Hillsborough County property record for 4424 Rose St, Valrico, FL 33596
| Property Type | Single Family Home |
|---|---|
| Details | 6 bd · 4 ba · 2,304 sqft · built 1990 |
| Lot Size | 0.999 acres (43,556 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $375,000 (Feb 2022) |
| Tax Bill | $4,900 (2025) |
| Deeds & Mortgages | Feb 2022 Mortgage Feb 2024 Mortgage |
| Flood Zone | Zone AE (high risk) |
| APN | 087875-0000 |
| Primary APN | 087875-0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 6 Beds |
|---|---|
| Full Baths | 4 Baths |
| Stories | 1 Story |
| Building Area | 2,304 sqft Living Area |
| Gross Area | 3,696 sqft |
| 1st Floor Area | 2,304 sqft |
| Flooring | Wood |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1990 |
|---|---|
| Effective Year Built | Effective 2014 |
| Architectural Style | Mansion |
| Exterior Material | Brick/Stone |
| Construction Type | Wood |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 43,556 sqft |
| Lot Dimensions | 310 ft deep x 138 ft wide |
| Garage Type | Carport |
| Garage Area | 1,104 sqft |
| Carport | Carport |
| Carport Area | 1,104 sqft |
| Porch | Screened Porch |
|---|---|
| Porch Area | 144 sqft |
| Shed | 1 Shed |
| Total Buildings | 2 Buildings |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Account Number | 0878750000 |
|---|---|
| Street Address | 4424 ROSE ST |
| City | VALRICO |
| State | FL |
| Zip | 33596-7417 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | AS-1 |
| Legal Description | TRACT BEG 1320 FT W OF SE COR OF NE 1/4 AND RUN N 138.15 FT W 310 FT S 138.07 FT & E 310 FT TO BEG |
| Legal Range | 21E |
| Legal Township | 30S |
| Legal Section | 17 |
| Legal Subdivision | UNPLATTED |
| Legal Tract | ZZZ |
| Legal Block | 4 |
| Legal Lot Number | 36170 |
| Jurisdiction | HILLSBOROUGH FL |
| Township / Civil Division | WIMAUMA-RIVERVIEW |
| Census Block Group | 3 |
| Census Block | 3000 |
| Census Tract | 13409 |
Source: Hillsborough County records, as of September 30, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 18, 2022 | Deed of Trust, Mortgage · Balloon Mortgage OTOC LLC |
| Feb 12, 2024 | Quit Claim Deed, Transfer · Conventional Mortgage HOMETOWN EQUITY MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Feb 18, 2022 · Amount on Record |
| Deed Sale | Feb 18, 2022 · Amount on Record |
| Prior Sale | Dec 30, 2009 · Amount on Record |
| Deed Document Number | 202290884 |
| Last Transfer Date | Feb 8, 2024 |
| Transfer Doc | 0000060038 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Property Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Transaction Type | Mortgage |
| Record Updated | Feb 29, 2024 |
| Name | Verified Name |
|---|---|
| Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Document Number | 0000090894 |
|---|---|
| Date | Feb 18, 2022 |
| Instrument | 2022090894 |
| Name | OTOC LLC |
|---|---|
| Type | Non-Lending Institution |
| Address | ODESSA, FL 33556 |
| Type | Balloon Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 7 Months |
| Due | Sep 1, 2022 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HILLSBOROUGH FL |
| Recording Date | Feb 12, 2024 |
| Property Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Document Number | 0000060038 |
| Instrument Date | Feb 8, 2024 |
| Instrument | 2024060038 |
| Transaction Type | Transfer |
| Record Updated | Dec 18, 2025 |
| Title Company | RED FIVE LAW & TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Name | Verified Name |
|---|---|
| Address | 4424 ROSE ST, VALRICO, FL 33596-7417 |
| Document Number | 0000060039 |
|---|---|
| Date | Feb 12, 2024 |
| Instrument | 2024060039 |
| Name | HOMETOWN EQUITY MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 1, 2054 |
Source: Hillsborough County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Hillsborough County |
| Unified School District | Hillsborough County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $235,989 (+1.18%) Land $78,272 Building $157,717 | $235,989 (+1.18%) Land $78,272 Building $157,717 | |
| 2025 | $4,900.00 (+7.08%) | $233,243 (+8.6%) Land $71,832 Building $161,411 | $233,243 (+8.6%) Land $71,832 Building $161,411 |
| 2024 | $4,576.00 (+6.32%) | ||
| 2023 | $4,304.00 (+342.8%) | $214,776 (+188.01%) Land $61,428 Building $153,348 | $214,776 (+28.77%) Land $61,428 Building $153,348 |
| 2022 | $972.00 Homeowner's exemption | $74,573 | $166,787 Land $53,502 Building $113,285 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone AE high risk |
|---|---|
| 100-Year Floodplain | Yes 1% annual chance |
| Floodway | Yes |
| Base Flood Elevation | Varies along the reach; see FIRM |
| Flood Insurance Requirement | Required federally backed loans |
| Flood Insurance Cost | Premium on Record median of 82 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 82 in force |
| Nearby Flood Claims | 149 (1979–2024) |
| Claims Outside the SFHA | 4 of 149 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 67% of the US · above 45% of Florida |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Nov 2025 |
| Lead | Under 1 ppb (2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 55 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| T-Mobile Fixed Wireless | 100 / 20 |
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