Dorchester County property record for 4425 Cotton Flat Rd, Summerville, SC 29485
| Property Type | Single Family Home |
|---|---|
| Details | 5 bd · 3 ba · 2,646 sqft · built 2023 |
| Lot Size | 0.16 acres (6,970 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $399,990 (Aug 2023) |
| Tax Bill | $3,903 (2025) |
| Deeds & Mortgages | Aug 2023 Sale & Mortgage Mar 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 170-11-07-026 |
| Primary APN | 170-11-07-026 |
|---|---|
| Alternative APN |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 3 Baths |
| Stories | 2 Stories |
| Building Area | 2,646 sqft Living Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2023 |
|---|---|
| Roof Material | Composition Shingle |
| Lot Area | 6,970 sqft (0.16 acres) |
| Heating System | Heat Pump |
|---|
| Account Number | R0085143 |
|---|---|
| Street Address | 4425 COTTON FLAT RD |
| City | SUMMERVILLE |
| State | SC |
| Zip | 29485-9320 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PDD_NC |
| Legal Description | LOT 259 SUBD: WATSON HILL PH 2 |
| Legal Subdivision | WATSON HILL |
| Legal Phase | 2 |
| Legal Lot Number | 259 |
| Jurisdiction | DORCHESTER SC |
| Township / Civil Division | SUMMERVILLE |
| Census Block Group | 2 |
| Census Block | 2009 |
| Census Tract | 10801 |
Source: Dorchester County records, as of November 24, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 4425 COTTON FLAT RD, SUMMERVILLE, SC 29485-9320 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 29, 2023 | Limited Warranty Deed, Subdivision Related Transfer · Conventional Mortgage VELOCIO MORTGAGE LLC |
| Mar 31, 2023 | Limited Warranty Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 29, 2023 · Amount on Record |
| Deed Sale | Aug 29, 2023 · Amount on Record |
| Prior Sale | Mar 31, 2023 · Amount on Record |
| Deed Document Number | 2023017663 |
| Deed Book / Page | 14897 / 40 |
| Record Updated | Jun 8, 2026 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Aug 29, 2023 |
| Property Address | 4425 COTTON FLAT RD, SUMMERVILLE, SC 29485-9320 |
| Document Number | 0148970040 |
| Book / Page | 14897 / 40 |
| Map Reference | MB N PG 73 |
| Instrument Date | Aug 21, 2023 |
| Instrument | 2023017663 |
| Transaction Type | Subdivision Related Transfer |
| Record Updated | Oct 31, 2025 |
| Title Company | WEEKS AND IRVINE LLC, WEEKS & IRVINE LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,040.00 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4425 COTTON FLAT RD, SUMMERVILLE, SC 29485-9320 |
| Document Number | 2023017664 |
|---|---|
| Date | Aug 29, 2023 |
| Instrument | 2023017664 |
| Name | VELOCIO MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2053 |
| Document Type | Limited Warranty Deed |
|---|---|
| Jurisdiction | DORCHESTER SC |
| Recording Date | Mar 31, 2023 |
| Property Address | 4425 COTTON FLAT RD, SUMMERVILLE, SC 29485-9320 |
| Document Number | 0146570320 |
| Book / Page | 14657 / 320 |
| Map Reference | CAB N PG 73 |
| Instrument Date | Mar 31, 2023 |
| Instrument | 2023006093 |
| Transaction Type | Transfer |
| Record Updated | Oct 31, 2025 |
| Amount | Amount Recorded |
|---|---|
| Tax | $5,154.50 |
| Amount Accuracy | Verified / From Affidavit |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 877 ISLAND PARK DR # 200, 200, DANIEL ISLAND, SC 29492-8994 |
| Investor | Possibly a Property Investor |
Source: Dorchester County assessment roll, as of September 13, 2025
| Type | Name |
|---|---|
| State | South Carolina |
| County | Dorchester County |
| Municipality | North Charleston City |
| Unified School District | Dorchester School District 2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,903.00 (-62.19%) | $15,876 (+132.11%) Land $4,560 Building $11,316 | $396,910 (+248.17%) Land $114,000 Building $282,910 |
| 2024 | $10,323.00 (+245.48%) | ||
| 2023 | $2,988.00 | $6,840 Land $6,840 | $114,000 Land $114,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective April 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 76 policies |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 76 in force |
| Nearby Flood Claims | 14 (1989–2024) |
| Claims Outside the SFHA | 3 of 14 |
| Most Recent Claim | Aug 2024 · Tropical Storm Debby |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 62% of the US · above 82% of South Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Home Telecom Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Verizon Fixed Wireless | 300 / 20 |
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