4425 Emerald Ridge Loop, Helena, MT 59602 Property Records

Lewis And Clark County property record for 4425 Emerald Ridge Loop, Helena, MT 59602 · Last verified August 2023

Property Summary

Property Type	Rural Home
Details	5 bd · 2 ba · 2,160 sqft · built 2006
Lot Size	2.01 acres (87,556 sqft)
Owner	Individual Name on File
Tax Bill	$5,159 (2023)
Deeds & Mortgages	Feb 2021 Mortgage May 2020 Mortgage + 1 more
Flood Zone	Zone D (undetermined)
APN	`R0535175`

Property Details

APN / Parcel Number

Primary APN	`R0535175`
Alternative APNs	`05-1996-32-3-01-18-0000` `0000037692`

Interior

Bedrooms	5 Beds
Full Baths	2 Baths
Plumbing Fixtures	9 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	1 Story
Building Area	2,160 sqft Living Area
1st Floor Area	2,160 sqft
Basement Area	1,400 sqft
Finished Basement	1,400 sqft

Exterior

Year Built	Built 2006
Architectural Style	Ranch
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	87,556 sqft (2.01 acres)
Parking Spaces	4 Parking Spaces
Porch	Open Porch
Porch Area	144 sqft
Deck Area	477 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0000037692
Street Address	4425 EMERALD RIDGE LOOP
City	HELENA
State	MT
Zip	59602-6015
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Legal Description	HOFF MINOR SUBD NO 2, S32, T11 N, R02 W, LOT 4, COS #3037527
Legal Subdivision	HOFF MINOR SUBD NO 2
Legal Lot Number	4
Jurisdiction	LEWIS AND CLARK MT
Township / Civil Division	HELENA
Census Block Group	3
Census Block	3022
Census Tract	1202

Owner

Source: Lewis And Clark County records · APN R0535175

Assessment roll updated December 31, 2022 · Last verified August 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	4425 EMERALD RIDGE LOOP, HELENA, MT 59602-6015
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 09, 2021	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
May 08, 2020	Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE CORP
Oct 05, 2017	Warranty Deed, Transfer · VA Mortgage OPPORTUNITY BANK OF MT

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Oct 05, 2017
Deed Sale	Oct 05, 2017
Deed Document Number	3312614
Deed Book / Page	M53 / 3949
Record Updated	Jun 07, 2026

February 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	4425 EMERALD RIDGE LOOP, HELENA, MT 59602-6015
Transaction Type	Mortgage
Record Updated	Feb 26, 2021
Title Company	ALLIANCE TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M58/6758
Date	Feb 09, 2021
Book Page	M58/6758
Instrument	3372519

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	299 Months
Due	Jan 01, 2046

May 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	LEWIS AND CLARK MT
Property Address	4425 EMERALD RIDGE LOOP, HELENA, MT 59602-6015
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	M57/309
Date	May 08, 2020
Book Page	M57/309
Instrument	3354331

Lender

Name	FREEDOM MORTGAGE CORP
Type	Subprime Lender
Address	MOUNT LAUREL, NJ 08054

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Dec 01, 2047

Interest

Rate Type	Fixed Rate

October 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	LEWIS AND CLARK MT
Recording Date	Oct 05, 2017
Property Address	4425 EMERALD RIDGE LOOP, HELENA, MT 59602-6015
Document Number	M53/3949
Book / Page	M53 / 3949
Map Reference	DOC3037527
Instrument Date	Oct 04, 2017
Instrument	3312614
Transaction Type	Transfer
Record Updated	Aug 12, 2021
Title Company	FIRST MONTANA LAND TITLE COMPANY, FIRST MONTANA LAND TITLE CO

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 EMERALD RIDGE LOOP, HELENA, MT 59602-6015

Mortgage

Document Number	3312615
Date	Oct 05, 2017
Instrument	3312615

Lender

Name	OPPORTUNITY BANK OF MT
Type	Bank

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 01, 2047

Tax Assessment & Valuation

Source: Lewis And Clark County records · Assessment roll updated December 31, 2022 · Last verified August 2023

Property Jurisdictions

Type	Name
State	Montana
County	Lewis And Clark County
Elementary School District	Helena Elementary School District (PK - 08)
Secondary School District	Helena High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$5,159.00	$570,300	$570,300 Land $52,284 Building $518,016

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Lewis And Clark County (30049C), updated April 7, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 300490012023, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone D
Special Flood Hazard Area	No
Flood Hazard	Undetermined not studied
500-Year Floodplain	No
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (1978)
Most Recent Claim	Mar 1978, rainfall accumulation

Wildfire

Wildfire Risk	Moderate above 45% of the US · above 20% of Montana
Wildfire Likelihood	About 1 in 1,724 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 75 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Montana Internet	Fiber	1,000 / 1,000
Verizon	Fixed Wireless	300 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G (outdoors only) and 4G LTE

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