Flood Zone | Zone X minimal flood hazard · outside the 0.2% annual chance floodplain |
|---|---|
| Special Flood Hazard Area | No |
Source: USDA Forest Service Wildfire Risk to Communities · 2nd edition (2024), fuels as of 2020
| Wildfire Risk to Homes | Low 20th percentile of exposed land nationally · 39th in Minnesota |
|---|---|
| Wildfire Likelihood | Low — about 1 in 10,000 per year |
| Exposure | Indirect within ember reach of burnable land |
Values are read at the parcel center point; lenders make the official flood determination.
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