4424 Mud Puddle Ln, Lenoir, NC 28645 Property Records

Caldwell County property record for 4424 Mud Puddle Ln, Lenoir, NC 28645

Property Summary

Property Type	Mobile Home
Details	2 bd · 2 ba · 1,064 sqft · built 2012
Lot Size	4 acres (174,240 sqft)
Owner	Individual Name on File
Last Sale	$70,000 (Jul 2018)
Tax Bill	$677 (2026)
Deeds & Mortgages	Jun 2018 Mortgage Jul 2018 Sale & Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`14 5 1 5C`

Property Details

APN / Parcel Number

Primary APN	`14 5 1 5C`
Alternative APN	`164044`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,064 sqft Heated Area
Gross Area	1,144 sqft
1st Floor Area	1,064 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2012
Effective Year Built	Effective 2012
Architectural Style	Mobile Home
Exterior Material	Aluminum/Vinyl
Foundation Type	Footing
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	174,240 sqft (4 acres)
Porch	Slab
Deck Area	Deck Area
Patio Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Heat Pump
Heating Fuel	Electric

Location & Zoning

Account Number	164044
Street Address	4424 MUD PUDDLE LN
City	LENOIR
State	NC
Zip	28645-6567
Property Category	Residential
Property Type	Residential > Prefabricated > Mobile Home
Legal Description	BK 1944 PG 1340 YR 18 ST 140.00
Jurisdiction	CALDWELL NC
Township / Civil Division	YADKIN VALLEY
Census Block Group	3
Census Block	3007
Census Tract	31100

Owner

4424 Mud Puddle Ln, a mobile home, is owned and occupied by an individual who bought it in July 2018.

Source: Caldwell County records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	4424 MUD PUDDLE LN, LENOIR, NC 28645-6567
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 27, 2018	Deed of Trust, Mortgage VANDERBILT MTG & FIN
Jul 9, 2018	Grant Deed, Transfer VANDERBILT MTG & FIN
Feb 21, 2018	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 9, 2018 · Amount on File
Deed Sale	Jul 9, 2018 · Amount on File
Prior Sale	Feb 21, 2018 · Amount on File
Deed Document Number	201810023842
Deed Book / Page	1944 / 1340
Prior Transfer Date	Mar 30, 2012
Prior Transfer Doc	1791000001
Record Updated	Oct 29, 2026

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CALDWELL NC
Property Address	4424 MUD PUDDLE LN, LENOIR, NC 28645-6567
Document Number	0010026329
Instrument Date	Jun 27, 2018
Transaction Type	Mortgage
Record Updated	Oct 15, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4424 MUD PUDDLE LN LENOIR NC 28645, LENOIR, NC 28645

Mortgage

Document Number	0010026329
Date	Sep 27, 2018
Book Page	001949/001454
Instrument	10026329

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804

Agreement

Amount	Amount on Record
Term	276 Months
Due	Sep 26, 2041

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	CALDWELL NC
Recording Date	Jul 9, 2018
Property Address	4424 MUD PUDDLE LN, LENOIR, NC 28645-6567
Document Number	0010023842
Book / Page	001944 / 001340
Instrument Date	Jun 26, 2018
Instrument	10023842
Transaction Type	Transfer
Record Updated	Jul 24, 2018
Title Company	EQUITY NATIONAL TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	3601 ARVIN DR CHARLOTTE NC 282694308, CHARLOTTE, NC 28269-4308

Mortgage

Document Number	10023843
Date	Jul 9, 2018
Book Page	001944/001344
Instrument	10023843

Lender

Name	VANDERBILT MTG & FIN
Type	Mortgage Company
Address	MARYVILLE, TN 37804
Special Notes	Seller Financed

Agreement

Amount	Amount on Record
Term	276 Months
Due	Jul 8, 2041

February 2018: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	CALDWELL NC
Recording Date	Feb 21, 2018
Property Address	4424 MUD PUDDLE LN, LENOIR, NC 28645-6567
Document Number	0010019656
Book / Page	001936 / 000031
Instrument Date	Feb 8, 2018
Instrument	10019656
Transaction Type	Foreclosure
Record Updated	May 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$99.80
Amount Accuracy	Confirmed

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	500 ALCOA TRL MARYVILLE TN 378045516, MARYVILLE, TN 37804-5516

Tax Assessment & Valuation

The 2026 property tax bill for 4424 Mud Puddle Ln was $677, down 21.3% from the year before.

Source: Caldwell County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Caldwell County
Unified School District	Caldwell County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$677.00 (-21.28%)	$111,600 (-) Land $41,600 Building $70,000
2025	$860.00	$111,600 Land $41,600 Building $70,000	$111,600 Land $41,600 Building $70,000
2023		$58,300 (-) Land $32,900 Building $25,400	$58,300 (-) Land $32,900 Building $25,400
2022	$451.00	$58,300 Land $32,900 Building $25,400	$58,300 Land $32,900 Building $25,400

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4424 Mud Puddle Ln in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective January 22, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	3 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	Sep 2024 · Tropical Storm Helene

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4424 Mud Puddle Ln is moderate, ranking above 44% of the US, with a 0.08% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 44% of the US · above 65% of North Carolina
Wildfire Likelihood	0.08% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Mud Puddle Ln

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