Union County property record for 4425 Derbyshire Ln, Matthews, NC 28104 · Last verified July 2026
| Property Type | Rural Home |
|---|---|
| Details | 3 bd · 2 ba · 1,400 sqft · built 1996 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $8,000 (Apr 1997) |
| Tax Bill | $2,606 (2025) |
| Deeds & Mortgages | Mar 2026 Line of Credit Jan 2017 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 08-315-086 |
| Primary APN | 08-315-086 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,400 sqft Living Area |
| Gross Area | 1,800 sqft |
| 1st Floor Area | 1,400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1996 |
|---|---|
| Effective Year Built | Effective 1996 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Wood |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Type | Attached |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 70 sqft |
| Deck Area | Deck Area |
| Shed | 1 Shed |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4425 DERBYSHIRE LN |
|---|---|
| City | MATTHEWS |
| State | NC |
| Zip | 28104-3192 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Legal Description | #29 BUCKINGHAM PH2 4425 DERBYSHIRE LN |
| Legal Subdivision | BUCKINGHAM |
| Legal Lot Number | 29 |
| Jurisdiction | UNION NC |
| Township / Civil Division | GOOSE CREEK |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 20203 |
Source: Union County records · APN 08-315-086
Assessment roll updated March 31, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 4425 DERBYSHIRE LN, MATTHEWS, NC 28104-3192 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Mar 24, 2026 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 12, 2017 | Deed of Trust, Mortgage · Line of Credit STATE EMPLOYEES CU |
| Jan 09, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE EMPS FCU |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 17, 1997 · Amount on Record |
| Deed Sale | Apr 17, 1997 · Amount on Record |
| Prior Sale | Apr 17, 1997 · Amount on Record |
| Deed Book / Page | 961 / 566 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4425 DERBYSHIRE LN, MATTHEWS, NC 28104-3192 |
| Transaction Type | Mortgage |
| Record Updated | Apr 09, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0009333382 |
|---|---|
| Date | Mar 24, 2026 |
| Book Page | 9333/382 |
| Instrument | 7725 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4425 DERBYSHIRE LN, MATTHEWS, NC 28104-3192 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|
| Document Number | 6858102 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 6858/102 |
| Instrument | 0000835 |
| Name | STATE EMPLOYEES CU |
|---|---|
| Type | Credit Union |
| Address | CHARLOTTE, NC 28227 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | UNION NC |
| Property Address | 4425 DERBYSHIRE LN, MATTHEWS, NC 28104-3192 |
| Document Number | 685884 |
| Book / Page | 006858 / 000084 |
| Instrument Date | Jan 09, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2017 |
| Title Company | ACCURATE TITLE GROUP, ACCURATE TITLE GRP |
| Name | Verified Name |
|---|---|
| Address | 4425 DERBYSHIRE LN MATTHEWS NC 281043192, MATTHEWS, NC 28104-3192 |
| Document Number | 685884 |
|---|---|
| Date | Jan 12, 2017 |
| Book Page | 006858/000084 |
| Instrument | 834 |
| Name | STATE EMPS FCU |
|---|---|
| Type | Credit Union |
| Address | RALEIGH, NC 27611-5279 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Jan 11, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3.25% |
Source: Union County records · Assessment roll updated March 31, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Union County |
| Municipality | Stallings Town |
| Unified School District | Union County Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,606.00 (+22.98%) | $381,400 (+52.01%) Land $76,400 Building $305,000 | $381,400 (+52.01%) Land $76,400 Building $305,000 |
| 2023 | $2,119.00 | $250,900 Land $48,000 Building $202,900 | $250,900 Land $48,000 Building $202,900 |
Source: FEMA National Flood Hazard Layer, Union County (37179C), updated September 14, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 20% of the US · above 24% of North Carolina |
|---|---|
| Wildfire Likelihood | About 1 in 7,692 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
Search by:
By searching, you agree to: Terms • Privacy • Disclosures