4424 Collins Rd, Spring Hill, FL 34606 Property Records

Hernando County property record for 4424 Collins Rd, Spring Hill, FL 34606

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1974
Lot Size	0.172 acres (7,500 sqft)
Owner	Individual Name on File
Last Sale	$282,000 (Apr 2026)
Tax Bill	$1,095 (2025)
Deeds & Mortgages	Apr 2026 Sale & Mortgage Oct 2025 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`R32-323-17-5250-1701-0080`

Property Details

APN / Parcel Number

Primary APN	`R32-323-17-5250-1701-0080`
Alternative APNs	`00324937` `324937`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Plumbing Fixtures	6 Plumbing Fixtures
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	2,136 sqft
1st Floor Area	1,488 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1974
Effective Year Built	Effective 1981
Exterior Material	Aluminum/Vinyl
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	7,500 sqft (0.172 acres)
Lot Dimensions	100 ft deep x 75 ft wide
Garage Type	Attached
Garage Area	288 sqft
Parking Spaces	1 Parking Space
Porch	Porch
Porch Area	360 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Account Number	00324937
Street Address	4424 COLLINS RD
City	SPRING HILL
State	FL
Zip	34606-1813
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SPRING HILL UNIT 25 BLK 1701 LOT 8 ORB 345 PG 104
Legal Range	17E
Legal Township	23S
Legal Section	32
Legal Subdivision	SPRING HILL UNIT 25
Legal Block	1701
Legal Lot Number	8
Jurisdiction	HERNANDO FL
Township / Civil Division	SPRING HILL
Census Block Group	2
Census Block	2016
Census Tract	41203

Owner

4424 Collins Rd is owned by an individual who bought it in April 2026.

Source: Hernando County records, as of August 21, 2026

Owner of Record	Individual Name on File
Mailing Address	14710 NAIMISHA LOOP, SPRING HILL, FL 34609-0778
Owner Type	Individual
Vesting	Single Woman

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Apr 6, 2026	Warranty Deed, Transfer · FHA Mortgage KIND LENDING LLC
Oct 9, 2025	Warranty Deed, Transfer CAPITAL TITLE SOLUTIONS
Oct 27, 2025	Special Warranty Deed, Transfer ATTORNEY ONLY, ATTORNEY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Apr 6, 2026 · Amount on File
Deed Sale	Apr 6, 2026 · Amount on File
Prior Sale	Oct 27, 2025 · Amount on File
Deed Document Number	202622363
Deed Book / Page	4691 / 648
Prior Transfer Date	Dec 23, 1998
Prior Transfer Doc	0012420366
Record Updated	Oct 29, 2026

April 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Apr 6, 2026
Property Address	4424 COLLINS RD, SPRING HILL, FL 34606-1813
Document Number	0000022363
Book / Page	4691 / 648
Instrument Date	Mar 30, 2026
Instrument	2026.22363
Transaction Type	Transfer
Record Updated	May 4, 2026
Title Company	MILESTONE TITLE SERVICES

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$199,374.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000022364,
Date	Apr 6, 2026
Book Page	4691/650
Instrument	2026.22364

Lender

Name	KIND LENDING LLC

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

Mortgage

Document Number	0000022365,
Date	Apr 6, 2026
Book Page	4691/666
Instrument	2026.22365

Lender

Name	KIND LENDING LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	30 Months
Due	Apr 1, 2056

Interest

Rate	6.01%
Max Rate	-1%

October 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 9, 2025
Property Address	4424 COLLINS RD, SPRING HILL, FL 34606-1813
Document Number	0046200254
Book / Page	4620 / 254
Map Reference	MB 10 PG 61-76
Instrument Date	Oct 2, 2025
Instrument	2025070339
Transaction Type	Transfer
Record Updated	Oct 31, 2025
Title Company	CAPITAL TITLE SOLUTIONS

Transaction

Amount	Amount on Record
Tax	$1,015.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	4424 COLLINS RD, SPRING HILL, FL 34606-1813

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	600 N WEST SHORE BLVD STE 500, 500, TAMPA, FL 33609-1110

October 2025: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	HERNANDO FL
Recording Date	Oct 27, 2025
Property Address	4424 COLLINS RD, SPRING HILL, FL 34606-1813
Document Number	0046261105
Book / Page	4626 / 1105
Map Reference	MB 10 PG 61-76
Instrument Date	Oct 2, 2025
Instrument	2025074275
Transaction Type	Transfer
Record Updated	Nov 17, 2025
Title Company	ATTORNEY ONLY, ATTORNEY

Transaction

Amount	Amount on Record
Tax	$1,190.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5000 RIVERSIDE DR, IRVING, TX 75039-4316

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4418 W KNOX ST, TAMPA, FL 33614-3613

Tax Assessment & Valuation

The 2025 property tax bill for 4424 Collins Rd was $1,095, up 0.6% from the year before.

Source: Hernando County assessment roll, as of December 8, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Hernando County
Unified School District	Hernando County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,095.00 (+0.64%)	$57,517 (+2.9%)	$159,336 (+1.47%) Land $22,875 Building $136,461
2024	$1,088.00 Additional exemption filed	$55,896 (+3%)	$157,022 Land $20,625 Building $136,397
2023		$54,268 (+3%) Land $54,268
2022	$406.00 Homeowner's exemption	$52,687	$152,524 Land $18,750 Building $133,774

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 4424 Collins Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 10 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	10 in force
Nearby Flood Claims	2 (1993–2011)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Aug 2011 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4424 Collins Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059
Water Source	Groundwater
Last State Inspection	May 2025
Lead	1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	18 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 216 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Open Infra Fiber	8,000 / 8,000
WOW Internet, Cable & Phone Fiber	5,000 / 5,000
Tillman Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35

May also be available: AT&T, Verizon.

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