4425 Jade St, Apt 2, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4425 Jade St, Apt 2, Capitola, CA 95010

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 890 sqft · built 1972
Lot Size	0.012 acres (523 sqft)
Owner	Individual Name on File
Last Sale	$410,000 (Nov 2016)
Tax Bill	$6,572 (2025)
Deeds & Mortgages	Nov 2022 Mortgage Feb 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`034-621-66`

Property Details

APN / Parcel Number

Primary APN	`034-621-66`
Alternative APN	`034-621-66-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	4 Rooms
Building Area	890 sqft Living Area

Exterior

Year Built	Built 1972
Effective Year Built	Effective 1972
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	523 sqft (0.012 acres)
Garage Type	Carport
Garage Area	231 sqft
Carport	Carport
Carport Area	231 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4425 JADE ST, 2
City	CAPITOLA
State	CA
Zip	95010-3912
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Legal Subdivision	CAPITOLA SHORES
Legal Lot Number	30
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1022
Census Tract	121701

Owner

4425 Jade St, Apt 2 is owned and occupied by an individual who acquired it in August 2018.

Source: Santa Cruz County records, as of August 24, 2026

Owner of Record	Individual Name on File
Mailing Address	4425 JADE ST, 2, CAPITOLA, CA 95010-3912
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Sole Owner

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · SBA Mortgage CALIFORNIA COASTAL RURAL DEVELOPMENT COR
Feb 3, 2021	Deed of Trust, Mortgage · SBA Mortgage CALIFORNIA COASTAL RURAL DEVELOPMENT COR
Aug 16, 2018	Intrafamily Transfer, Transfer · Commercial Mortgage CHICAGO TITLE COMPANY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Nov 16, 2016 · Amount on File
Deed Sale	Nov 16, 2016 · Amount on File
Deed Document Number	201645063
Last Transfer Date	Aug 15, 2018
Transfer Doc	0000025029
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4425 JADE ST APT 2, 2, CAPITOLA, CA 95010-3912
Transaction Type	Mortgage
Record Updated	Nov 16, 2022
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 JADE ST, CAPITOLA, CA 95010-3912

Mortgage

Document Number	0000029703
Date	Nov 1, 2022
Instrument	2022-0029703

Lender

Name	CALIFORNIA COASTAL RURAL DEVELOPMENT COR
Type	Government Agency
Address	SALINAS, CA 93901

Agreement

Type	SBA Mortgage
Amount	Amount on Record

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4425 JADE ST APT 2, 2, CAPITOLA, CA 95010-3912
Transaction Type	Mortgage
Record Updated	Feb 23, 2021
Title Company	CHICAGO TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 JADE ST 2, 2, CAPITOLA, CA 95010-3912

Mortgage

Document Number	0000006368
Date	Feb 3, 2021
Instrument	2021-0006368

Lender

Name	CALIFORNIA COASTAL RURAL DEVELOPMENT COR
Type	Non-Lending Institution
Address	SALINAS, CA 93901

Agreement

Type	SBA Mortgage
Amount	Amount on Record

August 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Aug 16, 2018
Property Address	4425 JADE ST APT 2, 2, CAPITOLA, CA 95010-3912
Document Number	0000025029
Map Reference	VOL 53 PG 16
Instrument Date	Aug 15, 2018
Instrument	2018-0025029
Transaction Type	Transfer
Record Updated	Feb 6, 2021
Title Company	CHICAGO TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000025030
Date	Aug 16, 2018
Instrument	2018-0025030

Lender

Type	Non-Lending Institution

Agreement

Type	Commercial Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 4425 Jade St, Apt 2 was $6,572 with a homeowner's exemption, up 8% from the year before.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$485,357 (+2%) Land $291,214 Building $194,143
2025	$6,572.00 (+8.02%) Homeowner's exemption	$475,840 Land $285,504 Building $190,336
2024	$6,084.00 (+2.53%)
2023	$5,934.00 (+1.47%) Homeowner's exemption	$457,363 Land $274,418 Building $182,945	$535,680
2022	$5,848.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4425 Jade St, Apt 2 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 4425 Jade St, Apt 2 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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