4425 E Mountain Sky Ave, Phoenix, AZ 85044 Property Records

Maricopa County property record for 4425 E Mountain Sky Ave, Phoenix, AZ 85044

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,962 sqft · built 1993
Lot Size	0.168 acres (7,301 sqft)
Owner	2 Individual Names on Record
Last Sale	$650,000 (Apr 2026)
Tax Bill	$2,968 (2025)
Deeds & Mortgages	Nov 2022 Line of Credit Aug 2021 Mortgage + 2 more
Flood Zone	Zone X (moderate risk)
APN	`301-83-594`

Property Details

APN / Parcel Number

Primary APN	`301-83-594`
Alternative APN	`301835942`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,962 sqft Living Area
Gross Area	2,259 sqft
1st Floor Area	1,962 sqft

Exterior

Year Built	Built 1993
Effective Year Built	Effective 1993
Exterior Material	Wood
Construction Type	Frame
Roof Material	Concrete
Lot Area	7,301 sqft (0.168 acres)
Parking Spaces	2 Parking Spaces
Pool Area	400 sqft
Patio Area	297 sqft

Utilities, Heating & Cooling

Cooling System	Refrigeration
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4425 E MOUNTAIN SKY AVE
City	PHOENIX
State	AZ
Zip	85044-6800
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-6
Legal Description	MOUNTAIN CREST LOT 1-109 TR A,B MCR 345-15
Legal Range	4E
Legal Township	1S
Legal Section	30
Legal Subdivision	MOUNTAIN CREST LOT 1-109 TR A,B
Legal Lot Number	91
Jurisdiction	MARICOPA AZ
Township / Civil Division	PHOENIX
Census Block Group	1
Census Block	1008
Census Tract	116719

Owner

Source: Maricopa County records, as of July 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Single Man

Deeds, Mortgages & Sale History

Date	Document
Nov 1, 2022	Deed of Trust, Mortgage · Line of Credit FIGURE LENDING LLC
Aug 9, 2021	Deed of Trust, Mortgage · Conventional Mortgage HOMEBRIDGE FINANCIAL SERVICES INC
Apr 7, 2026	Warranty Deed, Transfer · Conventional Mortgage UMB BANK
Jan 27, 2020	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 7, 2026 · Amount on Record
Deed Sale	Apr 7, 2026 · Amount on Record
Prior Sale	Jan 27, 2020 · Amount on Record
Deed Document Number	2026204124
Prior Transfer Date	Jan 4, 2006
Prior Transfer Doc	0000099708
Record Updated	Oct 29, 2026

November 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Transaction Type	Mortgage
Record Updated	Apr 15, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800

Mortgage

Document Number	0000811798
Date	Nov 1, 2022
Instrument	20220811798

Lender

Name	FIGURE LENDING LLC
Type	Mortgage Company
Address	RENO, NV 89501

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	120 Months
Due	Nov 22, 2032

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MARICOPA AZ
Property Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Transaction Type	Mortgage
Record Updated	Apr 15, 2026
Title Company	FIRST ARIZONA TITLE AGENCY INC, FIRST ARIZONA TITLE AGENCY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800

Mortgage

Document Number	0000860116
Date	Aug 9, 2021
Instrument	20210860116

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Mortgage Company
Address	ISELIN, NJ 08830

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Apr 7, 2026
Property Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Document Number	0000204124
Instrument Date	Apr 3, 2026
Instrument	2026204124
Transaction Type	Transfer
Record Updated	Jul 2, 2026
Title Company	WFG NATIONAL TITLE INSURANCE, WFG NATIONAL TITLE INSURANCE C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Investor	Possibly a Property Investor

Mortgage

Document Number	0000204125,
Date	Apr 7, 2026
Instrument	2026204125

Lender

Name	UMB BANK

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.84%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

January 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MARICOPA AZ
Recording Date	Jan 27, 2020
Property Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800
Document Number	0000069099
Map Reference	MB 345 PG 15
Instrument Date	Jan 13, 2020
Instrument	20200069099
Transaction Type	Transfer
Record Updated	Dec 21, 2021
Title Company	YAVAPAI TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	909 KANA PL, 909, HONOLULU, HI 96816-3644

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4425 E MOUNTAIN SKY AVE, PHOENIX, AZ 85044-6800

Mortgage

Document Number	0000069100
Date	Jan 27, 2020
Instrument	20200069100

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: Maricopa County assessment roll, as of October 22, 2025

Property Jurisdictions

Type	Name
State	Arizona
County	Maricopa County
Municipality	Phoenix City
Elementary School District	Kyrene Elementary District (PK - 08)
Secondary School District	Tempe Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$48,010 (+44.99%)	$480,100 (+6.08%) Land $96,000 Building $384,100
2025	$2,968.00 (+5.06%)	$33,112 (-33.92%)	$452,600 (-9.68%) Land $90,500 Building $362,100
2024		$50,110	$501,100 Land $100,200 Building $400,900
2023	$2,825.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 2, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk · 1% annual chance, depth under 1 ft
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF PHOENIX serves 1,695,000 people · EPA ID AZ0407025
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Jan 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 634 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Fiber	2,000 / 35
Verizon Fixed Wireless	300 / 20
CenturyLink DSL · Fiber in parts of the area	140 / 20
AirFiber WISP Fixed Wireless	100 / 25
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Tristate Wi-Fi by Wi-Fiber.

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