4424 Starboard Ct, Soquel, CA 95073 Property Records

Santa Cruz County property record for 4424 Starboard Ct, Soquel, CA 95073

Property Summary

Property Type	Condominium
Details	2 bd · 1 ba · 924 sqft · built 1981
Lot Size	0.015 acres (653 sqft)
Owner	2 Trust Names on File
Last Sale	$525,000 (Mar 2020)
Tax Bill	$8,068 (2025)
Deeds & Mortgages	Aug 2021 Mortgage May 2020 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`030-193-36`

Property Details

APN / Parcel Number

Primary APN	`030-193-36`
Alternative APN	`030-193-36-000`

Interior

Bedrooms	2 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Building Area	924 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	653 sqft (0.015 acres)
Garage Type	Carport
Garage Area	196 sqft
Carport	Carport
Carport Area	196 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4424 STARBOARD CT
City	SOQUEL
State	CA
Zip	95073-2155
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	RM-3
Legal Description	TR 891
Legal Subdivision	891 SOQUEL K LLS BLDG 9
Legal Tract	891
Legal Lot Number	2
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	2
Census Block	2006
Census Tract	122005

Owner

4424 Starboard Ct, a condominium, is held in a trust since May 2020.

Source: Santa Cruz County records, as of August 19, 2026

Owner of Record	2 Trust Names on File
Mailing Address	PO BOX 571, APTOS, CA 95001-0571
Owner Type	Individual
Vesting	Trust, Family Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 10, 2021	Deed of Trust, Mortgage · Conventional Mortgage 5TH STREET CAPITAL INC
May 13, 2020	Quit Claim Deed, Transfer OLD REPUBLIC TITLE
Mar 13, 2020	Quit Claim Deed, Transfer THELENDER
Mar 13, 2020	Grant Deed, Transfer · Conventional Mortgage THELENDER
May 8, 2019	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 13, 2020 · Amount on File
Deed Sale	Mar 13, 2020 · Amount on File
Deed Document Number	20208936
Last Transfer Date	May 5, 2020
Transfer Doc	0000016481
Record Updated	Sep 20, 2026

August 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4424 STARBOARD CT, SOQUEL, CA 95073-2155
Transaction Type	Mortgage
Record Updated	Jun 15, 2023
Title Company	FIRST AMERICAN TITLE COMPANY RESID', FIRST AMER TTL CO RES DIV

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 571, APTOS, CA 95001-0571

Mortgage

Document Number	0000041694
Date	Aug 10, 2021
Instrument	2021-0041694

Lender

Name	5TH STREET CAPITAL INC
Type	Mortgage Company
Address	SAN DIEGO, CA 92108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	481 Months
Due	Sep 1, 2061

Interest

Rate Type	Adjustable Rate
Rate	4.99%
Type Change Date	Sep 1, 2026
Change Frequency	6 Months
Min Rate At Change	3.5%
Max Rate At Change	6.99%
Index	Other
Max Rate	9.99%

May 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 13, 2020
Property Address	4424 STARBOARD CT, SOQUEL, CA 95073-2155
Document Number	0000016481
Instrument Date	Mar 17, 2020
Instrument	16481
Transaction Type	Transfer
Record Updated	May 29, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 571 APTOS CA 950010571, APTOS, CA 95001-0571

March 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 13, 2020
Property Address	4424 STARBOARD CT, SOQUEL, CA 95073-2155
Document Number	0000008937
Instrument Date	Mar 11, 2020
Instrument	8937
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	PO BOX 571 APTOS CA 950010571, APTOS, CA 95001-0571

Mortgage

Document Number	8938
Date	Mar 13, 2020
Instrument	8938

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.87%

March 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Mar 13, 2020
Property Address	4424 STARBOARD CT, SOQUEL, CA 95073-2155
Document Number	0000008936
Instrument Date	Mar 9, 2020
Instrument	8936
Transaction Type	Transfer
Record Updated	Jun 1, 2020
Title Company	OLD REPUBLIC TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$578.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Sole Owner
Address	PO BOX 571 APTOS CA 950010571, APTOS, CA 95001-0571

Mortgage

Document Number	8938
Date	Mar 13, 2020
Instrument	8938

Lender

Name	THELENDER
Address	ST PETERS, MO 63376

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Mar 12, 2050

Interest

Rate Type	Adjustable Rate
Rate	6.87%

May 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	May 8, 2019
Property Address	4424 STARBOARD CT, SOQUEL, CA 95073-2155
Document Number	0000012226
Instrument Date	Apr 15, 2019
Instrument	12226
Transaction Type	Transfer
Record Updated	May 21, 2019
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 157 SOQUEL CA 950730157, SOQUEL, CA 95073-0157

Tax Assessment & Valuation

The 2025 property tax bill for 4424 Starboard Ct was $8,068.

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$585,647 (+2%) Land $409,953 Building $175,694
2025	$8,068.00	$574,164 Land $401,915 Building $172,249
2023	$7,307.00 (+1.49%)	$551,869 Land $386,308 Building $165,561	$543,600
2022	$7,200.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4424 Starboard Ct in Zone X, an area of minimal flood risk, though there have been 7 flood claims nearby since 2016.

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 21 policies
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	21 in force
Nearby Flood Claims	7 (2016–2023)
Most Recent Claim	Jan 2023 · Severe Winter Storms, Flooding, Landslides, And Mudslides
Claims by Event	Severe Winter Storms, Flooding, Landslides, And Mudslides, Jan 2023 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4424 Starboard Ct is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 88% of California
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 517 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
Surfnet Communications Fixed Wireless	100 / 20

May also be available: Cruzio, Kwikbit, Spectrum, T-Mobile.

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