4423 Todd Point Ln, Sparrows Point, MD 21219 Property Records

Baltimore County property record for 4423 Todd Point Ln, Sparrows Point, MD 21219

Property Summary

Property TypeSingle Family Home
Details2.5 ba · 2,178 sqft · built 1998
Lot Size0.126 acres (5,502 sqft)
Owner2 Individual Names on File
Last Sale$315,000 (Oct 2017)
Tax Bill$5,042 (2024)
Deeds & MortgagesJan 2019 Mortgage
Jan 2022 Mortgage
+ 2 more
APN15-2200028493

Property Details

APN / Parcel Number

Primary APN15-2200028493
Alternative APN
  • 2200028493

Interior

Full Baths2.5 Baths
Half Baths1 Half Bath
Stories2 Stories
Building Area2,178 sqft Living Area
Gross Area2,418 sqft
1st Floor Area1,098 sqft
Basement Area1 sqft

Exterior

Year BuiltBuilt 1998
Effective Year BuiltEffective 1998
Architectural StyleConventional
Exterior MaterialSiding
Roof MaterialComposition Shingle
Lot Area5,502 sqft (0.126 acres)
Garage TypeAttached
Garage Area240 sqft
Parking Spaces1 Parking Space
PorchOpen Porch
Porch Area144 sqft
Deck Area256 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
SewerMunicipal

Location & Zoning

Account Number2200028493
Street Address4423 TODD POINT LN
CitySPARROWS POINT
StateMD
Zip21219-1002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description.1263 AC PHASE 1 BEACHWOOD ESTATES
Legal SubdivisionBEACHWOOD ESTATES
Legal Phase1,4423
Legal Block2
Legal Lot Number347
JurisdictionBALTIMORE MD
Township / Civil Division15
Census Block Group2
Census Block2004
Census Tract452400

Owner

4423 Todd Point Ln is owned and occupied by two individuals who acquired it in August 2021.

Source: Baltimore County records, as of July 14, 2025

Owner of Record2 Individual Names on File
Mailing Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2019Deed of Trust, Mortgage · Conventional Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP
Jan 5, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
WELLS FARGO BANK NA
Sep 23, 2019Deed of Trust, Mortgage · Conventional with PMI
FIRST CHOICE LN SVCS
Oct 16, 2017Deed, Transfer · Conventional Mortgage
GEORGE MASON MORTGAGE LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleOct 16, 2017 · Amount on File
Deed SaleOct 16, 2017 · Amount on File
Prior SaleDec 7, 1998 · Amount on File
Deed Book / Page39512 / 413
Last Transfer DateAug 9, 2021
Transfer Doc0461470159
Record UpdatedJun 8, 2026

January 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002
Transaction TypeMortgage
Record UpdatedAug 12, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0410680136
DateJan 17, 2019
Book Page41068/136
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
AddressCARROLLTON, TX 75007
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term301 Months
DueFeb 1, 2044

January 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBALTIMORE MD
Recording DateJan 5, 2022
Property Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002
Document Number0461470159
Book / Page46147 / 159
Map ReferenceMB SM69 FO 23
Instrument DateAug 9, 2021
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyACCOMODATION, ACCOMMODATION

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002

Mortgage

Document Number0046147164
DateJan 5, 2022
Instrument46147/164
Lender
NameWELLS FARGO BANK NA
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term356 Months
DueSep 1, 2051

September 2019: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBALTIMORE MD
Property Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002
Document Number0419480068
Instrument DateSep 23, 2019
Transaction TypeMortgage
Record UpdatedOct 21, 2019
Title CompanyREAL ESTATE SETTLEMENTS ESCROW

Transferred To (Grantee/Buyer)

NameVerified Name
Address4423 TODD POINT LN BALTIMORE MD 212191002, BALTIMORE, MD 21219-1002

Mortgage

Document Number0419480068
DateOct 4, 2019
Book Page041948/000068
Lender
NameFIRST CHOICE LN SVCS
TypeFunding / Finance Company
AddressEAST BRUNSWICK, NJ 08816
Agreement
TypeConventional with PMI
AmountAmount on Record
Term360 Months
DueOct 3, 2049

October 2017: Deed, Transfer

Document TypeDeed
JurisdictionBALTIMORE MD
Recording DateOct 16, 2017
Property Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002
Document Number0395120413
Book / Page0039512 / 413
Map ReferenceMB SM69 FO23
Instrument DateSep 28, 2017
Transaction TypeTransfer
Record UpdatedAug 12, 2022
Title CompanyNEW WORLD TITLE CO LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address00000

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address4423 TODD POINT LN, SPARROWS POINT, MD 21219-1002

Mortgage

Document Number0039512420
DateOct 16, 2017
Instrument0039512/420
Lender
NameGEORGE MASON MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueOct 1, 2047

Tax Assessment & Valuation

Source: Baltimore County assessment roll, as of July 14, 2025

Property Jurisdictions

TypeName
StateMaryland
CountyBaltimore County
Unified School DistrictBaltimore County Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$353,800$377,100 Land $102,500 Building $274,600
2024$5,042.00 (+116.86%)
2023$2,325.00 Homeowner's exemption$307,200 Land $100,500 Building $206,700$307,200 Land $100,500 Building $206,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 4423 Todd Point Ln; there have been 28 flood claims nearby since 1996.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Flood Insurance CostPremium on File
median of 40 policies
Nearby Flood Policies40 in force
Nearby Flood Claims28 (1996–2024)
Claims Outside the SFHA10 of 28
Most Recent ClaimJan 2024 · tidal / storm surge
Claims by Event
  • Hurricane Isabel, Sep 2003 · 23 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4423 Todd Point Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 96% of Maryland
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF BALTIMORE
serves 1,600,000 people · EPA ID MD0300002
Water SourceSurface water
Last State InspectionOct 2024
Lead3 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
not recorded as resolved · Apr 2026
E. coli
resolved · Sep 2022
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 116 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable
2,000 / 250
Verizon
Fiber
980 / 880
Believe Broadband
Fixed Wireless
500 / 100

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