St. Louis County property record for 4426 Carey Rd, Duluth, MN 55803
| Property Type | Seasonal / Vacation Home |
|---|---|
| Details | 1 ba · 680 sqft · built 1950 |
| Lot Size | 0.268 acres (11,701 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $240,000 (Aug 2023) |
| Tax Bill | $2,024 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Aug 2023 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 375-0025-00230 |
| Primary APN | 375-0025-00230 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 1 Bath |
| Stories | 1 Story |
| Building Area | 680 sqft Gross Area |
| 1st Floor Area | 120 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1950 |
|---|---|
| Effective Year Built | Effective 1950 |
| Architectural Style | Bungalow |
| Exterior Material | Metal |
| Construction Type | Frame |
| Foundation Type | Stone |
| Lot Area | 11,701 sqft (0.268 acres) |
| Garage Area | 480 sqft |
| Deck Area | 36 sqft |
| Sauna | Sauna |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating Fuel | Propane |
| Account Number | 1153827 |
|---|---|
| Street Address | 4426 CAREY RD |
| City | DULUTH |
| State | MN |
| Zip | 55803-9209 |
| Property Category | Residential |
| Property Type | Residential > Specialized > Seasonal / Vacation Home |
| Local Zoning Code | SMU |
| Legal Description | LOT: 0004 BLOCK:002 SERIAL # |
| Legal Subdivision | CAREYS ISLAND LAKE LTS REARRAN |
| Legal Block | 2 |
| Legal Lot Number | 4 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | GNESEN |
| Census Block Group | 1 |
| Census Block | 1003 |
| Census Tract | 10602 |
Source: St. Louis County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1596 ARLINGTON AVE E, SAINT PAUL, MN 55106-1503 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 8, 2026 | Deed of Trust, Mortgage · Conventional Mortgage U S BANK N A |
| Aug 29, 2023 | Warranty Deed, Transfer · Conventional Mortgage US BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Aug 23, 2023 · Amount on Record |
| Deed Document Number | 20231472985 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 8, 2026 |
| Property Address | 4426 CAREY RD, DULUTH, MN 55803-9209 |
| Document Number | 0001533845 |
| Instrument Date | May 21, 2026 |
| Instrument | 20261533845 |
| Transaction Type | Mortgage |
| Record Updated | Jul 12, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants, 205 |
| Address | 1596 ARLINGTON AVE E, SAINT PAUL, MN 55106-1503 |
| Document Number | 0001533845, |
|---|---|
| Date | Jun 8, 2026 |
| Instrument | 20261533845 |
| Name | U S BANK N A |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.23% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Aug 29, 2023 |
| Property Address | 4426 CAREY RD, DULUTH, MN 55803-9209 |
| Document Number | 0001472985 |
| Instrument Date | Aug 22, 2023 |
| Instrument | 1472985 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2025 |
| Title Company | FIRST AMERICAN TITLE INSURANCE COMPANY NC, FIRST AMERICAN TITLE INS CO |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $792.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 1596 ARLINGTON AVE E, SAINT PAUL, MN 55106-1503 |
| Document Number | 0001472987 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 1472987 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| County Subdivision | Gnesen Township |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,024.00 (+8.58%) | ||
| 2025 | $1,864.00 (+112.79%) | $246,300 (+32.99%) Land $111,400 Building $134,900 | $246,300 (+32.99%) Land $111,400 Building $134,900 |
| 2024 | $876.00 (-1.13%) | $185,200 (+146.28%) Land $111,400 Building $73,800 | $185,200 (+146.28%) Land $111,400 Building $73,800 |
| 2023 | $886.00 | ||
| 2022 | $75,200 (+8.51%) Land $20,300 Building $54,900 | $75,200 (+8.51%) Land $20,300 Building $54,900 | |
| 2021 | $69,300 Land $20,000 Building $49,300 | $69,300 Land $20,000 Building $49,300 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 7 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 82% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 25 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CTC Fiber | 1,000 / 1,000 |
| Starlink Satellite | 280 / 30 |
| CenturyLink DSL | 140 / 20 |
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