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4425 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4425 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.006 acres (275 sqft)
Owner2 Individual Names on File
Last Sale$1,850,000 (Aug 2026)
Tax Bill$5,578 (2025)
Deeds & MortgagesAug 2026 Sale
Apr 2023 Transfer
Flood ZoneZone X (minimal risk)
APN34-2S-21-42600-000-4425

Property Details

APN / Parcel Number

Primary APN34-2S-21-42600-000-4425
Alternative APNs
  • 34-221-42600-000-4425
  • 1077230

Exterior

Architectural StyleCondo/Apartment
Lot Area275 sqft (0.006 acres)

Location & Zoning

Street Address4425 SOUTHWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-4258
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT NO 4425 SOUTHWINDS AT SANDESTIN CONDO OR 1317-13 OR 1832-193 OR 2359-1181
Legal Range021
Legal Township02S
Legal Section34
Legal SubdivisionSANDESTIN CONDO
Legal Block44
Legal Lot Number4425
Legal UnitNO
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4425 Southwinds Dr, a condominium, is owned by two individuals who bought it in August 2026.

Source: Walton County records, as of September 17, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing Address2029 VALENCIA TER, CHARLOTTE, NC 28226-3312
Owner TypeIndividual
VestingHis Wife

Deeds, Mortgages & Sale History

DateDocument
Aug 24, 2026Warranty Deed, Transfer
EMERALD COAST TITLE INC, EMERALD COAST TITLE
Apr 3, 2023Intrafamily Transfer, Transfer
ACCOMODATION, ACCOMMODATION

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 24, 2026 · Amount on File
Deed SaleAug 24, 2026 · Amount on File
Deed Document Number202634937
Deed Book / Page3410 / 1443
Prior Transfer DateMar 24, 2023
Prior Transfer Doc0032851615
Record UpdatedOct 29, 2026

August 2026: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWALTON FL
Recording DateAug 24, 2026
Property Address4425 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4258
Document Number0000034937
Book / Page3410 / 1443
Instrument DateAug 18, 2026
Instrument202634937
Transaction TypeTransfer
Record UpdatedSep 9, 2026
Title CompanyEMERALD COAST TITLE INC, EMERALD COAST TITLE

Transaction

AmountAmount on Record
Tax$1,307,950.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2029 VALENCIA TER, CHARLOTTE, NC 28226-3312

April 2023: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionWALTON FL
Recording DateApr 3, 2023
Property Address4425 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4258
Document Number0032851615
Book / Page3285 / 1615
Map ReferenceMB 1291 PG 33
Instrument DateMar 24, 2023
Instrument20230011229
Transaction TypeTransfer
Record UpdatedFeb 20, 2024
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyNo Consideration Stated
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name
Address4425 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4258

Transferred To (Grantee/Buyer)

NameVerified Name
Address4425 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4258

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Southwinds Dr was $5,578, up 1.9% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,578.00 (+1.94%)$660,954$1,479,161 Building $1,479,161
2024$5,472.00 (+3.77%)
2023$5,273.00 (+0.4%) Homeowner's exemption$1,554,763 (+65%) Building $1,554,763$1,554,763 (+65%) Building $1,554,763
2022$5,252.00 Homeowner's exemption$942,281 Building $942,281$942,281 Building $942,281

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4425 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4425 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area		2,000 / 35
Verizon
Fixed Wireless		300 / 20
Starlink
Satellite		280 / 30
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Wildstar Networks.

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